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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Klarna Launches In Ireland And Says It Welcomes Regulation Of BNPL

As Klarna rolls out buy now, pay later (BNPL) services in Ireland and gives positive nods towards regulation of the industry, VIXIO discusses the Swedish company's wider market strategy as it develops any time, any where instalment credit. We also assess its claims that consumers are shifting away from credit cards.
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Payments

Philippine Online Boss Linked To Narcotics In New Report

A licensed foreign-facing online gambling operator in the Philippines is allegedly linked to the drug trade and is a business partner of an alleged former meth lab boss close to President Rodrigo Duterte, according to a consortium media report.
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Gambling

Arkansas Weighs Change To Allow Mobile Sports Betting

The Arkansas Gaming Commission on Thursday will consider a proposed rule change that would allow mobile sports betting through the state’s licensed casinos.
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Gambling

Children Cannot Avoid Gambling-Like Mechanics In Games, Says Research

​​​​​​​Danish regulator research on gambling addiction has found microtransactions made by children on video games such as FIFA often replicate gambling mechanics.
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Gambling

Crypto Cowboys: Wyoming Wants To Be Pioneer On Virtual Currency Wagering

With an economy based largely on cattle, oil and mining, policymakers in Wyoming have grabbed the attention of gaming operators, attorneys and payment processors after becoming the first state to regulate the use of cryptocurrency for wagering on sporting events.
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Payments

Week In Brief - November 12, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at Daimler's new payments solution, UK consumers' struggle to get APP fraud refunds and a pioneer Austrian crypto tax bill. We also report on BNPL regulatory changes in New Zealand and Australia, Egypt's efforts to regulate instant payments and the latest news on the EU's digital euro project.
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Payments

EBA Makes New SCA Clarifications

The EU’s banking watchdog has listed two new Q&As regarding strong customer authentication (SCA), focusing on the travel sector and knowledge possession.
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Payments

EU Crowdfunding Regulation Brings New Opportunities For Eastern European Start-Ups

A new EU regulation that entered into force a few days ago is expected to boost cross-border crowdfunding services, removing obstacles that have held back start-ups, particularly in smaller Eastern European markets, from effectively raising funds from the public.
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Payments

Casino Giants Putting For Sale Signs On Las Vegas Resorts

The Las Vegas casino market is set to enter 2022 looking very different to the start of the year as MGM Resorts and Caesars Entertainment prepare to offload properties and inexpensive capital, and the prominent role of real-estate investment trusts encourage merger and acquisition activity.
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Gambling

US, Brazil Or Bust For Affiliates

Instead of leaning on eye-catching revenue predictions, affiliates now need to be active in either the Latin American or US markets if they want to be attractive acquisition assets, sector executives have said.
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Gambling

Some German States Will Wait On Casino Games Licensing, Attorney Says

While some German states are planning licensing programmes for online table games and others support monopolies, a third group may simply procrastinate, a Germany gambling lawyer has said.
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Gambling

Disney Eyes Greater Presence In U.S. Sports-Betting Market

The CEO of Disney has confirmed the company is looking for a greater presence in the sports-betting business, a reversal from its long-held position of avoiding any association with gambling.
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Gambling

News In Brief: November 8-November 12, 2021

Curaçao-licensed companies are barred from Dutch online trade group and a politically active online skill company is raided by tax officials in India.
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Gambling

CBDC Consultation Incoming, Confirms UK Treasury

The Bank of England (BoE) and Her Majesty’s Treasury (HMT) will be opening a consultation on the possibility of a UK central bank digital currency (CBDC) in 2022, the UK’s finance minister has confirmed, while outlining a possible timeline for the project.
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Payments

Bafin’s ’Aggressive’ Stance Won’t Kill Off N26

N26 has had a less than perfect year dealing with Germany’s financial watchdog, yet payments experts believe that regulatory action will not have a long term effect on the Berlin-headquartered neobank.
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Payments

Small Businesses Continue To Accept Cash

Most of the UK's small businesses are happy to accept cash and they would never turn a customer away who needs to pay in cash, research commissioned by the Financial Conduct Authority (FCA) found.
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Payments

Binance Changes Catch-Me-If-You-Can Approach Amid International Claim

Victims of the Binance account freeze are facing new challenges to gain redress as the crypto exchange has no headquarters. Meanwhile, the crypto trading platform has realised it has grown too big to avoid the sight of regulators and is seeking a payments license.<br />
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Payments

Blockchain Ensures Gambling Crypto Funds Are Cleaner Than Cash, Says Panel

​​​​​​​Regulators hoping to unlock the payment and responsible gambling benefits of blockchain technology should develop frameworks to accept digital currencies attached to digital identity, according to a panel of experts.
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Gambling

Affiliates Love Regulation, But Can't Quite Quit Grey Markets

Major affiliates say they love the stability of regulation and the protection it gives them from being short-changed by operators, but some are still happy to do significant grey market business.
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Gambling

Election Results, Internet Sunset Problematic For New Jersey Casinos

Even “Saturday Night Live” is making jokes about how a truck driver spent a grand total of $153 on his campaign but still managed to defeat the New Jersey Senate president in the November 2 election.
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Gambling
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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