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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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EU Finance Ministries Pile On Political Pressure For The EPI

Seven of the EU’s national finance ministries have published a joint statement in support of the European Payments Initiative (EPI).
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Payments

Now Is Not The Time For A Retail CBDC, Singapore Says

On balance, the case for a retail central bank digital currency (CBDC) in Singapore is not urgent, the Monetary Authority of Singapore has said in a new research paper.
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Payments

U.S. Continues Crackdown Against Ransomware In Whole-Of-Government Effort

In a coordinated multi-agency effort, the U.S. Treasury and the Department of Justice have taken a series of actions against ransomware groups, including the designation of a virtual currency exchange network, the seizure of $6.1m paid in ransom, and the release of an updated ransomware advisory for financial institutions.
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Payments

BNY Mellon Offers Solution To Facilitate ISO 20022 Transition

The U.S. bank has launched a one-stop-shop online resource center to help financial institutions prepare for the adoption of the new message standard that is going to be mandated in major economies within the next couple of years.
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Payments

Eleven Bookmakers To Be Prosecuted In NSW, Sportsbet Fined

The gambling regulator in Australia’s New South Wales state is prosecuting 11 bookmakers in 15 cases, VIXIO GamblingCompliance has learned, with market leader Sportsbet the latest to be convicted.
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Gambling

Risky Financial Products Replacing Gambling Sponsorships, Researchers Warn

​​​​​​​Risky gambling-like trading and cryptocurrency products are filling the void left by gambling football sponsorships as they are outlawed by regulators, academics have warned.
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Gambling

New Jersey Governor Vetoes Bill Permitting Sports-Betting Promo Deductions

Days after being re-elected to a second term, New Jersey Governor Phil Murphy has vetoed legislation that would have allowed sportsbook operators to deduct bonuses from their taxable revenues.
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Gambling

Curaçao 'Licensees' Clog Gambling Blacklists, Rile Regulators

Buccaneering Curaçao-based online gambling companies crowd blacklists all over Europe and Australia, with nearly 40 percent of all blacklisted companies in 18 countries traceable to an address on the Caribbean island.
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Gambling

Nordic Payments Council Consults On Changes To Credit Transfer Rules

The Nordic Payments Council (NPC) is consulting on proposed changes to its rulebooks, including levelling up its old ISO 20022 messaging format to the latest 2019 version. The changes are aimed at ensuring the payment schemes keep up with the evolution of the payment market, and follow the SEPA payment schemes as much as possible.
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Payments

Lithuania’s FIU Uncovers 20x Increase In Suspicious Transaction Reports

Lithuania has transformed into one of the EU’s hubs for fintech, but as a result is increasing the volume of suspicious transactions — have payment institutions and the regulators got the resources they need to cope?
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Payments

U.S. Passes Historic Infrastructure Bill With Crypto Reporting Provision

Following lengthy negotiations, the U.S. Congress has passed the $1.2trn Infrastructure Bill that will update the country’s infrastructure. As passed, the act will require certain crypto transactions to be reported for tax purposes.
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Payments

Online Slot Harm Report Shocks Researchers

​​​​​​​Researchers in the UK have said they were shocked to find no significant correlation between behavioural markers of harm and the volatility, return to player or hit rate of online slot games.
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Gambling

New York State Of Nine: Gaming Commission Selects Sports-Betting Operators

The New York State Gaming Commission has selected nine operators to offer mobile sports betting in the most coveted market in the United States, with bet365 and Penn National's Barstool among those failing to secure a license.
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Gambling

Dutch Trade Groups Agree On Responsible Slogan

Gambling associations in the Netherlands have jointly backed the introduction of a new responsible gambling slogan, saying they could quickly implement it as a temporary measure.
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Gambling

Crypto Cowboys: Wyoming Wants To Be Pioneer On Virtual Currency Wagering

With an economy based largely on cattle, oil and mining, policymakers in Wyoming have grabbed the attention of gaming operators, attorneys and payment processors after becoming the first state to regulate the use of cryptocurrency for wagering on sporting events.
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Gambling

Malaysian Deputy Minister Touts Review Of Gambling Laws

Malaysia’s deputy home minister has confirmed the government is continuing to review legislation related to gambling, amid lawmaker complaints over ease of access to online products, but did not say if regulation is on the cards.
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Gambling

Competition Authority Envisages UK Open Banking Future

The UK's Competition and Markets Authority has published a new update regarding its vision for the “future entity” to replace the Open Banking Implementation Entity.
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Payments

China’s New CBDC Wallet To Have No Transaction Cap, Confirms PBOC Official

Some 140m people had opened wallets for China's new digital yuan as of October and used it for transactions totalling around 62bn yuan ($9.7bn), according to a senior official at the People’s Bank of China (PBOC).
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Payments

mCBDC Could Save Global Corporates $120bn In Cross-Border Transaction Costs

A multi-central bank digital currency (mCBDC) network could disrupt cross-border payments as they exist today and save global corporates $100bn in transaction costs annually, a joint research report published by J.P. Morgan and Oliver Wyman has found.
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Payments

U.S. Lawmakers Call For Broad Interpretation Of Beneficial Ownership Law

Senior Congressional Democrats have called on the U.S. Treasury to speed up the implementation of an important law that will crack down on anonymous shell companies, and interpret the law as broadly as possible.
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Payments
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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