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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Consumer Groups Lead Defence Of CFPB Digital Payment Regulation

US consumer protection groups are spearheading the defence of the Consumer Finance Protection Bureau's (CFPB's) Digital Payment Regulation, which seeks to govern large fintech companies under the same rules as banks and other financial companies.
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Payments

Singapore Reaffirms BNPL Safeguards After Fresh Parliamentary Inquiry

The Singaporean government has reinforced its stance on the regulation and oversight of buy now, pay later (BNPL) schemes as their popularity grows among young consumers in the city-state.
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Payments

Australian Gambling Spend Surges To New High

Australian gambling spend, for a long time the world’s largest per capita, hit a new record of A$31.5bn ($19.7bn) in the year ending June 2023, according to a new report.
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Gambling

FanDuel, DraftKings Eye Potential Prediction Markets Opportunity

The chief executives of the two dominant brands in U.S. sports betting agreed Tuesday that the emerging prediction market space could present an opportunity, though they remained guarded in saying so.
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Gambling

New Jersey Regulator Seeks Authority To License, Ban Sweepstakes Operators

A pending bill to regulate online sweepstakes casinos would give New Jersey gaming regulators the clear legal authority over sweepstakes businesses that they do not currently have, according to a senior gaming official.
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Gambling

Modernising Harm Reduction Approaches Proliferating Use Of AI Monitoring Systems

The use of AI monitoring systems by operators to tackle gambling-related harms has been accelerated by a desire among regulators to modernise their approaches to reducing harms, says one of the sector's leading companies.
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Gambling

Trump Administration To Scrap Corporate Transparency Act For US Citizens, Companies

In the latest twist to the rollout of the Corporate Transparency Act, the Trump administration has vowed to exempt US citizens and companies from its controversial beneficial ownership reporting requirements.
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Payments

UAE Debuts Domestic Payment Card

In a key milestone in the United Arab Emirates’ digital transformation strategy, the country has introduced a new domestic payments card for consumer use.
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Payments

EU Lawmaker Presses Commission On Online Fraud Protection Amid Rising Threats

With online fraud increasing, a member of the European Parliament has called on the European Commission to strengthen consumer protection measures and enhance the security of digital transactions.
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Payments

Latvia Adopts Interventionist Approach To De-Risking

The Bank of Latvia is taking an active role in mitigating disputes between commercial banks and their clients by encouraging the use of its mediation service.
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Payments

AG Communications To Pay £1.4m For UK AML, Social Responsibility Failures

AG Communications Limited will pay £1,407,834 to the UK Gambling Commission for a raft of social responsibility and anti-money laundering (AML) failures.
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Gambling

Thai Ministers Cut Wealth Restriction For Locals From IR Draft

The Thai government has removed a gambler cash asset stipulation from draft integrated resort (IR) legislation that would have blocked entry to all but the wealthiest of Thais.
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Gambling

California Tribes Target Offshore Gaming Amid Ongoing Casino Dispute

Amid infighting between certain California tribes over two federally approved casinos, the state’s top tribal gaming advocate has stressed the importance of tribes working together to tackle illegal gambling.
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Gambling

Final Draft Of Delayed Gibraltar Gambling Act Due Within Weeks

Gibraltar’s new Gambling Act is “a little delayed”, according to the territory's gambling commissioner Andrew Lyman.
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Gambling

CFPB Drops Five Enforcement Actions As Director Nominee Answers To Senate

In what appears to be a carefully timed publicity stunt, the Consumer Financial Protection Bureau (CFPB) has halted five enforcement actions as its new director nominee spoke before the US Senate.
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Payments

SEC Issues Staff Statement On Meme Coins, Describes Them As 'Collectibles'

The US Securities and Exchange Commission (SEC) has announced that meme coins, such as the one issued by President Trump, are akin to "collectibles" and will not be considered "securities".
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Payments

EU's Reliance On Foreign Card Schemes Raises Sovereignty Concerns For ECB

A new report on the state of the European card payments market suggests that the EU’s continued dependence on international card schemes and foreign-owned payment processors is a threat to the bloc’s financial sovereignty.
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Payments

Malta Expands Outcomes-Based Supervision To All Financial Sectors In 2025

The Malta Financial Services Authority has announced that its Compliance Outcomes-Based Supervision model, initially piloted in 2024, will be extended to all financial services sectors in 2025.
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Payments

Nevada Regulators Eliminate Foreign Gaming Grandfather Clause

Nevada regulators instituted their first foreign gaming approval requirements nearly 50 years ago after New Jersey voters approved casino gaming, but they have since eased those rules considerably as more jurisdictions have legalized gaming.
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Gambling

Malta Court Rejects Austrian Player Refund Cases

Two court decisions in Malta described as "landmark" by gambling industry lawyers have blocked Austrian player refund judgments on public policy grounds, but the team behind the claims say the fight is far from over.
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Gambling
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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