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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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BetMGM Fined $260,000 In Pennsylvania For Self-Exclusion Violations

BetMGM will pay a $260,905 fine after reaching an agreement with Pennsylvania gaming regulators over an investigation into allowing more than 150 self-excluded players to wager on the platform.
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Gambling

iGaming Debate Remains The Same In Maryland: Tax Revenue Versus Cannibalization

As Maryland lawmakers consider ways to close a multibillion-dollar budget deficit, two bills to raise new tax revenues through legalizing internet casino games are back on the legislative agenda for the second straight year.
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Gambling

UK Commission Wants Mandatory Machine Deposit, Time Limits

Gamblers will be required to set deposit and time limits on gaming machines if new proposals from the UK Gambling Commission are approved.
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Gambling

Mexican Casinos Win Injunctions In Appeals Court

Last week, several Mexican casino operators were granted injunctions against a November 2023 decree that prohibits granting or renewing licences for slot machines and other casino-style games on the grounds of unconstitutionality.
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Gambling

Regulatory Influencer: India To Fight Fraud Using Mobile Number Blacklist

The Reserve Bank of India (RBI) has instructed financial institutions to begin using a real-time mobile number blacklist to tighten up their fraud monitoring and prevention programmes.
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Payments

Nigerian Central Bank To Open New Compliance Department To Escape Greylist

After two years on the Financial Action Task Force (FATF) greylist, Nigeria is stepping up its efforts to address strategic deficiencies in its anti-money laundering regime.
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Payments

Daily Dash: BaFin Fines Islamic Bank €600,000 Over AML Deficiencies

Germany’s Federal Financial Supervisory Authority (BaFin) has levied a €600,000 fine on KT Bank for breaching the German Money Laundering Act and Banking Act.
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Payments

PSR And Bank Of England Commit To Boosting CHAPS Coordination

The UK’s Payment Systems Regulator (PSR) has set out a new framework for coordinating with the Bank of England on the supervision of the CHAPS payment system.
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Payments

German Banks Tell ECB: 'There Is A Need For Improvement' Over Digital Euro

The German Banking Industry Committee has set out what it feels are essential requirements for the successful introduction of a digital euro.
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Payments

Online Casino Bill Advances In Indiana

An Indiana House committee has voted to approve a bill that would permit online casino gaming, as well as double the state’s tax on mobile sports betting.
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Gambling

Betsson Aims To Acquire Polish Bookmaker

Sweden-listed operator Betsson has unveiled plans to take full control of Polish bookmaker Fuksiarz, despite a history of enforcement in the market.
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Gambling

Belgium Loot-Box Ruling Could Be Bad News For Digital Platforms

Paid loot boxes have been confirmed as illegal by a Belgian court and now Apple faces potential liability for allowing games with them to appear in the country’s App Store.
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Gambling

Google To Appeal $12m Fine In Indonesia For Anti-Competitive Payments Practices

Tech giant Google has told Vixio that it will appeal against an antitrust fine in Indonesia that was issued in relation to its payments practices within the Google Play Store.
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Payments

CFPB Passes Responsibility For Enforcement To States

With the Trump administration yet to take any radical steps regarding the future of the US Consumer Finance Protection Bureau (CFPB), the regulator is both carrying on as usual and preparing for a new era.
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Payments

Daily Dash: Jordan Overhauls Payment Services Oversight

The Central Bank of Jordan has introduced two new regulatory updates aimed at payments processors operating in the country.
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Payments

US Congress Probes Debanking Of Crypto Firms

A US House Of Representatives committee has announced it is investigating cases of organisations, including significant crypto players such as Coinbase and Kraken, being debanked based on their political views.
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Payments

Massachusetts, Indiana Take Lead In Debate Over Election Betting Bans

Legislators in two states will consider bills to ban betting on elections, while it remains unclear whether Democratic lawmakers will reintroduce legislation to ban similar wagers following the Republican takeover of the U.S. Congress.
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Gambling

Balkan Regulators Meet To Tackle Illegal Gambling

Bulgaria’s National Revenue Agency has said it will meet with fellow Balkan gambling regulators to collaborate on targeting illegal gambling.
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Gambling

Regulatory Influencer: CFPB Considering Rules On Big Tech Financial Compliance

The US Consumer Financial Protection Bureau (CFPB) has asked industry stakeholders to provide feedback on strengthening measures to prevent "harmful surveillance" in digital payments, particularly those offered through big tech platforms.
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Payments

US Supreme Court Reinstates AML Law, But Compliance Remains 'Voluntary'

A controversial US anti-money laundering (AM) law has been reinstated by the Supreme Court, but compliance remains "voluntary" while further appeals are adjudicated.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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