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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Unlicensed Sites Using Fake Games Requires Regulatory, Industry Action

Fake games on unlicensed sites pose a growing risk to consumers and the gambling industry, as flagged recently in Brazil, but tackling them will require combined regulatory and industry action.
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Gambling

Regulatory Influencer: How Changes To The Corporate Transparency Act Could Affect AML Practices In The US

The Trump administration has announced that US citizens and companies no longer need to file or update their beneficial ownership information (BOI) under the Corporate Transparency Act (CTA).
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Payments

Week In Crypto: Tether Delistings Accelerate As Key MiCA Deadline Approaches

Binance confirms USDT delisting in Europe, Tether hires a new CFO to deliver the company’s first ever audit, and Circle’s USDC wins a landmark regulatory approval in Japan.
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Payments

Paytm, HSBC India Hit By AML Enforcement Actions

Regulators in India have announced enforcement actions against Paytm and HSBC, both of which are accused of anti-money laundering (AML) and foreign exchange violations.
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Payments

US Senate Votes To Overturn CFPB’s Digital Payment Rule

The Senate has voted 51-47 in favour of overturning the Consumer Financial Protection Bureau's (CFPB’s) rule relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications", in what can be seen as a victory for the Trump administration.
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Payments

Card Giants Under Fire As UK Regulator Finds Market Failing

Following a multi-year review into Mastercard and Visa’s fees, the Payment Systems Regulator (PSR) has concluded that the card schemes and processing services are not functioning effectively.
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Payments

What The U.S. Foreign Corrupt Practices Act Pause Means For Gaming

President Donald Trump’s executive order pausing almost all enforcement of a decades-old federal anti-bribery law will not give U.S. gaming companies any leeway when it comes to avoiding bribing foreign officials.
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Gambling

News In Brief: March 3-March 7, 2025

The UK considers whether net deposit limits are OK, Connecticut mulls capping sports-betting wagers, Michigan moves against black market operators and Thailand's income limit has remained in its casino bill.
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Gambling

India's Illegal Gambling Market Flourishing Amid Lax Regulation

A report by a digital affairs think tank has found that the scale of illegal online gambling in India is “immense” and expanding, with four foreign platforms alone attracting 1.6bn visits between them in three months.
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Gambling

Governor’s Proposed Tax Increase Seen As Threat To New Jersey Gaming Industry

Opposition to New Jersey Governor Phil Murphy's proposed 25 percent tax rate on mobile sports betting and online gaming is mounting as lawmakers and gaming industry executives believe the increase threatens the industry's stability.
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Gambling

Nevada Regulator Tells Kalshi To Cease Sports Event Contracts

Nevada has become the first state to push back against the emergence of sports prediction markets, but other state gaming regulators say they share similar concerns about the genre.
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Gambling

Implementation Of Consumer Duty The Key Takeaway From FCA Dear CEO Letter

The UK’s Financial Conduct Authority’s (FCA) February Dear CEO letter to payments and e-money firms made clear that the regulator wants to see improved compliance with its flagship policy, the Consumer Duty.
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Payments

US Banks Seek To Overturn Cyber Incident Reporting Rule

A coalition of US banking associations has requested that a proposed rulemaking on cyber incident reporting be withdrawn, claiming that it “diverges” from Congressional intent and imposes “unnecessary burdens” on firms.
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Payments

Daily Dash: Fraud Decreases In Denmark, But Criminals Still Stole $11.7M in 2024

Danish banks have successfully reduced online banking fraud, stopping nearly two-thirds of attempted scams in the second half of 2024 – but criminals continue to adapt.
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Payments

Romania Proposal Would Introduce Financial Limits For Gambling

Romania has proposed a monthly financial limit for payments made to gambling operators, as the country continues to pile pressure on the gambling industry and tighten rules.
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Gambling

Ireland Establishes Gambling Regulator, Targets Licensing This Year

The Gambling Regulatory Authority of Ireland (GRAI) has officially been established after the Minister for Justice signed an order to commence parts of the Gambling Regulation Act 2024.
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Gambling

Google Updates India Ad Rules Ahead Of Broader Gambling Code Rewrite

Google has updated its gambling advertising policy to allow more personalisation in the Indian market, ahead of a broader overhaul due to take effect next month.
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Gambling

U.S. Regulators Frustrated By Growth Of Illegal Gaming Products

As skill game machines, offshore gambling sites and online sweepstakes casinos have proliferated across the U.S., gaming regulators find themselves in the untenable position of trying to stem their negative impact on consumers, the industry and state coffers.
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Gambling

Regulatory Influencer: India’s Payments Vision 2025: The Home Stretch

In 2022, the Reserve Bank of India (RBI) set out a Payments Vision with 36 regulatory initiatives to enhance the payments landscape in the world's most populous country by 2025.
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Payments

Bowing To Pressure From Banks, Russia Postpones Digital Ruble Launch

The Central Bank of Russia (CBR) has announced that it will postpone the launch of the digital ruble, citing the need for further consultation with banks and merchants.
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Payments
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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