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From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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The FCA’s ’More Robust’ Gateway

Following on from the publication of its Business Plan for 2021/22, the UK's Financial Conduct Authority (FCA) has said that it will “ensure firms start with high standards and maintain them”. This involves “a more robust gateway”, which makes it tougher for firms to become authorised than previously, with more intensive assessments and a closer scrutiny of financials and business models.
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Payments

News In Brief - September 21, 2021

U.S. President Joe Biden has signed an executive order that imposes sanctions against Ethiopia.
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Payments

Diversity And Inclusion To Rise Up Priority List For Compliance Officers

Recent consultative exercises that the UK’s Financial Conduct Authority and the European Central Bank have undertaken show that diversity and inclusion are becoming more of an issue for compliance officers at financial firms in Europe.
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Payments

European Lotteries Says Ethical Brands Are The Future

The European State Lotteries and Toto Association’s members are helping one another achieve the group’s new Responsible Gaming Certification, which includes passing an independent audit of labour practices and climate change impact.
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Gambling

Unlicensed Operators Must Block Dutch Players From October, Says Minister

Operators that passively target the Dutch market without a licence after October 1 face enforcement action and possible licensing jeopardy, following new instructions from the country’s gambling minister.
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Gambling

U.S. M&A Activity Set To Continue As Sportsbooks Seek Tech, Online Casino Assets

The splurge of merger and acquisition activity in the U.S. sports betting and online gaming market is likely to continue into 2022, according to the chief executive of Bragg Gaming and former CEO of SBTech.
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Gambling

AML Control – An Expert Speaks

In this article we speak to Rachel Woolley, the director of financial crime at know your customer (KYC) technology firm Fenergo, about a wide range of topics on the subject of money laundering control.
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Payments

Prepare For CBDCs To Shake Up Financial System, Says German Banking Supervisor

Central bank digital currencies (CBDCs) could change the banking industry radically, but this does not entitle them to special treatment, according to the president of Germany’s central bank.
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Payments

Fight Over U.S. Financial Account Flow Reporting Proposal Heats Up

Tensions surrounding a new proposal, aimed at closing the tax gap by creating a massive reporting obligation for financial account flows, are intensifying. The U.S. Treasury Secretary wants President Biden to include the proposal in his spending bill, but a group of Republican senators have introduced a bill to stop that from happening.
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Payments

News In Brief - September 20, 2021

Beset by regulatory troubles, Coinbase has applied to the U.S. National Futures Association to register as a Futures Commission Merchant.
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Payments

Lawmakers Give Gambling Operators Chance To Complain About UK Regulator

Gambling operators will be offered the chance to anonymously complain about the UK Gambling Commission after claims they are “scared” of lodging formal complaints because of the fear of “retribution”.
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Gambling

Online Gaming, iLottery On Different Legislative Track To U.S. Sports Betting

As sports-betting bills continue to sail through state legislatures, legal experts and industry executives remain perplexed as to why measures legalizing online casino and internet lottery games face more skepticism from lawmakers despite the significant tax revenues on offer.
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Gambling

Hong Kong Jockey Club Strips Membership From Jailed Democrats

The Hong Kong Jockey Club has revoked the memberships of three veteran pro-democracy figureheads convicted for political activity, including former Apple Daily media mogul Jimmy Lai and barrister, democracy activist and ex-legislator Martin Lee.
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Gambling

News In Brief - September 17, 2021

The Bank for International Settlements Innovation Hub to test central bank digital currencies for international settlements, while the Electronic Transactions Association sets out five guiding principles for crypto. In the U.S., the Federal Trade Commission has opened the rulemaking petition process to the public, and in Estonia the finance minister warns that new crypto-licences could be suspended.
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Payments

The Other Side Of The Crypto Coin: There Are Controls To Mitigate Risks

People are ceasing to perceive crypto-assets as risky and are taking a more balanced approach to them by looking at risks and controls together. As many banks are still struggling to understand the full spectrum of crypto-asset products, UK Finance has released a white paper to encourage the forging of trusted relationships between traditional financial institutions and the rapidly-growing new industry.
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Payments

Boris Johnson Switches Gambling Act Review Boss

The politician leading the review of the UK Gambling Act has been replaced, after falling victim to Prime Minister Boris Johnson’s Cabinet reshuffle.
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Gambling

Legalize Or Not: U.S. States Grapple With Grey-Market Games

The one issue a panel of gaming attorneys and industry analysts agreed upon on Thursday during a discussion on distributed gaming was the urgent need for state lawmakers to do more to address the issue of unregulated gaming machines.
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Gambling

Court Order Sought To Block November Launch of Mobile Betting In Florida

Opponents of a Florida Indian gaming compact are asking a federal court in Washington, D.C. to block the Seminole Tribe from commencing mobile sports betting as soon as November 15.
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Gambling

News In Brief: September 13-September 17, 2021

A William Hill unit is under orders from the Swedish regulator, Michigan and New Jersey continue to profit and MGM expected to be confirmed as Osaka IR choice.
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Gambling

APP Fraud - Where Are We Now?

The consumer group Which? is calling on the UK's Payment Systems Regulator to make banks do more to protect the victims of authorised push payment (APP) fraud and provide them with fair reimbursement.
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Payments
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Regulatory Impact Summary: UK Senior Managers & Certification Regime Review

The Financial Conduct Authority's (FCA) changes to the Senior Managers & Certification Regime (SM&CR) are designed to reduce administrative burden and improve proportionality without weakening individual accountability. The reforms were developed jointly with the Prudential Regulation Authority (PRA) and apply to all SM&CR firms, and further updates are expected later in 2026, subject to legislative change by HM Treasury.
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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