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From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Tipico Fined In The Netherlands For Operating Without A Licence

The Netherlands Gambling Authority has fined Tipico, the Germany-focused sports betting operator, for operating in the Netherlands without a gambling licence.
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Gambling

No Future For The Risky VIP Business Model, Say Industry Leaders

Gambling industry CEOs want their businesses to be seen as entertainment providers, as they attempt to shift away from the regulatory scrutiny driven by VIP-based business models.
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Gambling

News In Brief: September 20-September 24, 2021

Sweden's regulator maintains its position on toughening advertising rules, Playtech ties up a Brazilian partnership and new gambling taxes are approved in the Philippines.
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Gambling

Coinbase Caves In...Surreptitiously

Coinbase has discontinued its Lend scheme, by which it planned to award users interest on the crypto-coins that they keep on its platform that they do not wish to trade at any particular moment. It has done so in a quiet update to a months-old blog post.
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Payments

APP Fraud Spirals Upwards In UK

Fraud losses have risen by 30 percent, with a new emphasis on authorised push payment (APP) fraud, according to trade association UK Finance.
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Payments

Treasury Ransomware Action Puts Companies On Alert

The U.S. Department of the Treasury has taken its first action ever against a crypto-company for laundering cyber-ransom money. Meanwhile, its Office of Foreign Assets Control has updated an advisory note that pertains to ransomware.
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Payments

U.S. Congress Urged To Regulate The What, Not The How, Of Open Banking

Members of the public have asked U.S. lawmakers not to over-regulate the sharing of financial data and leave it to the financial sector to develop technical standards for open banking.
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Payments

UK Gambling Commission Apologises After Damning Football Index Report

The UK Gambling Commission has apologised after an independent report slammed the regulator for not acting quickly enough to scrutinise soccer trading platform Football Index before its collapse.
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Gambling

UK Betting Industry Welcomes New Minister

The UK betting industry has reacted warmly to the appointment of Chris Philp as the new minister overseeing the gambling sector.
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Gambling

Dutch Crackdown Demolishes 'Passive' Strategy For Gambling Licence

A Dutch minister’s announcement that a passive presence in the Netherlands will no longer be allowed after licensing launches on October 1 has thrown the plans of international operators into turmoil.
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Gambling

Industry Protests Karnataka Online Gaming Ban

Technology sector heavyweights have urged the Chief Minister of the Indian state of Karnataka state to exempt skill gaming from this week's sweeping new ban on online gaming with stakes.
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Gambling

Maryland Sports Betting Could Launch By 'Late Fall' 2021

Maryland’s top gaming regulator said his agency hopes to have the state’s first legal sports bets placed before the end of the year.
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Gambling

Irish Bill Aims To Make Financial Managers More Accountable

The Irish version of the UK's Senior Managers and Certification Regime (SM&CR) is on the stocks, with finance minister Paschal Donohoe having approved the drafting of the Central Bank (Individual Accountability Framework) Bill whose main purpose is to improve accountability in the financial sector.
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Payments

ISO 20022 Is More Than A Compliance Issue, It Is An Opportunity

International messaging standard ISO 20022 is more than just a compliance issue. Its adoption could open the door to new opportunities which can help to streamline compliance, experts say.
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Payments

Regulators Do Not Know How To Monitor Platformisation, Warns EBA

The platformisation of the financial services industry has become a problem for regulators to supervise, the EU’s banking watchdog has said, because they do not understand it.
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Payments

Gambling Harm Report Offers Policymakers Huge Evidence Base

A voluminous academic report written to inform the UK’s national gambling strategy has noted the effectiveness of the whistle-to-whistle ad ban, but warned that social media is replacing TV as the most dangerous arena for underage gambling ads.
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Gambling

Brazil Gambling Expansion Back On The Agenda

A new special commission formed in Brazil’s Chamber of Deputies is the latest sign of momentum returning for long-stalled legislation to regulate casinos, bingo halls and online gambling in one of the world’s largest untapped markets.
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Gambling

DraftKings Targets Entain Takeover With $22.4bn Offer

Entain confirmed on Tuesday that DraftKings had approached the company with a $22.4bn proposal to acquire the group, but U.S. partner MGM Resorts quickly warned both companies that any deal requires its approval first.
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Gambling

Flutter Reaches $300m Settlement With Kentucky

Flutter Entertainment, parent of FanDuel and Sky Bet, said it has reached a $300m settlement with the state of Kentucky, ending an effort by the company to have the U.S. Supreme Court overturn a court order to pay $1.3bn over alleged losses incurred by Kentuckian PokerStars players before 2011.
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Gambling

UK Gives Red Light To Misleading Green Claims

The UK’s Competition and Markets Authority is warning "greenwashers" that they have until the end of the year to clean up their misleading environmental marketing. It has issued guidelines to help them obey the law.
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Payments
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Regulatory Impact Summary: UK Senior Managers & Certification Regime Review

The Financial Conduct Authority's (FCA) changes to the Senior Managers & Certification Regime (SM&CR) are designed to reduce administrative burden and improve proportionality without weakening individual accountability. The reforms were developed jointly with the Prudential Regulation Authority (PRA) and apply to all SM&CR firms, and further updates are expected later in 2026, subject to legislative change by HM Treasury.
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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