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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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U.S. iGaming Advocates Confronting Casino Opposition

Supporters of expanded iGaming will enter 2025 facing broader opposition than at any time in recent years, with impressive revenue growth in New Jersey, Michigan and other markets proving to be a double-edged sword.
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Gambling

Week In Crypto: El Salvador, In Need Of IMF Cash, Agrees To End Bitcoin Experiment

El Salvador has reached a new loan agreement with the International Monetary Fund (IMF) that will see the central American nation cut back its efforts to promote Bitcoin as a method of payment.
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Payments

Difficulties Persist For Expat Payment Accounts In The EU

A member of the European Parliament has highlighted the continued difficulty of opening basic payment accounts across EU member states, despite clear legal protections in EU law.
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Payments

Curaçao's Regulator Welcomes 'New Era Of Regulation'

The Curaçao Gaming Control Board has said the recently passed and much anticipated National Ordinance on Games of Chance (LOK) marks the “ushering in” of a “new era of regulation”.
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Gambling

U.S. Senate Sports-Betting Hearing Draws Mixed Reactions

Tuesday’s U.S. Senate Judiciary Committee hearing on sports betting drew a variety of reactions from stakeholders throughout the industry looking ahead at the prospect of federal intervention.
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Gambling

Paraguay's Congress Approves New Gambling Law

Paraguay's Congress has granted final approval to legislation that will update the country's gambling law and enable a more competitive market for online sports betting.
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Gambling

New Zealand Plans To Slash Merchant Fees In Interchange Overhaul

New Zealand’s competition regulator is hoping to save merchants NZ$260m ($150m) per year in payment costs if its new draft caps on interchange are enacted into law.
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Payments

Daily Dash: Canada Seeks 40-Fold Increase In AML Penalty Fines

After TD Bank, Canada’s second-largest lender, was hit with a record-breaking money laundering fine in the US, Canada is also looking to beef up its own penalties.
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Payments

Antitrust Complaint Filed Over PSD2 Non-Compliance In Norway

A major open banking payments and data company has lodged a formal complaint with Norway’s competition watchdog, accusing Norwegian banks of engaging in anti-competitive practices.
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Payments

EU Authorities Signal DORA Reporting Progress On Track

The European supervisory authorities have said that the EU financial sector is on track to comply with its reporting obligations under the Digital Operational Resilience Act (DORA).
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Payments

Scrapping Of R&D Tax Break Angers Australian Gaming Industry

Australia has terminated a valuable research and development (R&D) tax concession for gambling and tobacco companies, likely culling the bottom line of the nation’s gambling industry by millions of dollars each year.
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Gambling

U.S. Senators Express Interest In Federal Sports-Betting Standards

Several U.S. senators expressed their desire to implement new federal sports-betting standards during a high-profile Senate committee hearing on Tuesday.
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Gambling

Peru Tax Decree Presents Pressing Compliance Challenge

The imminent implementation of a consumption tax on every bet leaves Peru’s newly licensed operators stuck between a rock and a hard place as they scramble to comply with conflicting fiscal and gambling regulations.
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Gambling

CBDCs Are The 'Future Of Currency', Says Outgoing RBI Governor In Final Speech

The Reserve Bank of India (RBI) governor has described central bank digital currency (CBDC) as the "currency of the future" in his final speech before leaving the position.
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Payments

Meta Platforms Flagged As Scammers' Haven In New PSR Report

Big tech platforms, especially those run by Meta, have been accused of providing a safe haven for fraudsters targeting UK consumers, according to a new report from the Payment Systems Regulator (PSR).
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Payments

UAE Regulator Jim Murren Accused Of Conflict Of Interest

The chair of the United Arab Emirates’ (UAE) fledgling gambling regulator, gambling industry veteran Jim Murren, has been accused in a US media outlet of a conflict of interest after taking up the chairmanship of Resorts World Las Vegas.
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Gambling

U.S. Senate Committee To Scrutinize Sports-Betting Industry

Testimony at a U.S. Senate committee hearing on sports betting on Tuesday will include lobbying for a variety of potential federal reforms of the industry.
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Gambling

Colombia Publishes Decree Aimed At Limiting Influencer Raffles

Colombia President Gustavo Petro has signed a decree to regulate online raffles in the country.
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Gambling

UK Gambling Commission Takes Action Against Roblox Casinos

UK Gambling Commission CEO Andrew Rhodes has responded to media reports surrounding illegal sites allowing currency from a children's video game to be used on illegal casinos, stating that the episode reflects the “ever-evolving threat we see around illegal gambling”.
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Gambling

Lagos State Regulator Insists National Online Licences Have No Legal Basis

The Lagos State Lotteries and Gaming Authority has stated that there is no such thing as a “remote gaming licence” in Nigeria, contrary to recent media reports in the country.
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Gambling
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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New US Cyber Strategy Offers Ambition But Few Details

The Trump administration’s vision for cybersecurity signals its priorities, which include working closely with the private sector to identify fraud networks and suspicious financial flows, but stakeholders must wait to learn of any new obligations.
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Decoding the UK Regulatory Grid: Banking, Credit and Lending Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the banking, credit and lending section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Deepening of Poland’s Crypto Regulation Deadlock an Existential Threat to Local Industry

The country still lacks a regulatory framework for digital assets, creating a significant challenge for Polish crypto firms, which may be forced to suspend operations or rapidly migrate to other EU jurisdictions to maintain market access.
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Regulating by Result: Converging Global Standards for Subscription Transparency and Consumer Protection

Subscription-based business models have become a defining feature of digital commerce, prompting increased regulatory scrutiny of recurring payment practices. As recurring billing has expanded across sectors, including media, fintechs, and retail memberships, regulators are increasingly focused on consumer protection issues such as transparency of pricing and renewal terms, informed consumer consent, ease of cancellation, and prevention of so-called “subscription traps”.
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UK’s New Fraud Strategy Represents Renewed Push to Combat its Fastest-Growing Crime

The plan aims to modernise the country’s response to the evolving threat via a more coordinated and technologically enabled prevention model based on improved analytical capabilities, stronger governance and deeper collaboration with industry.
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FCA Stablecoin Sprint Highlights the Need for 'Money-Like' Regulatory Treatment

Participants identified several foundational questions for the UK cryptoasset framework, including areas of regulatory treatment and infrastructure design that must be addressed for stablecoins to operate at scale as payment instruments.
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