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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Week In Crypto: Tether Mostly Still Available In Europe Despite MiCA Arrival

As another key deadline for MiCA compliance goes by, Tether has defied its critics once again, as its stablecoin remains available on almost all major exchanges in Europe.
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Payments

Mobile Banking App Faces US Justice Department Lawsuit For 'Deceptive Practices'

The US Department of Justice and Federal Trade Commission have launched a civil enforcement action against Dave Inc. and its CEO, Jason Wilk, accusing the company of non-compliance with federal financial services laws.
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Payments

Daily Dash: Indonesian Central Bank Launches Three New Payment System Offerings

Bank Indonesia has unveiled three new services under its BI-FAST instant payment system, further advancing the nation’s digital financial infrastructure.
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Payments

Brazil Supreme Court Judge Orders End To Rio's Interstate Operations

Brazil’s newly regulated market for online gambling did not have to wait long to see its first legal twist, with a Supreme Court justice issuing an order on Thursday to rein in the conflicting licensing system established by the state of Rio de Janeiro.
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Gambling

Brazil Market Goes Live After Compliance Deadlines Extended

Brazil’s new era of regulated online gambling began at the stroke of midnight on January 1, with 66 operators launching under new federal licences but most of them on a provisional basis due to delays in meeting certification requirements. 
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Gambling

End 'Blended Pricing' And Ban Debit Surcharging, Westpac Tells RBA

One of Australia’s Big Four banks has called on regulators to prohibit acquirers from offering bundled pricing, and to implement a ban on debit card surcharging.
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Payments

BIS Advisory Group Recommends 'Hybrid' Model For Retail CBDC Issuance

A new report from the Bank for International Settlements (BIS) has recommended that central banks opt for an equal "division of labour" with the private sector when issuing retail central bank digital currency (CBDC).
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Payments

Bank Of Lithuania Proposes Comprehensive State-Level Fraud Prevention Strategy

In another sign that European regulators are intent on addressing fraud, the Bank of Lithuania has unveiled an action plan for tackling the issue from a policy perspective.
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Payments

2025 Set To Be Another Non-Stop Year For Regulatory Change

As 2024, 2023 and 2022 have shown, there is no rest for the wicked when it comes to payments regulation, and both the UK and EU look set for more compliance changes.
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Payments

Outlook 2025: Slower-Paced North American Expansion Expected To Continue

After years of multi-jurisdictional growth in the online gaming market in North America, there was very limited expansion in 2024 and that trend is expected to continue in 2025.
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Gambling

POGO Ban In Force As Officials Begin Hunt For Assets, Fraudsters

The Philippine ban on foreign facing online gambling operators (POGOs) and their support services is now in effect, with officials moving to hunt down illegal operators and confiscate their assets.
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Gambling

Brazil Operators Facing Race To The Starting Line

With just days until Brazil’s regulated market launch on January 1, the industry does not know exactly how many operators will be able to clear the remaining compliance hurdles and be licensed to go live.
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Gambling

News In Brief: December 23-December 27, 2024

The U.S. Securities and Exchange Commission has fined Underdog, while the Pennsylvania Gaming Control Board has decided not to move forward with amendments to its self-exclusion regulations.
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Gambling

Evolution Facing UK Licence Review

Supplier giant Evolution’s UK licensing status has been put under formal review after the Gambling Commission identified Evolution games being offered in the UK through unlicensed operators.
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Gambling

Regulator Confident Revamped Gaming Rules Are Benefitting Nevada

The Nevada Gaming Control Board will take additional steps to amend or remove outdated gaming regulations in 2025 following several successful initiatives over the past year, according to board chairman Kirk Hendrick.
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Gambling

Philippines Allows Special Service Providers To Escape POGO Ban

The Philippine government has indicated that one section of the foreign-facing online gambling industry – Special Class of Business Process Outsourcing (SCBPO) licensees – will survive a ban on the sector.
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Gambling

Colombia's President Takes Aim At Gambling Industry

Colombia President Gustavo Petro has come out swinging against the gambling industry, blaming unregulated operators for the failure of his 2025 budget bill, which was rejected by Congress.
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Gambling

Italy Opens New Licensing Process For Online Gambling

The Agency of Customs and Monopolies published the tender notice in the European official gazette on December 18, officially kicking off the procedure for awarding the new nine-year online gaming concessions. 
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Gambling

Swedish Supreme Court Upholds Fines Against Kindred And Other Violators

Sweden's Supreme Administrative Court has denied the appeals of several gambling operators to further reduce fines imposed by the national gambling regulator for various compliance violations over the past three years.
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Gambling

News In Brief: December 16-December 20, 2024

Norway appoints new gambling director, the UK names interim Gambling Commission chair, the Ukrainian regulator dismisses "fake" media reports surrounding its activities and two U.S. Representatives introduce legislation in the House to prohibit wagering on U.S. elections.
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Gambling
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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New US Cyber Strategy Offers Ambition But Few Details

The Trump administration’s vision for cybersecurity signals its priorities, which include working closely with the private sector to identify fraud networks and suspicious financial flows, but stakeholders must wait to learn of any new obligations.
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Decoding the UK Regulatory Grid: Banking, Credit and Lending Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the banking, credit and lending section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Deepening of Poland’s Crypto Regulation Deadlock an Existential Threat to Local Industry

The country still lacks a regulatory framework for digital assets, creating a significant challenge for Polish crypto firms, which may be forced to suspend operations or rapidly migrate to other EU jurisdictions to maintain market access.
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Regulating by Result: Converging Global Standards for Subscription Transparency and Consumer Protection

Subscription-based business models have become a defining feature of digital commerce, prompting increased regulatory scrutiny of recurring payment practices. As recurring billing has expanded across sectors, including media, fintechs, and retail memberships, regulators are increasingly focused on consumer protection issues such as transparency of pricing and renewal terms, informed consumer consent, ease of cancellation, and prevention of so-called “subscription traps”.
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UK’s New Fraud Strategy Represents Renewed Push to Combat its Fastest-Growing Crime

The plan aims to modernise the country’s response to the evolving threat via a more coordinated and technologically enabled prevention model based on improved analytical capabilities, stronger governance and deeper collaboration with industry.
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FCA Stablecoin Sprint Highlights the Need for 'Money-Like' Regulatory Treatment

Participants identified several foundational questions for the UK cryptoasset framework, including areas of regulatory treatment and infrastructure design that must be addressed for stablecoins to operate at scale as payment instruments.
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