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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Compliance Allegations Among Top Complaints Filed By FCA Whistleblowers

New data from the UK Financial Conduct Authority (FCA) shows that compliance-related allegations were among the top issues raised by whistleblowers in 2022.
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Payments

Nevada Regulators Grant Preliminary Approval To Esports Betting Rules

After months of debate and delay, the Nevada Gaming Commission is expected to grant final approval next week to several regulatory changes making it easier for sportsbooks to accept wagers on esports competitions.
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Gambling

Brazil's New Administration Slowly Taking Shape

Brazilian President Luiz Inácio Lula da Silva’s appointees continue to be selected during the first weeks of his administration, with nominees relevant to the gambling industry ranging from supporters to opponents of legal gaming, but critical positions are still to be filled.
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Gambling

Vivaro Limited Agrees £337,631 Regulatory Settlement With UK Gambling Commission

The UK Gambling Commission has announced that Malta-based Vivaro Limited has agreed to pay £337,631 as a regulatory settlement following a series of failings.
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Gambling

NSW Premier Candidate Outlines Gambling Reform Plans

The leader of New South Wales (NSW) Labor has released what he calls the “most comprehensive” gambling reform package in the state's history, including banning advertising outside gaming venues.
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Gambling

Public Health England Says Not Enough Being Done To Prevent Harm

The now-dissolved Public Health England has said more needs to be done to prevent and reduce the harms associated with gambling.
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Gambling

EMVCo Outlines Planned Updates For 2023

EMVCo, the global technical body for card payments, has said in the year ahead it will focus on the testing of its contactless kernel specification, investigating opportunities in omnichannel payments and enhancing e-commerce.
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Payments

CJEU Ruling Brings New GDPR Pains For Companies

Every person has the right to know with whom their personal data has been disclosed, a new EU ruling concludes.
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Payments

Sub-Saharan Africa Regulatory Void Urgently Needs Addressing, Researchers Say

There is an urgent need to address the "regulatory void" in Sub-Saharan Africa surrounding online forms of gambling and the promotion of gambling products, researchers have said.
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Gambling

New Jersey Lawmakers Consider Extension Of Internet Gaming Law Till 2033

New Jersey lawmakers are expected to extend the state’s online wagering law for another decade during this legislative session as the existing law is scheduled to sunset next year.
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Gambling

Week In Crypto: FTX ’Locates’ Over $5bn, Subpoenas Target Binance, More Coinbase Job Cuts

FTX “locates” more than $5bn in liquid assets, US investment firms that have worked with Binance receive subpoenas and Coinbase announces another round of layoffs, its second in two years.
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Payments

Significant Divergence In PSD2 Authorisation Processes, EBA Says

A new report by the European Banking Authority (EBA) uncovers disparity among EU member states when it comes to the authorisation and licensing of payments and e-money firms.
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Payments

US Agency Goes After Non-Bank T&Cs

The US Consumer Financial Protection Bureau has issued a proposal to register non-banks whose contract terms attempt to curb consumers’ legal rights to sue the company, six years after former President Donald Trump blocked the agency’s first attempt to address the issue.
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Payments

Chile’s New Fintech Law Can Drive Innovation

Chile’s recently passed Fintech Law presents a transformational opportunity for the country, provided it appreciates lessons learned from other countries, experts tell VIXIO.
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Payments

Daily Dash: UK Open Banking Hits New Landmark

The six largest banks in the UK are now fully compliant with the open banking standards, Nationwide data has revealed a jump in cash use and Danish authorities assess the country’s biggest money laundering risks.
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Payments

AGA Boss Lauds How Casino Companies Go Where Others Fear To Tread

As he prepares to celebrate his fourth anniversary as the gaming industry’s top lobbyist in the United States, Bill Miller has noticed something unique about the companies he represents.
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Gambling

Massachusetts Regulators Consider Tougher Advertising Rules

The trend of newer sports-betting regulators taking a tougher stance on advertising is continuing in Massachusetts, where newly-proposed rules include limits on “risk-free” terminology and marketing to college students.
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Gambling

Mix Of Products Associated With Young British Problem Gambling

Gambling regulators in Great Britain should focus on the potential harm caused by higher-risk land-based products, as well as strengthen online regulations, according to the analysis of a longitudinal survey of adults aged between 16 and 26.
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Gambling

News In Brief: January 9-January 13, 2023

Another German state says no to online casino licensing, Austrian ministry claims it is still working on a new regulator and Argentina's Supreme Court rules against casino owners in tax case.
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Gambling

UK’s Al Rayan Bank Hit With £4m Fine Due To ’Egregious’ AML Failures

Al Rayan, a UK-based Shariah-compliant bank, has been issued a £4m fine by the Financial Conduct Authority for a series of “egregious” anti–money laundering (AML) failures.
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Payments
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand’s AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy’s stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK’s Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA’s Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state’s money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor’s signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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