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From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Paraguay Regulator Faces Legal Action Over Sports-Betting Tender

Paraguay’s beleaguered National Gaming Commission (Conajzar) could be facing legal action from B-Gaming and Gambling SA Consortium, which narrowly missed out on the country’s sole sports-betting contract.
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Gambling

News In Brief: January 16-January 20, 2023

Massachusetts regulator scheduled to approve sports-betting ad rules, University of Colorado discontinues PointsBet referral scheme and New South Wales Premier supports proposed ban on club political donations.
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Gambling

Nigeria To Create Open Banking Framework Inspired By EU’s PSD2

Nigeria has become the latest country to embrace open banking as part of the country’s new wide-ranging payment modernisation efforts, while the country also celebrates the go-live date of its domestic card scheme.
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Payments

Russia Slaps Apple With $17.4m Fine Over Pay Services

Russia has followed regulators in many other parts of the world in ruling that Apple has abused its dominant position.
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Payments

China’s CBDC To Work Offline, As PBOC Also Expands Use Cases

China’s e-CNY wallet app can now work offline allowing users to make payments where internet connection is poor or when their device runs out of battery. The country’s central bank has also announced plans to allow the central bank digital currency (CBDC) for investment purposes and to include it in its official money supply statistics.
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Payments

Maryland Makes Diversity Key Plank Of Sports-Betting Framework

After an explosive start to mobile sports betting, Maryland regulators have approved the diversity plans of newly-licensed sportsbook operators to implement a key tenet of the state’s policy framework.
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Gambling

Ohio Regulator Threatens Involuntary Exclusion For Social Media Harassment

Ohio’s top gaming regulator warned that people who send harassing messages to college athletes via social media and other methods may be subject to penalties, including involuntary exclusion from betting.
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Gambling

Legislature Considers Reauthorizing Skill-Based Gaming In Virginia

A senior Republican lawmaker in the Virginia General Assembly has proposed reauthorizing so-called skill games, or grey-market gaming machines, even while the state prepares for another hearing in the spring about its efforts to enforce a ban that is currently on hold.
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Gambling

Chile Shuffles Forward With Two Online Gambling Bills

The economy and sports commissions of Chile's Chamber of Deputies both heard from relevant parties this week on contrasting online gambling bills, making progress on what has been a long and arduous process to regulate the online industry.
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Gambling

European Committee Developing Online Markers Of Harm Standard

The European Committee for Standardisation will develop a common European standard on markers of harm for online gambling.
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Gambling

Asia Junket Supremo Alvin Chau Jailed For 18 Years

Alvin Chau, formerly the most powerful figure in Asia’s junket networks, has been sentenced to 18 years in prison in Macau for organised crime, gambling and fraud offences, while eight of his colleagues received jail terms of between nine and 15 years.
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Gambling

VIXIO Impact Index: Year In Review Highlights Large Shifts In Regulatory Landscape

Regulatory activity is up in the UK and Russia, but there has been a sharp decline in activity across the EU, as sanctions, elections and regulatory initiatives affect the regulatory volatility of the top 15 most active jurisdictions. Plus we discuss how a flurry of regulatory activity in December can cause problems for compliance teams during the traditional holiday period.
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Payments

Euro Ministers Tally Digital Euro Priorities

The Eurogroup, which brings together ministers in the eurozone, has set out its hopes and wishes for the digital euro project as it enters a pivotal year.
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Payments

TonyBet Penalised In UK Over Unfair Terms

The UK Gambling Commission has issued TonyBet a £443,000 penalty for failings in social responsibility and anti-money laundering policies.
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Gambling

Genesis Global Malta Licence Suspended After Months Of Difficulties

The Malta Gaming Authority has announced the suspension of Genesis Global Limited's licence, following months of difficulties for the operator and sparking a government response to protect the company's former employees.
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Gambling

Betr Bets On Differentiated Microbetting-Focused Product

Armed with a differentiated product and a popular, although controversial, influencer, Betr is poised to be one of the more interesting new market entrants in U.S. sports betting in 2023.
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Gambling

Polish Bookmaker STS Withdraws From UK, Estonia Despite Positive Results

Poland’s largest bookmaker, STS Holding, has declared plans to exit the UK and Estonian markets despite reporting a significant increase in its net gaming revenue.
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Gambling

Everything Up For Grabs! UK Government Mulls Post-Brexit Payment Changes

Changes regarding the “prescriptiveness” of payment services regulation are on the cards, the UK government has suggested in a new call for evidence.
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Payments

US BNPL Users Charged Several Times Due To Technical Glitch

American users of buy now, pay later (BNPL) provider Affirm have taken to social media to complain that they were wrongly charged multiple times, leaving them with little or no money on their accounts before the long weekend.
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Payments

Bank Of Thailand Asks For Public Comment On Virtual Bank Framework

The Bank of Thailand has announced that it is now accepting public feedback on its proposed rules for the opening of virtual banks, a key part of its wider digital economy strategy.
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Payments
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand’s AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy’s stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK’s Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA’s Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state’s money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor’s signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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