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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Fraud Surges In Ireland, But Remains Lower Than EU Average

Ireland’s central bank has released new fraud statistics as the government commits to a variety of measures to deal with payments fraud.
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Payments

New South Wales Bans Gambling Ads On Public Transport

Amid Australian government inaction on gambling advertising reform, the New South Wales state government has announced a complete ban on gambling advertising for public transport facilities, to be phased in over 12 months.
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Gambling

Pennsylvania Industry Anxious As Skill-Game Bills Back On Legislative Agenda

Pennsylvania lawmakers begin their new legislative session on Monday, with top Republican Senate leaders calling for the regulation and taxation of skill-game devices that provide an increasing competitive threat to the state's established gaming industry.
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Gambling

Use Of Welfare Funds For Gambling Remains Policy Focus In Brazil

Brazilian policymakers continue to grapple with how to restrict the use of welfare funds for online betting, amid broader societal concerns over banking privacy.
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Gambling

Trump Executive Order Kills CBDCs, Boosts Stablecoins

President Trump has issued an executive order that prohibits the US government from issuing a central bank digital currency (CBDC). He has also reset the legislative agenda on digital assets, including stablecoins.
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Payments

North Dakota Bill Requires Crypto ATM Operators To Reimburse APP Fraud Victims

Republican lawmakers in North Dakota have introduced a first-of-its-kind bill that will make crypto ATM operators liable for certain payments to scammers made via their platforms.
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Payments

Daily Dash: Swedish Regulator Targets Payments And Crypto AML In 2025

Sweden’s Finansinspektionen has announced its supervisory priorities for 2025, placing a strong emphasis on anti-money laundering (AML) and fraud prevention.
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Payments

New York Watchdog Hits PayPal With $2m Penalty Over Cybersecurity Failures

The New York State Department of Financial Services has taken enforcement action against online payments giant PayPal for violations of the state's Cybersecurity Regulation.
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Payments

Dutch Government Seeks To Break Money Laundering Impasse

The Netherlands Ministry of Finance has announced a new approach to anti-money laundering (AML) policy, while also committing to improve payments accessibility and consumer protections for buy now, pay later (BNPL) users.
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Payments

Lagos Latest Jurisdiction To Consider B2B Licences

The Lagos State Lotteries and Gaming Authority outlined plans to introduce B2B licences at ICE 2025, continuing a global trend of increased regulatory scrutiny being applied on suppliers.
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Gambling

MyBookie Latest Cease-and-Desist Target For Michigan Regulator

The Michigan Gaming Control Board continued to stake out its position as perhaps the most aggressive U.S. regulator in pursuing unregulated gaming operators, this time going after popular offshore operator MyBookie.
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Gambling

New Jersey Bill Bids To Regulate Sweepstakes; Mississippi Senator Seeks Ban

Newly-filed legislation to address sweepstakes casinos suggests state lawmakers are uncertain about whether to regulate or prohibit sweepstakes platforms, or merely subject them to further study.
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Gambling

For Spanish Gambling Ad Reform, Waiting Is Name Of The Game

Four months after the reintroduction of gambling advertising restrictions that the Supreme Court struck down via the Spanish health law, there has been no movement on the measure, despite repeated promises from regulators to introduce reforms to an industry they say is gravely in need of them.
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Gambling

News In Brief: January 20-January 24, 2025

Brazilian betting brand Esportes da Sorte receives federal licence to operate sports betting and online gaming, and the Nevada Gaming Control Board chair announces he will be stepping down.
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Gambling

Week In Crypto: New MiCA Deadline Spells Trouble For Unauthorised Stablecoins

EU regulators intervene once again to take unauthorised stablecoins off the market, Coinbase toys with delisting Tether under future US regulations, and New York warns of "memecoin" mania.
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Payments

New Company Will Drive VRP Development, Say UK Regulators

The Financial Conduct Authority and the Payment Systems Regulator have confirmed plans to establish a new company to drive forward variable recurring payments (VRPs) in the UK.
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Payments

Daily Dash: Riksbank Pushes For Enhanced Legal Protections For Cash

Sweden's rapid shift towards digital payments has left cash usage in steep decline, prompting the deputy governor of the central bank to advocate for new regulations to safeguard its status.
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Payments

Daily Dash: Fraud Social Experiment In Lithuania Reaches 'Saddest Conclusion'

The Lithuanian Banks Association has revealed alarming findings about consumer vulnerability and fraud reachability after a social experiment.
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Payments

Israel Hits Payment Companies With Strict Ownership Rules

The Banking Supervision Department of Israel has introduced new regulatory policies intended to enhance the stability and transparency of payment service providers deemed critical to financial stability.
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Payments

Myanmar Deports 55,000 Amid Rebound In Online Gambling Crime

Myanmar’s government has admitted that online gambling and other cyber-crime is increasing in the Thai border region of Myawaddy, despite months of ethnic militia crackdowns and the deporting of more than 55,000 “illegal residents” since October.
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Gambling
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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New US Cyber Strategy Offers Ambition But Few Details

The Trump administration’s vision for cybersecurity signals its priorities, which include working closely with the private sector to identify fraud networks and suspicious financial flows, but stakeholders must wait to learn of any new obligations.
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Decoding the UK Regulatory Grid: Banking, Credit and Lending Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the banking, credit and lending section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Deepening of Poland’s Crypto Regulation Deadlock an Existential Threat to Local Industry

The country still lacks a regulatory framework for digital assets, creating a significant challenge for Polish crypto firms, which may be forced to suspend operations or rapidly migrate to other EU jurisdictions to maintain market access.
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Regulating by Result: Converging Global Standards for Subscription Transparency and Consumer Protection

Subscription-based business models have become a defining feature of digital commerce, prompting increased regulatory scrutiny of recurring payment practices. As recurring billing has expanded across sectors, including media, fintechs, and retail memberships, regulators are increasingly focused on consumer protection issues such as transparency of pricing and renewal terms, informed consumer consent, ease of cancellation, and prevention of so-called “subscription traps”.
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UK’s New Fraud Strategy Represents Renewed Push to Combat its Fastest-Growing Crime

The plan aims to modernise the country’s response to the evolving threat via a more coordinated and technologically enabled prevention model based on improved analytical capabilities, stronger governance and deeper collaboration with industry.
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FCA Stablecoin Sprint Highlights the Need for 'Money-Like' Regulatory Treatment

Participants identified several foundational questions for the UK cryptoasset framework, including areas of regulatory treatment and infrastructure design that must be addressed for stablecoins to operate at scale as payment instruments.
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