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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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UK Commission Wants Mandatory Machine Deposit, Time Limits

Gamblers will be required to set deposit and time limits on gaming machines if new proposals from the UK Gambling Commission are approved.
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Gambling

Mexican Casinos Win Injunctions In Appeals Court

Last week, several Mexican casino operators were granted injunctions against a November 2023 decree that prohibits granting or renewing licences for slot machines and other casino-style games on the grounds of unconstitutionality.
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Gambling

Regulatory Influencer: India To Fight Fraud Using Mobile Number Blacklist

The Reserve Bank of India (RBI) has instructed financial institutions to begin using a real-time mobile number blacklist to tighten up their fraud monitoring and prevention programmes.
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Payments

Nigerian Central Bank To Open New Compliance Department To Escape Greylist

After two years on the Financial Action Task Force (FATF) greylist, Nigeria is stepping up its efforts to address strategic deficiencies in its anti-money laundering regime.
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Payments

Daily Dash: BaFin Fines Islamic Bank €600,000 Over AML Deficiencies

Germany’s Federal Financial Supervisory Authority (BaFin) has levied a €600,000 fine on KT Bank for breaching the German Money Laundering Act and Banking Act.
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Payments

PSR And Bank Of England Commit To Boosting CHAPS Coordination

The UK’s Payment Systems Regulator (PSR) has set out a new framework for coordinating with the Bank of England on the supervision of the CHAPS payment system.
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Payments

German Banks Tell ECB: 'There Is A Need For Improvement' Over Digital Euro

The German Banking Industry Committee has set out what it feels are essential requirements for the successful introduction of a digital euro.
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Payments

Online Casino Bill Advances In Indiana

An Indiana House committee has voted to approve a bill that would permit online casino gaming, as well as double the state’s tax on mobile sports betting.
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Gambling

Betsson Aims To Acquire Polish Bookmaker

Sweden-listed operator Betsson has unveiled plans to take full control of Polish bookmaker Fuksiarz, despite a history of enforcement in the market.
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Gambling

Belgium Loot-Box Ruling Could Be Bad News For Digital Platforms

Paid loot boxes have been confirmed as illegal by a Belgian court and now Apple faces potential liability for allowing games with them to appear in the country’s App Store.
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Gambling

Google To Appeal $12m Fine In Indonesia For Anti-Competitive Payments Practices

Tech giant Google has told Vixio that it will appeal against an antitrust fine in Indonesia that was issued in relation to its payments practices within the Google Play Store.
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Payments

CFPB Passes Responsibility For Enforcement To States

With the Trump administration yet to take any radical steps regarding the future of the US Consumer Finance Protection Bureau (CFPB), the regulator is both carrying on as usual and preparing for a new era.
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Payments

Daily Dash: Jordan Overhauls Payment Services Oversight

The Central Bank of Jordan has introduced two new regulatory updates aimed at payments processors operating in the country.
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Payments

US Congress Probes Debanking Of Crypto Firms

A US House Of Representatives committee has announced it is investigating cases of organisations, including significant crypto players such as Coinbase and Kraken, being debanked based on their political views.
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Payments

Massachusetts, Indiana Take Lead In Debate Over Election Betting Bans

Legislators in two states will consider bills to ban betting on elections, while it remains unclear whether Democratic lawmakers will reintroduce legislation to ban similar wagers following the Republican takeover of the U.S. Congress.
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Gambling

Balkan Regulators Meet To Tackle Illegal Gambling

Bulgaria’s National Revenue Agency has said it will meet with fellow Balkan gambling regulators to collaborate on targeting illegal gambling.
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Gambling

Regulatory Influencer: CFPB Considering Rules On Big Tech Financial Compliance

The US Consumer Financial Protection Bureau (CFPB) has asked industry stakeholders to provide feedback on strengthening measures to prevent "harmful surveillance" in digital payments, particularly those offered through big tech platforms.
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Payments

US Supreme Court Reinstates AML Law, But Compliance Remains 'Voluntary'

A controversial US anti-money laundering (AM) law has been reinstated by the Supreme Court, but compliance remains "voluntary" while further appeals are adjudicated.
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Payments

Klarna Under Pressure As Netherlands Moves To Limit In-Store BNPL

Dutch government ministers have asked buy now, pay later (BNPL) providers to refrain from offering their services in physical stores, due to concerns of over-indebtedness among the young and vulnerable.
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Payments

UK BNPL Providers Prepare To Finally Get Regulated

The UK government is set to introduce long-anticipated legislation targeting buy now, pay later (BNPL) providers and agreements, and firms — among the biggest cheerleaders for more legal oversight — must ready themselves.
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Payments
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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New US Cyber Strategy Offers Ambition But Few Details

The Trump administration’s vision for cybersecurity signals its priorities, which include working closely with the private sector to identify fraud networks and suspicious financial flows, but stakeholders must wait to learn of any new obligations.
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Decoding the UK Regulatory Grid: Banking, Credit and Lending Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the banking, credit and lending section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Deepening of Poland’s Crypto Regulation Deadlock an Existential Threat to Local Industry

The country still lacks a regulatory framework for digital assets, creating a significant challenge for Polish crypto firms, which may be forced to suspend operations or rapidly migrate to other EU jurisdictions to maintain market access.
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Regulating by Result: Converging Global Standards for Subscription Transparency and Consumer Protection

Subscription-based business models have become a defining feature of digital commerce, prompting increased regulatory scrutiny of recurring payment practices. As recurring billing has expanded across sectors, including media, fintechs, and retail memberships, regulators are increasingly focused on consumer protection issues such as transparency of pricing and renewal terms, informed consumer consent, ease of cancellation, and prevention of so-called “subscription traps”.
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UK’s New Fraud Strategy Represents Renewed Push to Combat its Fastest-Growing Crime

The plan aims to modernise the country’s response to the evolving threat via a more coordinated and technologically enabled prevention model based on improved analytical capabilities, stronger governance and deeper collaboration with industry.
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FCA Stablecoin Sprint Highlights the Need for 'Money-Like' Regulatory Treatment

Participants identified several foundational questions for the UK cryptoasset framework, including areas of regulatory treatment and infrastructure design that must be addressed for stablecoins to operate at scale as payment instruments.
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