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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Daily Dash: EPC Releases Updated Guidance On Mobile-Initiated SEPA Instant Payments

The European Payments Council (EPC) has released new guidance that aims to improve the technical interoperability of SEPA mobile payments, and Swift has announced that it will test live cross-border CBDC transactions in 2025.
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Payments

Meta-Bank Data Sharing Partnership A First Step, But More Work Necessary

Meta’s announcement last week that it is partnering with Metro Bank and NatWest has been welcomed in some areas of the payments ecosystem, but other commentators have warned that it needs to do more.
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Payments

Concerns Remain As £85,000 UK Reimbursement Cap Takes Effect

Despite a last-minute reduction in the cap, UK payment service providers are worried that the new rule on authorised push payment (APP) scam reimbursement may cause more harm than good.
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Payments

US Needs Mandatory APP Fraud Protections, Says Watchdog

A US consumer watchdog has called on regulators to introduce mandatory protections for users of peer-to-peer payment apps, as the battle against authorised push payment (APP) fraud continues to escalate.
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Payments

Philippine Justice Minister Warns East Timor Over POGO Dangers

The Philippine justice minister has warned East Timorese President José Ramos-Horta of the dangers surrounding Philippine foreign-facing online gambling operators (POGOs) who might seek to relocate to East Timor.
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Gambling

Ousted German Politician Makes Play For Regulating Online Gambling In Honduras

A Honduran deputy has submitted a bill to regulate online gambling in the country with the backing of a far-right German politician turned investor. 
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Gambling

Week In Crypto: Changpeng Zhao Walks Free After Four Months In Prison

Changpeng Zhao walks free in California, the UK secures its first conviction for illegal crypto ATM offences, and Sweden labels most crypto exchange providers "professional money launderers".
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Payments

UK Government Authorises PSPs To Tackle Fraud By Slowing Down Payments

New rules that aim to protect consumers by extending the maximum delay for suspicious payments by 72 hours have been given the go-ahead by the UK government, despite concerns from industry.
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Payments

Daily Dash: New Dutch Study Finds That Young People Underestimate Money Muling Risks

A new study in the Netherlands has found that young people underestimate the likelihood of money mules getting caught, while in Romania, BLIK has continued its expansion with a new authorisation from the central bank.
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Payments

FDJ To Finalise Kindred Acquisition For €2.5bn

La Française des Jeux (FDJ) has announced it will finalise the acquisition of Kindred Group for almost €2.5bn, after fulfilling the condition precedent of controlling more than 90 percent of the capital of Kindred.
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Gambling

U.S. Regulators Continue Crackdown On Illegal Gaming

U.S. regulators are continuing to take action against unregulated forms of gaming, with officials in two states sending out new cease-and-desist notices on Thursday.
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Gambling

Brazil Regulator Flexes Muscles With Whitelist Omissions

Major Brazilian football teams may be forced to suspend lucrative sponsorship deals with one of the most prominent online betting brands in Brazil after Curaçao-based Esportes da Sorte was not included on the Brazilian regulator’s whitelist of temporarily approved operators.
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Gambling

Malta Suspends GoldWin Licence Over 'Threat' To Players

The Malta Gaming Authority has suspended GoldWin's licence, an online gambling company previously fined by the Netherlands Gambling Authority.
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Gambling

Sweden's Channelisation Still Shy Of Promised Mark

The Swedish Gambling Authority has published the channelisation rate for the year 2023, which came in at 86 percent. That number is still below the 90 percent that was projected when the Swedish market was first re-regulated in 2019. 
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Gambling

Ireland's Gambling Bill Will Be Passed 'In The Coming Weeks', Ministry Of Justice Hopes

Ireland's Department of Justice said it is “hoped” that the long-awaited Gambling Regulation Bill 2022 will progress through the remaining stages and be enacted “in the coming weeks”, but there is still no definitive timeline for its completion.
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Gambling

Card Fraud Hits Fresh Highs In Australia Due To Offshore Fraudsters

Australians are facing a card fraud epidemic as overseas fraudsters continue to target the country, leading to significant losses for consumers.
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Payments

Payment Groups Express Concern Over ECB Non-Bank Access Policy

Lobbyists representing the payments and fintech industries in the EU have urged the European Central Bank (ECB) to rethink its Eurosystem policy on access to payment systems for payments and e-money institutions.
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Payments

Daily Dash: Barclays Clashes With Bank Of England On Retail CBDC

A new paper from Barclays has questioned the central bank’s motivations for potentially issuing a retail CBDC, while EU regulators have named a new head of oversight under the Digital Operational Resilience Act (DORA).
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Payments

U.S. Appeals Court Permits Election Markets To Launch

A federal appeals court has upheld a lower ruling that effectively permits wagering on U.S. elections, including the presidential race.
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Gambling

Canadian Operators Push Back On National Ad Rules, Urge Fully Regulated Online Market

A senator’s efforts to establish a national framework for regulating the advertising of online gaming, including sports betting, was opposed Tuesday by the chief executive of the Canadian Gaming Association, who urged lawmakers to instead support a fully regulated industry.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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