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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Curaçao's New Gambling Bill Remains Elusive

Two of Curaçao’s master licences have now expired, as the island moves away from the controversial gambling regulation of its past, but with long-promised legislation still yet to be enacted the future remains uncertain.
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Gambling

Alberta Minister Says Online Gaming Legislation Planned For Spring 2025

A key Alberta government minister says legislation governing the province’s private online gaming model is planned to be introduced next spring, pumping the brakes on industry rumblings of an aggressive timeline that would include a 2024 launch.
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Gambling

Chilean Casinos Face Crisis Over Collusion Charges

Criminal charges for collusion against casinos have been filed for the first time in Chile in the government’s case against operating giants Dreams, Enjoy and Marina del Sol.
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Gambling

Key Provincial Figure Backs One Of Two Duelling South African Gambling Reforms

South Africa, and by extension the province of KwaZulu-Natal (KZN), is not generating tax revenue from online gambling due to a lack of legislation, according to KZN’s Provincial Treasury, as it backs a push for new legislation.
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Gambling

Daily Dash: DORA Highlighted As Top Priority For EU Supervisory Authorities In 2025

EU regulators say that the Digital Operational Resilience Act (DORA) will be a key area of oversight in 2025, while Thailand has closed its first applications for a new virtual banking licence.
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Payments

US Senator Seeks To Abolish Suspicious Activity Reporting Rules

A US senator has introduced a new bill that seeks to abolish current legislation on suspicious activity reports (SARs).
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Payments

FCA Sets New Expectations On APP Fraud Reimbursement

The UK Financial Conduct Authority (FCA) has circulated a Dear CEO letter outlining what it expects payment and e-money firms to do in light of the new reimbursement requirements that came into effect on October 7.
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Payments

Wynn Reveals UAE Tax Details, Revenue Projections

US-based casino operator Wynn Resorts has released new financial metrics and regulatory details for its United Arab Emirates (UAE) project, including a 15-year renewable licence and a blended tax rate comparable to Singapore.
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Gambling

California Tribal Leaders Restart Sports-Betting Talks

California and Minnesota tribal gaming leaders spoke optimistically Tuesday about the future of legalized sports betting in their respective states.
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Gambling

Brazilian President Threatens To Pull Plug On Online Gambling

Brazil President Luiz Inácio Lula da Silva has declared that he will end gambling “once and for all” if a forthcoming regulation of online betting platforms does not “produce results”.
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Gambling

Kuwait Prepares To Lock Out Bank Customers Who Do Not Use Fingerprint ID

A new directive from Kuwait’s Ministry of Interior requires banks to freeze the accounts of customers if they do not register their fingerprint ID with the government.
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Payments

Why Liechtenstein Is Primed To Be A MiCA Magnet

An already established crypto framework and unique access to the EU and Swiss markets puts the European Economic Area member in prime position to attract crypto firms seeking to set up shop under the EU’s legal regime.
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Payments

Daily Dash: US Senator Elizabeth Warren Calls For Citi To Be Broken Up

A US senator has called for Citi to be broken up following repeated compliance failures, while Sweden is considering new measures to prevent the use of defunct companies in financial crime schemes.
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Payments

Isle Of Man Fines Ex-Licensee CyberHorizon Over AML Breaches

The Isle of Man gambling regulator has fined former licensee CyberHorizon £200,000 ($260,000) over four breaches of anti-money laundering provisions, but reduced the penalty to reward its cooperation.
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Gambling

Regulators Remain Concerned About U.S. Sports-Betting Advertising

Concerns about advertising saturation remain top of mind for regulators despite sports-betting operators in the United States slowing their advertising barrage in recent years in pursuit of profits over customer acquisition.
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Gambling

Brazilian Government Still Wrestling With Tighter Restrictions

Despite meeting with government ministers to discuss new measures to enforce responsible gaming, Brazil President Luiz Inácio Lula da Silva has held off on making any immediate decisions to impose potentially tougher restrictions on operators.
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Gambling

New U.S. Federal Legislation Borrows From European Ideas

As U.S. Senator Richard Blumenthal and Congressman Paul Tonko unveiled federal legislation that could drastically change the framework of betting in the United States last month, one phrase seemed to be stressed repeatedly: public health.
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Gambling

Sorare Tells Court It Is Not Guilty Of Illegal Gambling Charges

Fantasy sports website Sorare has pled not guilty to three charges of providing illegal gambling in the UK, with a trial against the Gambling Commission set for next year.
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Gambling

Regulatory Influencer: New UK Crypto Advertising Rule Mandates Focus on Investor Audiences

The UK’s Broadcast Committee of Advertising Practice (BCAP) has introduced a new rule on restricting the broadcast of certain crypto-asset advertisements to general audiences. The rule specifically targets fungible and transferable crypto-assets, such as cryptocurrencies and utility tokens, which have been classified by the Financial Conduct Authority (FCA) as restricted mass market investments since 2023.
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Payments

Regulatory Influencer: PSPs In Australia Are Set For A Customer Due Diligence Overhaul

Payment service providers (PSPs) in Australia will face new customer due diligence requirements if proposed changes to the country’s anti-money laundering and counter-terrorist financing framework are adopted by parliament.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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