Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Finnish Parliament Approves Gambling Law Amendments

​​​​​​​The Finnish parliament has approved the government’s proposal to amend gambling laws, including a modified version of its payment blocking plan.
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Gambling

Prosecution Of Sanctions Violations Ineffective In EU, Says New Report

There are very few individuals and businesses held effectively accountable for sanctions violations, a recently published report finds, urging EU agencies to take a more coordinated effort when addressing wrongdoers.
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Payments

More Time Needed! Which? Asks Banks To Halt Branch Closures

Consumers’ association Which? is calling on banks to pause their branch closures until the UK finds a solution to protect access to cash.
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Payments

News In Brief - EBA CLEARING Completes TIPS Migration

EBA CLEARING has announced that it has successfully completed the migration of its RT1 technical account from TARGET2 to the TARGET Instant Payment Settlement (TIPS).
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Payments

EBA Begins To Set New Standards For Remote Onboarding

The European Banking Authority (EBA) has launched a new consultation to align standards in the EU on how customers can be remotely onboarded to financial institutions.
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Payments

Georgian Trade Group Protests Ad Ban Plan

The Georgian gambling industry has hit back at plans by the Prime Minister to introduce an advertising ban and hike online casino taxes.
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Gambling

U.S. Sports-Betting Start-Ups Face Regulatory Challenges

Investors are split on whether new operators can disrupt a marketing-dominated sports-betting space, but many point out that companies need to understand the regulatory challenges they face in doing so and in setting their own valuations for potential acquisitions.
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Gambling

Uncertainty Over UK White Paper Release

​​​​​​​The UK government’s white paper on the Gambling Act may not be published until after the National Lottery licence is awarded in February 2022, according to a story in the Guardian.
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Gambling

Impact Analysis: Remittances In Growth Markets - An Untapped Opportunity?

Remittances provide an essential economic backbone for the large growth markets of Indonesia and the Philippines, but innovation in this space has been scarce. However, rapidly changing consumer habits coupled with recent regulatory developments may provide the perfect opportunity for disruptors to capture an important and lucrative market in two of Asia’s hottest fintech markets.
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Payments

India To Review Merchant Service Charges To Ensure Economic Viability

In a new effort to boost the usage and the economic viability of digital payments, the Reserve Bank of India has announced plans to update its payment system fees, connect feature phones to its instant payment infrastructure and enable offline payment for low-value transactions.
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Payments

PSR Publishes New Payments Architecture Regulatory Framework

The UK Payment Systems Regulator (PSR) has issued a regulatory framework for the New Payments Architecture, laying out requirements for both Pay.UK and any future central infrastructure provider to address risks, and promote competition and innovation.
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Payments

WhatsApp Payments Trial Shows Meta’s Continued Payments Shift

Meta is running a trial to provide U.S. WhatsApp users with the ability to send and receive money using the technology giant’s digital wallet vehicle, Novi.
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Payments

Request To Pay Breaks New Ground With Visa And SIX Announcements

After a relatively quiet year in the news, Request To Pay is once again making headlines as two leading payments firms announce new plans for the overlay messaging service.
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Payments

Alberta Soliciting Proposals For Retail, Mobile Sports Betting

Alberta gaming regulators are accepting bids from perspective operators that want to be licensed in the province to offer retail and online sports betting.
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Gambling

Ohio Bill On-Brand For U.S. Sports Betting In 2021

Complex legislation approved in Ohio last week completes a banner year of expansion in U.S. sports betting and underscores several policy trends that are evolving the market.
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Gambling

Curaçao Circulates Proposal To List Online Gambling Licensees

​​​​​​​The Curaçao government is circulating a proposal that would create an official registry of online gambling licensees on the Caribbean island, in what it calls the first step toward developing a long awaited re-regulation.
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Gambling

Latest CBDC Experiment Successfully Crosses The Alps

The Bank for International Settlements, Banque de France and the Swiss National Bank have concluded a successful cross-border experiment, using a wholesale central bank digital currency (CBDC).
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Payments

Week In Brief - December 10, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at the UK Payment Systems Regulator's consultation on Confirmation of Payee, U.S. rulemakings aimed at fixing anti-money laundering loopholes, India's new national blockchain strategy, Klarna's new BNPL browser extension and news that blockchain SETL has demonstrated it can process a remarkable 1m transactions per second.
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Payments

Latvia Wants To Become Global Fintech Hub

The Baltic country is trying to attract fintech businesses through an open regulatory approach, but there is more to be done if the country wants to become the new home to global fintech.
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Payments

Irish Payments Collaboration Comes Up Against Regulator Scrutiny

A new mobile payments platform being developed by Ireland’s top banks has come up against a barrier, with the country’s antitrust watchdog announcing a new investigation.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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