Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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De-Risking Driving Heavy Social Costs For EU, EBA Warns

Unwarranted de-risking is having a detrimental effect, the European Banking Authority (EBA) has warned, as it publishes new advice for competent authorities on dealing with the phenomenon.
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Payments

Week In Brief - January 7, 2022

A short roundup of some of the week's payments news you may have missed. This week we look at proposed increases in card interchange in Malaysia, the FCA's 2021 achievements, Airbnb's fine for breaking U.S. sanctions, lack of redress for U.S. consumers against credit reference agencies, and the first participants go live on Thailand and Malaysia's cross-border instant payments linkage.
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Payments

China’s Digital Yuan Makes App Store Debut

China’s central bank digital currency is now accessible on mobile phone app stores, in another significant move for the currency’s trial phase.
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Payments

Turkey Lottery Revenue Crashes Amid Political Backlash

Sales of New Year's Eve lottery tickets in Turkey have plunged 30 percent as distrustful customers seemingly turn their backs on the national lottery's pro-government joint operator.
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Gambling

New York To Allow Mobile Sports Betting On Saturday

The much-anticipated launch of mobile sports betting in New York, the largest U.S. market to permit online wagering to date, will take place on Saturday, following approvals granted by state gaming regulators.
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Gambling

Dutch Gambling Ad Spending Doubles Despite Threat Of Ban

Dutch gambling advertising has more than doubled in the months following legalisation of online gambling on October 1, even as a new Dutch government is poised to consider parliamentary proposals for an ad ban.
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Gambling

News In Brief: January 4-January 7, 2022

ICE organisers issue new dates and operators lobbying in California hit a big ballot milestone.
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Gambling

P27 To Take Over Danish Payments Infrastructure

Finance Denmark, the country’s banking association, has agreed on a new sector plan that will see it replaced by cross-border platform P27 as the country’s clearinghouse.
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Payments

Ex-Swedbank CEO Faces Music Over AML Failings

Sweden’s economic crime watchdog is pressing charges against former Swedbank chief executive, Birgitte Bonnesen, as a consequence of what it deems misleading claims following anti-money laundering (AML) failings in Estonia.
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Payments

Nationwide Should Have Paid More Attention To Capacity Management

The use of legacy systems and negligence by the management team of Nationwide Building Society could be behind the repeated payment outages during the Christmas holiday.<br />
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Payments

LatAm Governments To Turn Eye To CBDCs Rather Than Bitcoin

Mexico’s recent announcement to adopt a central bank digital currency (CBDC) shows that Latin American countries are more likely to adopt their own digital currencies than follow suit with El Salvador’s controversial Bitcoin experiment.
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Payments

Mashpee Wampanoag’s Stalled Casino Plans Revived In Massachusetts

The Mashpee Wampanoag Tribe’s stalled plans to build a major casino-resort on reservation lands in Massachusetts could be revived after the U.S. Department of the Interior’s assistant secretary for Indian affairs confirmed the legal status of the tribe’s reservation.
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Gambling

Major Markets In Focus For U.S. Sports Betting In 2022

After a strong 2021 that saw almost a dozen states either legalize sports wagering or add mobile betting, the focus in 2022 shifts to the future of sports betting in the United States’ most coveted and largest markets.
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Gambling

No Online Slots, Poker Licences Issued Yet In Germany

​​​​​​​No virtual slots or poker licences have been issued in Germany so far, according to records of the agency processing applications.
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Gambling

U.S. Financial Regulator Chair Resigns Amid Bank Merger Review Spat

The chairman of the Federal Deposit Insurance Corporation has announced her resignation after the main federal financial regulators accused each other of a power grab in a debate over bank merger rules.
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Payments

De-Risky Business: Consumers Are Being Affected By Application Of AML Rules, Warns Lithuania’s Watchdog

Although payment service providers do not abuse de-risking practices, there is room for improvement, Lithuania’s central bank has concluded as it starts 2022 with a new survey on the issue.
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Payments

Consensus Builds For CBDC In 2021

In one way or another, most central banks have now come to an affirmative decision on taking fiat money into the digital sphere. However, apart from a few stand out launches and trials, the prospect of a central bank digital currency (CBDC) in some of the world’s largest economies still looks to be a long way off.
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Payments

Update: Binance Scores Regulatory Approval In Bahrain, Canada

The crypto platform that until recently has been known for its catch-me-if-you-can approach has announced that it has received a green light to operate in Bahrain and Canada.
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Payments

NagaWorld Union Boss, 29 Others Arrested Over Illegal Protest

Cambodian police have arrested at least 30 people as protests over casino operator NagaCorp’s firing of 1,300 employees enter their third week, prompting US government support for the sacked workers.
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Gambling

Swedish Deposit Limits Return

With COVID-19 cases surging, the Swedish government is planning to re-impose deposit limits on online casino games and slot machines away from casinos, but at tighter levels than previously.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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