Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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German 2022 Unlikely To Be As Horrible As 2021, Analysts Say

​​​​​​​A Morgan Stanley report is mildly optimistic about the German gambling scene in 2022, at least compared with a disastrous 2021, but it concludes that much is unclear about the future.
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Gambling

New York Online Betting Draws $600m In Wagers In First Nine Days

The first nine days of mobile sports betting in New York proved to be a windfall for operators and for state coffers, according to the first figures released on Friday by the New York State Gaming Commission.
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Gambling

No, EU Isn’t Banning Crypto-Mining, But Russia Is

The European Securities and Markets Authority has told VIXIO that comments from one of its vice-chairs in a recent interview about banning the mining of Bitcoin are not the position of the watchdog. However, further afield, Russia’s central bank has said it will introduce such a ban.
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Payments

Fintechs ARE Challenging Big Banks’ Grip, FCA Says

Despite the financial impact of the pandemic, greater competition in retail banking has been able to spearhead choice while lowering prices for consumers and small businesses, the UK’s banking watchdog says.
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Payments

Week In Brief - January 21, 2022

A short roundup of some of the week's payments news you may have missed. This week we look at a U.S. lawsuit relating to fintech charters, a U.S. inquiry to update merger review rules, the National Bank of Greece's efforts to migrate to ISO 20022, Aldi's new till-free store and the most recent crypto hack at Crypto.com.
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Payments

Leave The Soul Of Money To Central Banks

Central banks are best positioned to protect trust, the soul of money, be it fiat or virtual, says Agustín Carstens, general manager of the Bank for International Settlements. Private companies should, therefore, build their products based on a central bank-issued digital currency (CBDC) rather than investing in bigtech stablecoins or decentralised finance (DeFi) platforms.
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Payments

Taiwan Criminalises Online Gamblers, Increases Cash Penalty

Taiwan has closed a legal loophole and made gambling online and via other electronic means a criminal offence, increasing the maximum fine for gamblers to NT$50,000 ($1,800).
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Gambling

Ex-Minister Backs Industry Black-Market Warnings

A Conservative former gambling minister and ex-secretary of state has defended the UK industry’s view that too-stringent affordability checks would drive players to offshore websites.
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Gambling

How Big A Bite Will New York Take From New Jersey's Sports-Betting Pie?

This month’s blockbuster debut of online sports betting in New York is raising questions about whether neighboring New Jersey is going to lose market share comparable to 2006 when Pennsylvania casinos ravaged brick-and-mortar properties on Atlantic City’s Boardwalk.
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Gambling

News In Brief: January 17-January 21, 2022

JKO decides against making bid for Playtech, the Nevada Gaming Commission votes in favour of remote player registration and Pennsylvania's online gambling revenue soars to new heights.
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Gambling

Cyprus Gets Crypto Downgrade In MONEYVAL Evaluation

A new report into Cyprus’ anti-money laundering and counter-terrorist financing progress calls for better compliance with the Financial Action Task Force (FATF), with a particular focus on virtual asset service providers.
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Payments

FCA Cancels EU Firms’ Permissions

The Financial Conduct Authority (FCA) has cancelled temporary permissions of four European firms and warned that EU firms must meet the FCA’s standards to be allowed to operate in the UK.
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Payments

Despite Increasing Interest, Request To Pay Remains ’Under The Bonnet’, Study Finds

Although market participants recognise the potential in Request to Pay, a new study finds they have done little to deploy and adopt the overlay service. Yet.
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Payments

The Revolution Will Not Be Televised - Regulators Crack Down On Crypto Advertising

The UK, Spain and Singapore have all unveiled plans for strict rules on crypto advertisements within days of one another, with the Monetary Authority of Singapore proposing an outright ban.
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Payments

Ontario Online Launch On Track, Despite Cannibalization Concern

Ontario’s government expects to soon announce a launch date for competitive online gambling, despite the province’s largest land-based casino operator calling for a delay and regulatory reset over concerns of cannibalization.
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Gambling

Dutch Licensing Applicants 'Shocked' At Demands, Lawyer Says

Applicants for a Dutch online gambling licence are often “amazed” and “quite shocked” at the level of detail required for a successful application, a Dutch gambling law attorney has said.
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Gambling

Football Association Probes Arsenal Yellow Card

The Football Association has said it is investigating a yellow card for an Arsenal player after bookmakers reported suspicious betting patterns in a Premier League match this season.
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Gambling

BetMGM CEO Projects Stretches Of Profitability In 2023

BetMGM CEO Adam Greenblatt has said that although the business will remain subject to short-term volatility, he does expect the U.S. online gambling operator to have profitable months as early as 2023.
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Gambling

Norwegian Government Defends Research Project Walkout

Norway’s culture minister has defended state-run operator Norsk Tipping’s decision not to participate in a Nordic research project that maps changes to playing patterns during the pandemic.
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Gambling

Apple Swipes Left On Dutch Dating App Ruling

In the first-ever concession of its kind, Apple has announced that it will allow third-party payment options for in-app purchases for dating apps in the Netherlands.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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