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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Colombia Goes After Unauthorised Influencers

Colombian regulator Coljuegos has begun sanction proceedings against 35 influencers and companies suspected of operating promotions through their social-media channels without permission and without paying the associated fees.
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Gambling

US Lawmakers Urge FinCEN To Suspend Beneficial Ownership Reporting Rules

More than 40 lawmakers have written to the US Treasury to ask for a delay on new reporting requirements related to beneficial ownership information.
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Payments

Cash Payment Costs Treble Those Of Debit Cards, Warns Dutch Payments Association

The Dutch Payments Association has reported that the gap between the costs of cash and debit card payments in the Netherlands is widening, with significant implications for both consumers and merchants.
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Payments

Industry Urges EU To Address Authorisation Delays Ahead Of MiCA Implementation

Leading fintech industry associations have expressed urgent concerns about delays in the adoption of key regulatory technical standards under the Markets in Crypto-Assets Regulation (MiCA).
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Payments

500.com Successor Fined Over Japan Bribery, Ex-CEO Indicted

The former CEO of a once-high-flying company that led online lottery operations in China and eyed integrated resort operations in Japan has been indicted in the US for allegedly bribing Japanese officials.
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Gambling

Turkish Football Association Threatens Fines Over Offshore Ads

In a bid to combat unlicensed gambling operators that advertise their services during sports events, the Turkish Football Association has released new guidelines on illegal bookmaking advertising by the country’s clubs.  
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Gambling

Brazil Consumer Watchdog Imposes Immediate Ban On Bonuses

Brazil-facing operators have been ordered to immediately cease offering bonuses to players, just days after the country’s chief betting regulator called on the industry to voluntarily comply with forthcoming restrictions.
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Gambling

Pennsylvania Gaming Regulator May Ease Self-Exclusion Rules

A significant change to Pennsylvania’s self-exclusion rules proposed by state gaming regulators is causing alarm among problem gambling experts.
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Gambling

Spain Issues €65m Worth Of Fines In H1 2024

Spain’s Directorate General for the Regulation of Gambling has published the 15 sanctions totalling €65,325,000 that it administered in the first half of the year in the online gambling sector, 13 of which were categorised as very serious.
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Gambling

Italy Rebuffs Malta To Press Ahead With Licensing Law

Italy’s government has issued a point-by-point refutation of Malta’s detailed opinion on its new gambling law, pledging to press ahead with issuing new concessions in the coming weeks.
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Gambling

Veikkaus Faces Potential €2.9m Fine For Advertising Violation

Finnish exclusive rights holder Veikkaus has been warned that it faces a potential fine of €2.9m for marketing on TV programmes that may appeal to people under  the age of 18 and handed a three-month advertising ban. 
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Gambling

Daily Dash: Spain Becomes First Market To Fully Connect With EU Instant Payments Scheme

Spain’s Iberpay has announced that the Spanish banking sector is now fully connected with the European Payments Council’s One-Leg Out instant payments scheme.
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Payments

Daily Dash: EU Authorities Set April 30 Deadline For Designating Critical ICT Service Providers Under DORA

The European supervisory authorities, consisting of regulators such as the European Banking Authority, have outlined their timeline for designating critical ICT third-party service providers under the Digital Operational Resilience Act (DORA).
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Payments

EBA Unveils Final Guidelines To Strengthen EU Sanctions Compliance

The European Banking Authority has issued landmark guidelines setting EU-wide standards for financial institutions, payment service providers and crypto-asset service providers.
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Payments

UK Chancellor Calls On FCA To Champion Financial Inclusion And Drive Growth

In a letter to the Financial Conduct Authority (FCA), finance minister Rachel Reeves has changed the government’s position on the regulator’s oversight of financial inclusion, while stating that financial services are a catalyst for growth.
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Payments

Australia To Mandate Cash Acceptance For Essential Items

Australia’s Labor government has announced that it plans to mandate cash acceptance for purchases of essential items such as food, fuel and medicine.
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Payments

France's Land-Based Casinos Insist On Being Part Of Online Regulation

France’s powerful casino lobby continues to flex its muscles, calling into question if online casino games will ever be regulated in the country without its explicit involvement and approval. 
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Gambling

U.S. Researchers Seek Player Data To Tackle Student Sports-Betting Growth

The growth of online sports betting among U.S. college students has academics concerned about the increasing rates of problem gambling on campus and having enough access to player data and research funding to effectively study its impact.
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Gambling

Leave Crypto Unregulated At Your Peril, Execs Warns Rulemakers

Gambling regulators and financial services are leaving a path open to the black market by preventing licensed operators from offering cryptocurrency gambling, executives have warned.
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Gambling

South African Remote Gambling Bill 'Revived'

South Africa’s Democratic Alliance Party is reviving its draft bill to regulate online gambling and has invited comments on its proposal.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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