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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Nigeria Supreme Court Nullifies National Lottery Act

Nigeria’s Supreme Court has ruled that the National Assembly does not have the power to legislate gambling, allowing individual states to oversee gambling in their jurisdictions in a move that potentially ends years of disputes between local authorities and the national gambling regulator. 
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Gambling

Senator Warns Officials Against Aiding Illegal POGO Business

The Philippines’ most prominent anti-gambling senator has warned that government officials are “coaching” foreign-facing online gambling operators on how to evade a presidential ban on the sector.
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Gambling

Massachusetts Regulators Request Data On Sports-Betting Player Limitations

After holding several meetings regarding the unpopular practice of operators limiting winning sports bettors, Massachusetts regulators will now request specific data from its licensees related to the practice.
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Gambling

Week In Crypto: Another Former FTX Executive Is Spared Prison

A key accomplice to one of the largest frauds in history has been spared a prison sentence in return for his "outstanding cooperation" with US prosecutors.
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Payments

Daily Dash: Montenegro And Albania Join SEPA Payment Schemes In Balkan Boon For Payments

The European Payments Council has approved the inclusion of Montenegro and Albania in the Single Euro Payments Area (SEPA) payment schemes, expanding the initiative's geographical scope to 38 countries, including EU and non-EU members such as the UK and Switzerland.
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Payments

Global Open Finance Guidelines With A Royal Stamp Of Approval

A coalition including the Bank for International Settlements and the International Monetary Fund has announced new open finance guidelines intended to improve financial inclusion.
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Payments

New CFPB Rule Introduces Oversight Of Digital Payment Apps

The US Consumer Financial Protection Bureau (CFPB) has finalised a rule granting federal supervision over the largest digital payment apps, marking a significant expansion in oversight for big tech firms in the payments space.
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Payments

APP Fraud Having A Massive Impact On Social Media Trust, UK Research Reveals

The UK’s Payment Systems Regulator has released data on authorised push payment (APP) fraud's devastating impact on UK consumers, with losses exceeding £213m in the first half of this year alone.
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Payments

Veikkaus Advertised More Than 200 Times On Family-Orientated TV Shows

Finland’s National Police Board has revealed that Veikkaus advertised more than 200 times during 2023 and 2024 on family-oriented and weekend morning TV shows, sparking the recent enforcement action against it.
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Gambling

News In Brief: November 18-November 22, 2024

IGT is investigating a cybersecurity breach which continues to hamper the company and Nevada changes its rules around rescinding bets.
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Gambling

Horseracing Body Calls Isle Of Man, Others 'Pseudo-Regulators'

The International Federation of Horseracing Authorities has accused the Isle of Man’s Gambling Supervision Commission and other online gaming hub authorities of being “pseudo-regulators” as horseracing interests sharpen attacks on the online gambling space.
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Gambling

Ohio Regulators Issue $425,000 Fine To DraftKings

Ohio regulators have fined DraftKings $425,000 as part of a settlement agreement for violations that included accepting banned proposition wagers and accepting deposits through unauthorized methods.
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Gambling

Second Trump Administration Lengthens Odds For Federal Sports-Betting Regulation

President-elect Donald Trump is a well-known former Atlantic City casino owner, so his return to the White House would appear to be bad news for legislation seeking to regulate online sports betting and good news for an industry opposed to federal intervention.
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Gambling

Corporate Sustainability Three Ways: What Is ESG Reporting?

The role of environmental, social and governance (ESG) issues in the world of gambling, as well as in a wider business context, is frequently debated and sometimes even politicised, but just like data protection before it, the European Union is forcing the issue. This Forensic Explainer takes a look at existing examples of how big gambling companies engage with sustainability reporting ahead of next year's new compliance requirements.
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Gambling

Daily Dash: Brazilian Central Bank Names Microsoft, Chainlink In Phase 2 CBDC Pilot

The Banco Central do Brasil has named Microsoft, Banco Inter, 7Comm and Chainlink as participants in a new study under the Phase 2 pilot of Drex, its central bank digital currency (CBDC).
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Payments

PayPal USD Stablecoin Continues To Expand, Despite SEC Subpoena

PayPal has announced that its US dollar stablecoin, PYUSD, can now be used for cross-border settlements made via Xoom, its proprietary money transfer company.
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Payments

Swedish Central Bank Calls For Retail Payment Infrastructure Modernisation

Introducing a new five-year roadmap to improve the security, efficiency and accessibility of retail payments, the Riksbank has made it clear that payments infrastructure in the Nordic country must be enhanced.
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Payments

CFPB Takes Action Against Prisoner Payment Processor Over Exploitation Tactics

The US Consumer Financial Protection Bureau (CFPB) has imposed a $3m penalty on Global Tel Link Corporation for illegally freezing and draining payments accounts of people who are incarcerated.
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Payments

Young Men Drawn Offshore, Says Belgian Operator Survey

More than half of young Belgian men are very familiar with unlicensed online gambling brands, according to new research from the Belgian Association of Gambling Operators.
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Gambling

Report Finds U.S. Sports-Betting Kiosks Offer Little Economic Benefit

Sports-betting kiosks are likely to remain limited to inside Massachusetts’ three land-based casinos, after a new report has found that any expansion of the self-service wagering terminals into retail locations would result in little added benefit to the state.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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