Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Stripe Returns To Bitcoin Payments After Four-Year Hiatus

US fintech Stripe has returned to the bitcoin payments space after a four-year break, following the launch of its Stripe Apps Marketplace.
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Payments

Biometric Card Issuance Gathers Momentum As Japan Becomes Latest Country To Launch

As Japan becomes the latest country to experiment with biometric cards, advocates argue that high issuance costs will reduce over time as adoption picks up.
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Payments

MAS Piles On Pressure After Fraud Case

The Monetary Authority of Singapore has taken further action against OCBC Bank, raising its capital limits after some of its customers were victims of a phishing scam.
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Payments

UPDATE: Private Sector Lines Up Against US Digital Dollar

As the discussion around a US central bank digital currency (CBDC) heats up, Circle, a payments association, banks and legislators further line up in opposition to a digital fiat.
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Payments

EU (Finally) Releases Standard Contract Clauses Q&A

The European Commission has released a set of Q&As on the revised Standard Contract Clauses (SCCs) for international data transfers, originally released in June 2021.
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Payments

Costa Rica Proposes Using Gambling Revenue To Fund Police

Costa Rica has introduced a new bill that would channel revenues from casinos and online gambling towards municipal police training and prisons.
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Gambling

China Lotteries Enjoy Upward Trend After Seven-Month Lull

China’s lottery industry has enjoyed two consecutive months of year-on-year growth after a seven-month downturn, although sales in Shanghai plummeted 95 percent amid a strict pandemic lockdown.
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Gambling

UK Lottery Could Be Suspended By Legal Action

The ongoing legal battle over the UK National Lottery could see it halted for the first time in its 30 year history, the Gambling Commission has warned.
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Gambling

European Commission Outlines Tougher Rules On Freezing And Confiscating Oligarchs’ Assets

Brussels has proposed new rules to make seizing assets easier and undermining Russia sanctions in the trading bloc a crime.
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Payments

’A Disproportionate Negative Impact’: EDPB Shares AML/CTF Package Concerns

The European Data Protection Board (EDPB) has written to the EU’s co-legislators, outlining its ongoing worries about the latest financial crime package to come out of Brussels.
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Payments

Fraud At The Top: Hemsley Sets Out PSR Priorities To Lawmakers

Payments fraud, how to manage interchange fees and whether the Payment Systems Regulator needs a standalone chair all came up during a hearing with the UK’s members of parliament (MPs).
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Payments

SEC Strengthens ESG Reporting Rules As Debate Rages

The US Securities and Exchange Commission (SEC) is proposing to strengthen its rules to make information on claims made by firms concerning environmental, social and corporate governance (ESG) funds more consistent, comparable and reliable.
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Payments

Washington Tribes Claim Maverick Gaming Lawsuit Threatens Sovereignty

The executive director of the Washington Indian Gaming Association believes a federal lawsuit filed by Maverick Gaming is not just about commercial cardrooms being able to offer sports betting but is a direct assault on tribal sovereignty in Washington state and nationally.
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Gambling

Spanish Ad Ban Could Be Ruled Unconstitutional

The Spanish Supreme Court may send the case against Spain’s gambling advertising ban to the Constitutional Court, where it could sit for years in legal limbo before any final decision is made.
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Gambling

UK Slot Design Limits Questionable, Says Panel

UK gambling stakeholders say new online casino game design rules have done little to limit gambling harm, but might have made things more fun.
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Gambling

Ambiguity About Enforcement Worries German Licensing Applicants

​​​​​​​Questions surround the two-stage assumption of power by the planned German “super regulator”, including whether would-be online slots and poker licensees are at risk of enforcement after the regulator gains website and payment blocking power on July 1.
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Gambling

A Tectonic Shift: Bigtechs, Fintechs Make Up One-Third Of Total Financial Services Industry Value

Bigtechs, merchants and fintech companies now account for 35 percent of the total financial services industry value, shrinking the position of incumbent players and creating a new wider financial services market, says Oliver Wyman.
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Payments

Take Action On Climate Change Or Face 15 Percent Profit Loss, BoE Warns

The Bank of England (BoE) has told financial institutions that unless they step up their work to deal with the burgeoning climate crisis, climate risks could trigger a “persistent and material drag on their profitability”.
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Payments

PSR Outlines New Confirmation Of Payee Plans

The UK's Payment Systems Regulator (PSR) is extending the Confirmation of Payee (CoP) scheme, which means around 400 more financial firms will be required to introduce the payment protection measure.
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Payments

Long Waits, Big Fees: APP Fraud Victims Face Barriers Getting Through To Banks

UK scam victims face half-hour waits and hefty call fees when they call their bank's fraud lines, consumer group Which? has revealed.
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Payments
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Philippines Mulls Mandatory Listing Of Online Gambling Companies

In an apparent global first, the Philippine government is considering compulsory stock market listings for online gambling companies to compel greater transparency in operations and ownership.
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Romanian Government Eyes Legislation To Decentralise Gambling Licensing

Romanian Prime Minister Ilie Bolojan has announced that his government plans to propose a draft legislation that will enable municipal authorities to decide on licences for local gambling outlets.
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FCA’s Guardrails For BNPL Aim To Bring Consumer Duty Requirements To The Space

Buy now, pay later (BNPL) users are set to gain new protections under proposals published today by the UK’s Financial Conduct Authority (FCA), which has set a compliance deadline of July 2026.
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UK Industry Wrangles With Rapidly Approaching Cross-Sell Ban

When 2025 draws to a close so will the era of lucrative cross-selling promotions in the UK, with operators and affiliates facing the tall task of adapting successfully to another major shift in marketing compliance.
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Bailey Cool On UK CBDC Suggestions

Hopes of a British central bank digital currency (CBDC) were dealt a blow by the governor of the Bank of England, Andrew Bailey, who said he “remained to be convinced” of the need for one.
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EU Lawmakers Insist Digital Euro Must Safeguard Privacy And Preserve Cash Access

The European Parliament’s Civil Liberties Committee (LIBE) has called for stronger guardrails for privacy and guaranteed access to physical cash in its opinion on the EU's proposed legislation to establish a digital euro.
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Regulatory Influencer: Malta’s Key Observations on Website Practices of Crypto-Asset Service Providers

Earlier in the year, the Malta Financial Services Authority (MFSA) conducted a thematic review of websites belonging to all the crypto-asset service providers (CASPs) authorised by the MFSA in relation to Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA). This was part of the MFSA’s commitment to consumer protection, ensuring that the information provided was fair, transparent and not misleading. Following its review of websites, the MFSA sent out a Dear CEO letter to CASPs laying out its findings.
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Regulatory Influencer: The Philippine Central Bank As Payments Policeman And… Online Gambling Saviour?

The Philippine online gambling industry’s rapid transition from a disgraced foreign-facing segment to flourishing domestic sector is approaching a crunch moment as payments channels come under unprecedented scrutiny.
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Peru President Vetoes Consumption Tax Bill

Peru’s president has partly vetoed a bill that would reduce the impact of a controversial consumption tax applied to online gambling.
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Ukraine Releases Flurry Of Consultations As It Seeks To Update Gambling Rules

Ukrainian licence holders will only have two months to comply with a long list of updated regulations under a key new proposal, as the country unleashes a flurry of consultations aimed at updating and aligning rules as well as improving industry oversight.
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