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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Gambling Commission On UK White Paper: 'Less Haste And More Speed'

The UK Gambling Act white paper will likely take a number of years to fully implement, according to Gambling Commission deputy chief executive Sarah Gardner.
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Gambling

In Spain, A War of Words Over Advertising Restrictions

A war of words erupted at a recent industry conference, as industry representatives sparred with Spain's head gambling regulator over claims that the recent advertising royal decree constituted a full ban and demands for industry consultation on future decrees.
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Gambling

Week In Crypto: Binance Quits Canada As New Rules For Trading Platforms Go Live

Binance runs into regulatory hurdles in Canada and Australia, France offers sanctuary to US crypto firms seeking clearer regulations, and Tether announces plans to back its stablecoin with more bitcoin.
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Payments

Fintech Groups Warn AML Changes Could Destroy Open Banking

Key fintech lobbyists have called on the EU’s political institutions to keep payment initiation service providers out of the scope of the new Anti-Money Laundering Regulation.
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Payments

The $1bn Reason Why Not To Lie About Compliance

The United States' fourth largest bank, Wells Fargo, has agreed to pay $1bn to investors after it lied about the state of its compliance with government orders.
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Payments

Daily Dash: Kuwait Publishes New Rules For E-Money Firms

<span style="font-size:11pt; font-variant:normal; white-space:pre-wrap"><span style="font-family:Arial"><span style="color:#000000"><span style="font-weight:700"><span style="font-style:normal"><span style="text-decoration:none">The Central Bank of Kuwait has issued new requirements for e-money services, including BPNL, Australia’s Westpac bank has introduced Apple’s new Tap To Pay service, and Airbnb has begun offering bank payments through Stripe.</span></span></span></span></span></span>
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Payments

U.S. Online Bosses Seek Ways To Expand Their Brands

Top executives for the leading U.S. sports-betting and iGaming operators insist that maximizing their brands to attract different types of players remains a persistent challenge.
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Gambling

PAGCOR Confirms Raided Gambling Supplier Has Accreditation

The Philippine gambling regulator has confirmed that a Clark Freeport company raided over alleged scam operations and enslavement of some 1,100 foreign workers is an approved service provider to offshore-facing gambling operators (POGOs).
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Gambling

Brazil Changes Tactics Again On Sports-Betting Legislation

Implementation of a licensing regime for sports betting is now facing a more uncertain path through Brazil’s Congress after the government agreed not to legislate through an emergency decree that would take immediate effect.
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Gambling

Cyprus Prevalence Study Reinforces Public Health Approach

Cyprus’ National Betting Authority has praised the impact of its “Safer Gambling Strategy” following the publication of a long-awaited prevalence study.
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Gambling

News In Brief: May 15-May 19, 2023

A Premier League footballer has been banned over betting, Tennessee signs bill to update sports-betting tax and Connecticut proposes a live dealer compliance overhaul.
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Gambling

CBDC May Lack ‘Killer App’, But Expectations High Among Central Banks, Survey Says

With payments industry professionals unsure about the major use cases of central bank digital currencies (CBDC), a survey of central bankers says two thirds expect to issue a digital currency within the next ten years.
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Payments

EU Council Takes Crypto Legislation Over Final Hurdle

The Markets in Crypto-Assets Regulation and the Transfer of Funds Regulation have now both passed the final stages.
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Payments

Finnish Fine Forces Operators To Take Regulator Seriously, Say Lawyers

Finland’s conditional €2.4m fine for a Betsson subsidiary should be seen as a wake-up call for any operator that has received a warning from the National Police Board in the past, lawyers have said.
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Gambling

Online Gaming Industry Balancing Tech Evolution With Regulatory Constraints

Suppliers and regulators continue to grapple with the challenges of specific rules governing gaming technology while adapting to a constantly changing tech landscape in other areas such as cybersecurity.
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Gambling

Tjärnström Resigns As Kindred CEO, Interim Replacement Named

Long-time Kindred Group chief executive Henrik Tjärnström has resigned effective immediately to be replaced by an interim successor, chief commercial officer Nils Andén.
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Gambling

Malta Bill Breaks EU Law, Say Industry Lawyers

A bill in Malta that would all but block the transfer of court judgments against gambling companies from other EU states breaks EU law, say lawyers that represent the industry, but could buy operators time as they seek to avoid repaying losses in Germany and Austria.
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Gambling

Crypto Should Be Regulated As Gambling, UK MPs Say

A controversial report released by the UK Treasury Committee has said consumer crypto trading should be regulated as gambling rather than financial services.
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Gambling

After Brief Flirtation, States Seek Separation Of Colleges And Sports Betting

Marketing alliances between U.S. sportsbooks and colleges are fast becoming taboo, with lawmakers in Louisiana and Maryland following regulators and industry groups in imposing restrictions in response to damning media coverage.
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Gambling

Former US Congressmen Dodd And Frank Defend Post-Financial Crisis Agency

Authors of the post-financial crisis Dodd-Frank Act speak up in favour of the Consumer Financial Protection Bureau in a constitutional debate which puts in jeopardy 12 years of regulatory actions taken by the agency.
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Payments
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New York’s Standalone BNPL Framework Sets a Regulatory Precedent for the US

As the state formalises its bespoke licensing regime, providers will need to review pricing structures and focus on transparency and disclosures to meet consumer protection standards.
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Vixio’s Verdict: MiCA and PSD2 – EBA Provides More Clarity, But Regulatory Stability Remains A Work in Progress

The regulator's new opinion clarifies dual authorisation rules for crypto-asset service providers (CASPs), offering interim guidance but reinforcing that long-term regulatory stability will remain elusive until the new framework for payments regulation is introduced.
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Regulatory Influencer: Simplifying Capital for Smaller UK Banks: Navigating the SDDT Regime and Supervisory Expectations

With less than a year until the Small Domestic Deposit Taker (SDDT) regime takes full effect, smaller UK banks must act now to prepare for simplified capital rules and updated supervisory expectations. While full requirements under the regime will apply from January 1, 2027, certain expectations, including revised ICAAP update frequencies, are already in force, making early alignment of systems, governance, and data essential.
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Regulatory Influencer: Malaysia's Open Finance Exposure Draft - A New Regional Trend, Or Much To Do About Nothing?

Bank Negara Malaysia (BNM), Malaysia’s central bank, launched an exposure draft on open finance in November 2025 seeking public feedback on a system which it states will offer consumers a safer and more structured framework for sharing their financial information than existing data-sharing arrangements.
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Decoding the UK Regulatory Grid: Investment Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the investment sections of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Mapping EU Legislation: Directive (EU) 2023/2225 (Consumer Credit Directive 2 – CCD2)

Directive (EU) 2023/2225 (Consumer Credit Directive 2 – CCD2) was published in the Official Journal of the European Union on October 30, 2023. It repeals Directive 2008/48/EC (Consumer Credit Directive – CCD) and lays down a common framework for the harmonisation of certain aspects of the laws, regulations and administrative provision of member states concerning credit agreements for consumers. This Mapping EU Legislation: CCD2 page will be updated in line with any CCD2 update.
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Decoding the UK Regulatory Grid: Payments Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the payments section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Regulatory Influencer: Dubai Financial Services Authority Shifts Crypto Token Suitability Assessments to Firms

On January 12, 2026, the Dubai Financial Services Authority (DFSA) implemented significant amendments to its crypto token regime, shifting suitability assessments from the regulator to firms operating in or from the Dubai International Financial Centre (DIFC), Dubai’s special economic zone.
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The Potential Impact of a UK Card Network on the Payments Landscape

In addition to the much-discussed objective of payments sovereignty, a domestic alternative could lead to greater operational resilience and a decrease in the complexity of remaining compliant.
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Regulatory Influencer: Unlocking Pix - Fraud and Financial Crime in Brazil

Brazil’s Pix instant payments system has evolved into one of the world’s most advanced and widely used instant payments systems, transforming the financial landscape of Latin America's largest economy. Since its launch in 2020 by the Central Bank of Brazil (BCB), Pix has streamlined and digitised payments at scale, fundamentally changing how individuals and businesses move money in Brazil.
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