Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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EMVCo Outlines Planned Updates For 2023

EMVCo, the global technical body for card payments, has said in the year ahead it will focus on the testing of its contactless kernel specification, investigating opportunities in omnichannel payments and enhancing e-commerce.
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Payments

CJEU Ruling Brings New GDPR Pains For Companies

Every person has the right to know with whom their personal data has been disclosed, a new EU ruling concludes.
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Payments

Sub-Saharan Africa Regulatory Void Urgently Needs Addressing, Researchers Say

There is an urgent need to address the "regulatory void" in Sub-Saharan Africa surrounding online forms of gambling and the promotion of gambling products, researchers have said.
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Gambling

New Jersey Lawmakers Consider Extension Of Internet Gaming Law Till 2033

New Jersey lawmakers are expected to extend the state’s online wagering law for another decade during this legislative session as the existing law is scheduled to sunset next year.
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Gambling

Week In Crypto: FTX ’Locates’ Over $5bn, Subpoenas Target Binance, More Coinbase Job Cuts

FTX “locates” more than $5bn in liquid assets, US investment firms that have worked with Binance receive subpoenas and Coinbase announces another round of layoffs, its second in two years.
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Payments

Significant Divergence In PSD2 Authorisation Processes, EBA Says

A new report by the European Banking Authority (EBA) uncovers disparity among EU member states when it comes to the authorisation and licensing of payments and e-money firms.
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Payments

US Agency Goes After Non-Bank T&Cs

The US Consumer Financial Protection Bureau has issued a proposal to register non-banks whose contract terms attempt to curb consumers’ legal rights to sue the company, six years after former President Donald Trump blocked the agency’s first attempt to address the issue.
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Payments

Chile’s New Fintech Law Can Drive Innovation

Chile’s recently passed Fintech Law presents a transformational opportunity for the country, provided it appreciates lessons learned from other countries, experts tell VIXIO.
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Payments

Daily Dash: UK Open Banking Hits New Landmark

The six largest banks in the UK are now fully compliant with the open banking standards, Nationwide data has revealed a jump in cash use and Danish authorities assess the country’s biggest money laundering risks.
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Payments

AGA Boss Lauds How Casino Companies Go Where Others Fear To Tread

As he prepares to celebrate his fourth anniversary as the gaming industry’s top lobbyist in the United States, Bill Miller has noticed something unique about the companies he represents.
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Gambling

Massachusetts Regulators Consider Tougher Advertising Rules

The trend of newer sports-betting regulators taking a tougher stance on advertising is continuing in Massachusetts, where newly-proposed rules include limits on “risk-free” terminology and marketing to college students.
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Gambling

Mix Of Products Associated With Young British Problem Gambling

Gambling regulators in Great Britain should focus on the potential harm caused by higher-risk land-based products, as well as strengthen online regulations, according to the analysis of a longitudinal survey of adults aged between 16 and 26.
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Gambling

News In Brief: January 9-January 13, 2023

Another German state says no to online casino licensing, Austrian ministry claims it is still working on a new regulator and Argentina's Supreme Court rules against casino owners in tax case.
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Gambling

UK’s Al Rayan Bank Hit With £4m Fine Due To ’Egregious’ AML Failures

Al Rayan, a UK-based Shariah-compliant bank, has been issued a £4m fine by the Financial Conduct Authority for a series of “egregious” anti–money laundering (AML) failures.
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Payments

Dutch Payments Group Calls EU’s Instant Payments Plans ’Too Broad’

The Dutch Payments Association has sent a list of concerns levied at the European Commission's instant payments proposals to Brussels.
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Payments

Chile's Internet Gambling Monopoly Battles Online Bill

Chile’s online gambling monopoly has launched a scathing attack on Chile’s attempts to pass online gambling legislation in an Economy Commission hearing.
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Gambling

New Finnish Powers Already Deterring Foreign Marketing, Says Regulator

Several gambling operators have already stopped marketing to consumers in Finland following the bolstering of enforcement powers from the start of 2023, according to the country’s regulator.
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Gambling

Biden Administration Seeks To Streamline Indian Gaming Regulations

The U.S. Department of the Interior wants to expedite the negotiation process between tribes and states on gambling compacts and make it easier for the federal government to obtain land for Native Americans.
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Gambling

Maine Seeks To Impose Harsh Restrictions On Sports-Betting Advertising

The Maine Gambling Control Unit has proposed the strictest limits on sports-betting advertising and promotions in the U.S., limiting television advertising to only during live sporting events, along with banning all television advertising of promotions and bonuses.
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Gambling

GTBank Pays Elevated UK Fine For Not Fixing Prior AML Failures

The Financial Conduct Authority has fined Guaranty Trust Bank £7.6m for serious weaknesses in its anti-money laundering (AML) systems and controls.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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