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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Lived Experience Helps Development Of Safer Gambling, Experts Say

Gambling operators are increasingly valuing the input of people with lived experience of gambling harm to help drive safer-gambling strategies, industry experts say.
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Gambling

What Impact Will the FSMA 2023 Have on the UK Payment Sector?

On June 29, 2023, the Financial Services and Markets (FSM) Bill received royal assent to become the Financial Services and Markets Act 2023 (FSMA 2023). The FSMA 2023 revokes the EU retained law relating to financial services and markets in the UK and aims to promote investment and to support innovation within the economy. It introduces new secondary objectives for the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) to facilitate the growth and international competitiveness of the UK economy through Sections 25 and 26. Section 25 covers the competitiveness and growth objective, while Section 26 covers the reporting requirements of this. The act enters into force at different dates.
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Payments

FCA Issues ‘Final Warning’ To Crypto Firms Ahead Of New Promotion Rules

With less than two weeks to go until new rules on crypto-asset promotions come into effect, the Financial Conduct Authority (FCA) has revealed that it has “serious concerns” about firms’ readiness to comply.
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Payments

Regulators Weigh Up ‘Serious Cohesion Issues’ Between MiCA, PSD2

Officials at the European Banking Authority (EBA) and the National Bank of Belgium are facing “serious questions” about the cohesion of the EU’s new crypto framework and its payment services regime.
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Payments

Mexican Competition Commission Calls For Interchange Fee Cap

Mexico’s antitrust watchdog has urged the country’s financial regulators to fix what it says is an anti-competitive card processing market and establish an interchange fee cap.
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Payments

Campaign For Fairer Gambling Targets U.S. Responsible Gambling Policies

After making its mark on UK gambling policy, the Campaign for Fairer Gambling launched in the U.S. on Tuesday (September 26) with a briefing for congressional staff and media at the U.S. Capitol building in Washington.
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Gambling

Betr Absorbs No House Advantage Accounts In Pick 'Em Fantasy Pivot

Startup sports-betting operator Betr has agreed to absorb the customer balances of a now-defunct daily fantasy operation that abruptly closed its doors over the summer, leaving customers in limbo.
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Gambling

Maryland Delegate Urges Caution Over iGaming Legalization In 2024

As some Maryland lawmakers urge regulators to reopen the application window for sports-betting licenses, others are looking to push an internet gaming bill through the legislature when members return to Annapolis in January.
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Gambling

Chile's Telecomms Peak Group To Obey Gaming Website Block Order

Chile intends to use a recent Supreme Court ruling involving one internet service provider to apply market-wide blocking of leading online betting sites, according to a top government official.
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Gambling

Gibraltar Gambling Hub Status Will Prevail, Says Regulator

The head of Gibraltar’s gambling regulator has dismissed claims that its reputation as a gambling hub is under threat, as the jurisdiction prepares to update its regulations.
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Gambling

Swedish Government Quietly Curbs Its Enthusiasm For E-Krona

A new report by the Swedish government has raised doubts about the need for an e-krona, marking a change in tone for a country that was a first-mover in the study of central bank digital currency.
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Payments

UPDATE: European Commission Responds To MEP Question About Card Fees

The European Commission has responded to a query from a member of the European Parliament (MEP) on card fees and whether they harm merchants’ competitiveness.
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Payments

US Credit Card Competition Act Would Harm Consumers, Says Mastercard

In a letter addressed to several members of the US Congress, Mastercard has argued that new credit card legislation, if adopted, would put consumers at risk.
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Payments

Daily Dash: Zero To Wero?

The European Payments Initiative has unveiled the commercial name for its digital wallet solution, a US regulator has proposed that medical bills are removed from credit reports, and Uncapped has scrapped its revenue-based finance service.
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Payments

India's GST Agency Slugs Delta Corp $2bn, Targets More Online Companies

India’s sole land-based gambling listco Delta Corp has said it will fight the central government’s goods and services tax (GST) authority in court after receiving a demand for $2bn in unpaid GST on casino betting volume.
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Gambling

Florida Targets Fantasy Sports Companies Over 'Prohibited' Wagers

Tension between state gambling regulators and operators of pick ’em fantasy-sports games is escalating after Florida’s regulator demanded an immediate halt to solicitation of alleged sports wagers by PrizePicks and other fantasy companies.
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Gambling

Mexico Draft Decree Sparks High-Stakes Lobbying Battle

Mexican operators, union groups and local and international associations are pushing back hard against a draft regulatory decree that would ban all gaming machines and casino-style games in the country.
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Gambling

European Regulators Swap Notes In Portugal, Lithuania

Gambling regulators across Europe have held two separate conferences in the north and south of the continent over the past two weeks to share best practices and strengthen collaboration.
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Gambling

New York Slashes Crypto 'Greenlist' Alongside New Guidance On Coin Listings

A New York regulator has reduced the number of "Greenlisted" crypto-assets in the state from 25 to eight, and has issued new proposals on how firms should handle coin listings and delistings.
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Payments

US Lawmaker Proposes 18 Percent Credit Card Rate Cap

As US credit card debt reaches an all-time high, a Republican senator has introduced new legislation to limit the annual percentage rate for credit cards to 18 percent.
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Payments
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Decoding the UK Regulatory Grid: Investment Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the investment sections of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Mapping EU Legislation: Directive (EU) 2023/2225 (Consumer Credit Directive 2 – CCD2)

Directive (EU) 2023/2225 (Consumer Credit Directive 2 – CCD2) was published in the Official Journal of the European Union on October 30, 2023. It repeals Directive 2008/48/EC (Consumer Credit Directive – CCD) and lays down a common framework for the harmonisation of certain aspects of the laws, regulations and administrative provision of member states concerning credit agreements for consumers. This Mapping EU Legislation: CCD2 page will be updated in line with any CCD2 update.
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Decoding the UK Regulatory Grid: Payments Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the payments section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Regulatory Influencer: Dubai Financial Services Authority Shifts Crypto Token Suitability Assessments to Firms

On January 12, 2026, the Dubai Financial Services Authority (DFSA) implemented significant amendments to its crypto token regime, shifting suitability assessments from the regulator to firms operating in or from the Dubai International Financial Centre (DIFC), Dubai’s special economic zone.
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The Potential Impact of a UK Card Network on the Payments Landscape

In addition to the much-discussed objective of payments sovereignty, a domestic alternative could lead to greater operational resilience and a decrease in the complexity of remaining compliant.
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Regulatory Influencer: Unlocking Pix - Fraud and Financial Crime in Brazil

Brazil’s Pix instant payments system has evolved into one of the world’s most advanced and widely used instant payments systems, transforming the financial landscape of Latin America's largest economy. Since its launch in 2020 by the Central Bank of Brazil (BCB), Pix has streamlined and digitised payments at scale, fundamentally changing how individuals and businesses move money in Brazil.
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Regulatory Influencer: Reinvigorating the Chartering of New Banks in the US - Federal and State Charters

The US banking landscape is shifting as firms that once operated outside traditional banking rails increasingly move inside the regulatory guardrails. Federal regulators, led by the Office of the Comptroller of the Currency (OCC), are playing a central role in this transition through the reinvigoration of de novo bank chartering, particularly via the national trust bank charter. In December 2025, the OCC granted conditional approval to five national trust bank charter applications from firms focused on digital asset-related business models.
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Amazon’s Pay By Bank Launch Marks Milestone For UK National Payments Vision

The retail giant’s launch of Pay by Bank in the UK is a significant step in the evolution of open banking from regulatory concept to mainstream retail infrastructure.
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Digital Euro Legislative Push Gains Pace, Despite Holding Limit Debate

Plans for the central bank digital currency (CBDC) are still being refined, but look set to create significant data, governance and interoperability responsibilities for payments firms operating in the EU.
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Cross-Border Retail Payments Platform Set To Boost Regional Trade Integration in Africa

The Common Market for Eastern and Southern Africa’s (COMESA) Digital Retail Payments Platform (DRPP) is a landmark step for regional financial integration, enabling payment service providers and banks to expand cross-border services, reduce transaction costs and capture emerging opportunities in 2026 and beyond.
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