Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Missouri VLT Bill Backers Seek Other Legislative Opportunities

After coming up short five times in efforts to legalize video lottery terminals (VLTs) as part of legislation legalizing retail and mobile sports betting in Missouri, one veteran Republican state senator still believes regulating and taxing these machines is crucial to halting the expansion of grey-market games.
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Gambling

Massive Promotional Spend Powers Ohio's First Sports-Betting Month

Ohio regulators announced Tuesday that the state has shattered the all-time U.S. record for gross revenue in its first month of sports betting, aided by a stunning promotional blitz by the market leaders.
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Gambling

Australian Anti-Gambling Group Warns Of Predatory Facial Recognition

A leading Australian anti-gambling group is warning that gambling companies could use facial recognition technology to subvert responsible gambling reforms, a key election issue for the nation’s most populous state.
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Gambling

Belgian Regulator Takes Aim At Ad Ban

Belgium's planned ban on gambling advertising has come under renewed fire from the country’s gambling regulator over fears it will strengthen the black market, despite there being no firm evidence to support the claim.
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Gambling

UK Will Ban VIP Pampering, Set Slots Limits, Newspaper Says

The long-awaited UK gambling white paper will ban VIP loyalty packages, set online slots limits and will finally arrive at the end of this month, according to the Financial Times.
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Gambling

UPDATE: US Financial Data Privacy Law Introduced In Congress

Patrick McHenry, the chairman of the House Financial Services Committee, has formally introduced a bill that seeks to modernise the 20+ year-old federal privacy law.
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Payments

Up Your Compliance Game, Bank Of Lithuania Tells Payments Firms

Lithuania’s central bank has chastised payments and electronic money institutions in the country, telling VIXIO that the rapid growth currently being experienced in the sector must go hand-in-hand with better compliance.
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Payments

New York Regulators Approve New Sports-Betting Advertising Rules

New York regulators approved a set of proposed rules on Monday that would enact new marketing restrictions on college campuses and severely limit affiliate marketing agreements.
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Gambling

Czech Finance Minister Targets Gambling Tax Hike

The Czech Republic’s finance minister, Zbyněk Stanjura, has said he is planning to introduce a higher tax rate for gambling.
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Gambling

Operators, Affiliates Seek Changes To Massachusetts Marketing Regulations

The Massachusetts Gaming Commission is scheduled to vote on Wednesday on amendments to its operative rule prohibiting marketing affiliate revenue-share or cost-per-acquisition deals, following public input from affiliate representatives and sports-betting operators.
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Gambling

UK Government’s Payment Services Regulations Review and Call for Evidence

This analysis focuses on the objectives of the review, as well as what the government has intentionally left outside its scope, its connection with other government initiatives and potential impacts on the payments industry.
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Payments

Data Dive: Exploring Northern Europe’s Dominance In EU Payments Licensing

Following new data published by the European Banking Authority exploring the authorisation processes of payment firms between 2019 and 2021 across the EU, VIXIO takes a brief look at the trends behind these numbers, which show significant activity in Northern Europe.
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Payments

US Axes Low-Cost Cross-Border Service Due To Low Adoption

The US Federal Reserve has announced the end of its little-known international ACH service called FedGlobal to Europe and Canada in the coming months.
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Payments

UK Industry Claims ’No Real Competition’ In Card Acquiring

The Payment Systems Regulator has issued a call for evidence as part of its investigation into whether there is enough competition in the card scheme and processing market.
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Payments

FSB Unveils Action Plan For G20 Cross-Border Payments Roadmap

The Financial Stability Board (FSB) has published a new report setting out its priority actions for achieving the G20 targets on enhancing cross-border payments, and has called on further input from industry leaders.
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Payments

States' Short Sessions Leave Tight Timelines To Pass Gambling Bills

Virginia has become the first state to wrap up its legislative session for 2023, with a bill on problem gambling scoring approval but other proposals related to casinos and sports-betting taxes are left for further discussion as part of the budget process.
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Gambling

Gibraltar Supreme Court Grants £5m Asset Freeze In Mansion Case Against Ex-CEO

The Supreme Court of Gibraltar has granted a £5m worldwide freezing order against Mansion Gibraltar's former chief executive and de facto chief financial officer, Karel Christian Manasco.
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Gambling

US State Seeks Federal Consumer Protection Power Following Bank Merger Fiasco

The Connecticut state attorney general is seeking new investigative authority to enforce federal consumer financial protection rules after several consumers were left without access to online banking and debit accounts during a bank merger process. If granted, it could have wide implications for US payment firms.
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Payments

SCA Must Be Consumer Duty Compliant, Says UK Regulator

The UK’s Financial Conduct Authority (FCA) has written to payments firms outlining what they need to consider when implementing the Consumer Duty in its latest communication on the controversial new compliance requirement.
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Payments

Week In Crypto: Binance Named In US Money Laundering, Drug Trafficking Probe

Another money laundering case closes in on Binance, FTX Japan customers to be made whole again and Coinbase earnings reveal that revenue is down more than 75 percent year-on-year.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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