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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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FIs Urged To Use AI-Powered 'DNA' To Fight APP Fraud

With losses to authorised push payment (APP) fraud set to rise, a payments expert at ACI Worldwide is urging financial institutions (FIs) to use AI and ISO 20022 to enable real-time exchange of risk information.
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Payments

Australian Parliament Passes Landmark AML Bill

Lawmakers in Australia have passed a landmark anti-money laundering (AML) bill that will bring a range of "high-risk" professions into the country’s AML regime for the first time.
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Payments

Curaçao Regulator Addresses Raft Of Allegations

Curaçao's Gaming Control Board has responded to a raft of allegations regarding the country’s licensing reforms, including denying assertions it embezzled money and refuting claims it lacks the authority to grant licences.
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Gambling

Argentina Advertising Ban Bill Advances To Senate

Argentina’s Chamber of Deputies has passed a bill aimed at preventing gambling addiction and restricting youth access to online betting, including banning nearly all advertising.
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Gambling

Daily Dash: Elon Musk Calls For Abolition Of CFPB

Tech billionaire Elon Musk, who is set to play a key role in the incoming Trump administration, has called for the Consumer Financial Protection Bureau (CFPB) to be scrapped.
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Payments

Week In Crypto: Tornado Cash Sanctions Overturned By Appeals Court

A US Court of Appeals has ruled that the smart contracts behind Tornado Cash, a "notorious" cryptocurrency mixing service, cannot be sanctioned because they are "not capable of being owned".
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Payments

News In Brief: November 25-November 29, 2024

UK Gambling Commission chairman is stepping down from the role and Kick streaming platform is strengthening protections around gambling-related streams.
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Gambling

Japan To Prosecute Up To 130 Online Gamblers, Crypto Implicated

Japanese police have launched a nationwide wave of prosecutions against users of offshore gambling websites from home or on mobile devices, dramatically escalating the government’s crackdown against the nation’s illegal gambling ecosystem.
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Gambling

Ukraine's Parliament Committee Approves Draft Bill To Close Regulator, Ban Advertising

A Ukrainian parliament committee has adopted an amended bill, 9256-D, which proposes to shut down Ukraine’s gambling industry regulator, the Commission for the Regulation of Gambling and Lotteries (KRAIL), and replace it with a new authority next year.
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Gambling

NCLGS Targets Sweepstakes With Model iGaming Legislation

The National Council of Legislators from Gaming States (NCLGS) has released its draft of its Model Internet Gaming Act and is recommending that state legislatures include a ban on online sweepstakes games in any legislation.
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Gambling

UK Prime Minister Says Promised Gambling Regulatory Reform Has Been Delivered

UK Prime Minister Keir Starmer and other industry stakeholders, from affiliates to health experts, have praised his government's plans to generate £100m to prevent and tackle gambling harm, as GambleAware calls for the quick appointment of a prevention commission.
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Gambling

Daily Dash: HSBC Fined In Isle Of Man For Violating AML Restraining Order

HSBC has been hit with a £300,000 fine in the Isle of Man for continuing to process payments for a customer whose accounts were under a restraining order.
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Payments

MiCA ESG Disclosures Set To Bring 'Substantial Change' To EU CASPs

Experts believe the way crypto-asset service providers (CASPs) in Europe operate will change significantly with the introduction of new environmental, social and governance (ESG) disclosures.
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Payments

Wyoming Regulators To Involuntarily Exclude Bettors Who Harass Athletes

The Wyoming Gaming Commission has begun the process to amend its regulations to put any gambler found to have harassed a college athlete onto the state’s involuntary exclusion list. 
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Gambling

Mexican Deputy Says Gambling Reform Bill Is 'Weeks Away'

A key congressional ally of President Claudia Sheinbaum has said the new administration will soon submit a bill to reform Mexico's law that governs gambling, which has not been changed since 1947. 
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Gambling

Rwanda's New Gambling Policy To Introduce 'Robust' Regulatory Regime

Rwanda’s government has published a new gambling policy with three key pillars: minimise the negative impacts of gambling; maximise the economic benefits; and introduce a robust regulatory and compliance regime.
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Gambling

'Incompetent, Dishonest, Opaque' — UK Lawmakers Call For Reform Of FCA

UK lawmakers have lambasted the Financial Conduct Authority (FCA) in a cross-party report that calls for the agency to be reformed, if not abolished.
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Payments

Daily Dash: HSBC Shuts Down Retail Payments To Russia, Belarus

HSBC has announced that it has stopped processing payments to or from Russia and Belarus for all personal banking customers.
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Payments

‘We Need Not Rush To Regulate AI’, Says Fed Governor Bowman

A member of the US Federal Reserve Board has argued in favour of a wait-and-see approach to regulating artificial intelligence (AI), given the dangers of imposing rules on the technology too early in its development.
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Payments

UK's 72-Hour Payment Delay Rules Disappoint Industry

Payment firms fear the unintended consequences of the government-approved delays to payments, which are aimed at giving banks time to investigate potentially fraudulent transactions.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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