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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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South Africa Becomes Latest Jurisdiction To Set Out AI Plans

South Africa has become the latest jurisdiction to unveil its plans for AI, using a new policy framework to warn that outdated legislation risks hindering its progress.
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Payments

US Financial Regulator Keeps It Friendly With BNPL Industry

The buy now, pay later (BNPL) industry is responding “favourably and constructively” to the US Consumer Financial Protection Bureau (CFPB), its chair Rohit Chopra has said, as he confirmed that the often interventionist agency will not be enforcing against firms as they come into compliance with its new interpretive rule for BNPL.
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Payments

Nevada's Gaming Industry Remains Off Limits To Cannabis; Vice Versa

Legal medical marijuana sales in Nevada launched seven years ago, which has led to the opening of cannabis lounges and dispensaries, but any integration with the licensed gaming industry remains off limits due to the federal government classifying it as an illicit drug.
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Gambling

Judge Grants Injunction Allowing Unlicensed Operator In Brazil's Rio De Janeiro

The judicial tide has turned in the case against unlicensed operators in the state of Rio de Janeiro, after a judge granted an injunction to Kambi to allow the company to stay in business without a licence. 
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Gambling

Swedish Regulator Warns Closing Of Last Casino Will Boost Illegal Gambling

The Swedish Gambling Authority is warning that illegal land-based gambling may increase after the planned closure of Svenska Spel’s last remaining land-based casino in Stockholm.
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Gambling

Scam Prevention Still 'Immature' Outside Big Four Banks, Says Australian Regulator

Australian banks outside the "Big Four" are failing to update their anti-scam measures in line with current best practices, the country’s financial regulator has said.
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Payments

Instant Payments Are Go For Switzerland

The go-live date for the receipt of instant payments took place this week for large Swiss financial institutions, as the country readies itself for a step-change in payment habits similar to its neighbours in the EU.
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Payments

Daily Dash: Registration Deadline Passes For PSPs Ahead Of APP Fraud Reimbursement Rules

A key deadline has passed ahead of the go-live of the UK’s new rules on scam reimbursement, while in the EU, Luxembourg has launched a DORA Readiness Survey.
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Payments

Japanese Police To Launch Global Probe Into Online Casinos

Japan’s police force is set to begin a major investigation into the use of foreign casino websites by Japanese gamblers, ramping government efforts to disrupt the massive gambling segment.
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Gambling

New Jersey Fines Borgata For Overstatement Of Promotional iGaming Credits

New Jersey gambling regulator continued its recent trend of issuing significant monetary fines or ordering licensees to reimburse patrons for violations of the state’s gambling regulations, issuing a $75,000 fine to Borgata Casino.
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Gambling

Brazil Licensing Deadline Passes

Today marks the last day operators can file for a licence in Brazil and be guaranteed an answer by the new year. 
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Gambling

Switzerland's New Stablecoin Rules Have 'No Legal Basis', Says Industry Body

A Swiss blockchain association has criticised the country’s financial regulator for issuing new stablecoin rules with "no recognisable legal basis" and without consulting firms that will be affected.
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Payments

UK Regulator To Publish Draft Proposals On VRP Expansion This Autumn

Payment initiation rules, pricing and mandated participation are still to be decided as the UK moves towards new regulations for variable recurring payments (VRPs).
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Payments

Daily Dash: Bank Of Ireland Says Investment Fraud Attempts Up 76 Percent In 2024

The Bank of Ireland has published new data showing a surge in fraud attempts targeting its customers in 2024, while Ripple has confirmed that it has begun testing its US dollar stablecoin.
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Payments

NSW Court Issues Record Fine To PlayUp Interactive Over Ads

Sydney-based online wagering company PlayUp Interactive has been fined a record A$586,000 ($394,000) over gambling advertising in New South Wales (NSW) state, seemingly marking a tougher approach in punishing corporate bookmakers.
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Gambling

U.S. Operators Gearing Up For NFL Season Improvements

Sportsbook operators are preparing for another NFL season with one high-profile operator facing increased pressure to improve its standing.
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Gambling

Legal Questions Brew As Brazil Approaches Licensing Deadline

The impending regulation of gambling in Brazil has generated multiple actual and potential legal battles, as the first deadline for applying for licences fast approaches on August 20.
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Gambling

American Gaming Association Seeks Crackdown On Sweepstakes Games

The significant growth in popularity of sweepstakes-based casino games in the United States has caught the attention of the leading trade association that represents the regulated gaming industry, which is calling for state regulators to investigate whether the offerings violate local laws.
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Gambling

Nevada Regulators Slap Resorts World With AML Enforcement Action

Nevada gaming regulators have issued a 12-count disciplinary complaint against Resorts World Las Vegas and its parent company Genting for allegedly failing to comply with federal anti-money laundering laws by allowing illegal bookmakers to wager millions of dollars at the casino.
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Gambling

Week In Crypto: Celsius Wants $2.2bn In Bitcoin Back From Tether

Celsius sues Tether over a historic Bitcoin collateral agreement, Binance is back online in India but offline in Venezuela, and a Hong Kong lawmaker calls for a new type of bank to accommodate digital asset firms.
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Payments
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Vixio View: The FCA’s Plans Shift to Data-Led Enforcement in 2026/27

Payments firms in the UK should see greater clarity and feel less regulatory burden, but must ensure their adoption of technology enables real-time, data-led compliance that supports consumer protection and operational resilience.
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Regulatory Framework - European Union Report

This Regulatory Framework - European Union Report provides a detailed overview of European Union legislations which apply to financial services. The report contains: A legislative landscape. The authorities framework. Definitions. Upcoming legislation. A regulatory landscape.
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Middle East Conflict is Stress Testing Global Payments and Accelerating Structural Trends

The war is acting as a catalyst for increasing digitisation and data sovereignty, with efficiency becoming less of a priority than resilience in the context of state-sponsored cyber targeting of critical infrastructure.
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Regulatory Influencer: The UK’s Incoming Enhanced Safeguarding Rules and Their Knock-On Effects

The UK’s Financial Conduct Authority’s (FCA) new safeguarding rules will come into effect on May 7, 2026. The upcoming changes will only relate to the interim rules introduced in the August 2025 policy statement (PS25/12) under the “Supplementary Regime”, which enhances safeguarding requirements under the Electronic Money Regulations 2011 (EMRs) and the Payment Services Regulations 2017 (PSRs).
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Vixio View: The FCA’s Payments Priorities Offer Clarity Rather Than Novelty – Except on AI

Although the priorities mostly emphasise the importance of effective execution and positive outcomes for consumers and the market, payments firms operating in the UK should note the warning that on-paper compliance is no longer enough.
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Regulatory Influencer: United States Advances Artificial Intelligence Governance Architecture for Financial Services

Rather than introducing sweeping artificial intelligence (AI) legislation, US policymakers are constructing a sector-based governance architecture for AI in financial services, built around voluntary frameworks, supervisory coordination and existing regulatory structures.
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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