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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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California Tribal Leaders Restart Sports-Betting Talks

California and Minnesota tribal gaming leaders spoke optimistically Tuesday about the future of legalized sports betting in their respective states.
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Gambling

Brazilian President Threatens To Pull Plug On Online Gambling

Brazil President Luiz Inácio Lula da Silva has declared that he will end gambling “once and for all” if a forthcoming regulation of online betting platforms does not “produce results”.
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Gambling

Kuwait Prepares To Lock Out Bank Customers Who Do Not Use Fingerprint ID

A new directive from Kuwait’s Ministry of Interior requires banks to freeze the accounts of customers if they do not register their fingerprint ID with the government.
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Payments

Why Liechtenstein Is Primed To Be A MiCA Magnet

An already established crypto framework and unique access to the EU and Swiss markets puts the European Economic Area member in prime position to attract crypto firms seeking to set up shop under the EU’s legal regime.
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Payments

Daily Dash: US Senator Elizabeth Warren Calls For Citi To Be Broken Up

A US senator has called for Citi to be broken up following repeated compliance failures, while Sweden is considering new measures to prevent the use of defunct companies in financial crime schemes.
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Payments

Isle Of Man Fines Ex-Licensee CyberHorizon Over AML Breaches

The Isle of Man gambling regulator has fined former licensee CyberHorizon £200,000 ($260,000) over four breaches of anti-money laundering provisions, but reduced the penalty to reward its cooperation.
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Gambling

Regulators Remain Concerned About U.S. Sports-Betting Advertising

Concerns about advertising saturation remain top of mind for regulators despite sports-betting operators in the United States slowing their advertising barrage in recent years in pursuit of profits over customer acquisition.
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Gambling

Brazilian Government Still Wrestling With Tighter Restrictions

Despite meeting with government ministers to discuss new measures to enforce responsible gaming, Brazil President Luiz Inácio Lula da Silva has held off on making any immediate decisions to impose potentially tougher restrictions on operators.
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Gambling

New U.S. Federal Legislation Borrows From European Ideas

As U.S. Senator Richard Blumenthal and Congressman Paul Tonko unveiled federal legislation that could drastically change the framework of betting in the United States last month, one phrase seemed to be stressed repeatedly: public health.
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Gambling

Sorare Tells Court It Is Not Guilty Of Illegal Gambling Charges

Fantasy sports website Sorare has pled not guilty to three charges of providing illegal gambling in the UK, with a trial against the Gambling Commission set for next year.
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Gambling

Regulatory Influencer: New UK Crypto Advertising Rule Mandates Focus on Investor Audiences

The UK’s Broadcast Committee of Advertising Practice (BCAP) has introduced a new rule on restricting the broadcast of certain crypto-asset advertisements to general audiences. The rule specifically targets fungible and transferable crypto-assets, such as cryptocurrencies and utility tokens, which have been classified by the Financial Conduct Authority (FCA) as restricted mass market investments since 2023.
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Payments

Regulatory Influencer: PSPs In Australia Are Set For A Customer Due Diligence Overhaul

Payment service providers (PSPs) in Australia will face new customer due diligence requirements if proposed changes to the country’s anti-money laundering and counter-terrorist financing framework are adopted by parliament.
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Payments

Daily Dash: EPC Releases Updated Guidance On Mobile-Initiated SEPA Instant Payments

The European Payments Council (EPC) has released new guidance that aims to improve the technical interoperability of SEPA mobile payments, and Swift has announced that it will test live cross-border CBDC transactions in 2025.
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Payments

Meta-Bank Data Sharing Partnership A First Step, But More Work Necessary

Meta’s announcement last week that it is partnering with Metro Bank and NatWest has been welcomed in some areas of the payments ecosystem, but other commentators have warned that it needs to do more.
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Payments

Concerns Remain As £85,000 UK Reimbursement Cap Takes Effect

Despite a last-minute reduction in the cap, UK payment service providers are worried that the new rule on authorised push payment (APP) scam reimbursement may cause more harm than good.
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Payments

US Needs Mandatory APP Fraud Protections, Says Watchdog

A US consumer watchdog has called on regulators to introduce mandatory protections for users of peer-to-peer payment apps, as the battle against authorised push payment (APP) fraud continues to escalate.
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Payments

Philippine Justice Minister Warns East Timor Over POGO Dangers

The Philippine justice minister has warned East Timorese President José Ramos-Horta of the dangers surrounding Philippine foreign-facing online gambling operators (POGOs) who might seek to relocate to East Timor.
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Gambling

Ousted German Politician Makes Play For Regulating Online Gambling In Honduras

A Honduran deputy has submitted a bill to regulate online gambling in the country with the backing of a far-right German politician turned investor. 
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Gambling

Week In Crypto: Changpeng Zhao Walks Free After Four Months In Prison

Changpeng Zhao walks free in California, the UK secures its first conviction for illegal crypto ATM offences, and Sweden labels most crypto exchange providers "professional money launderers".
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Payments

UK Government Authorises PSPs To Tackle Fraud By Slowing Down Payments

New rules that aim to protect consumers by extending the maximum delay for suspicious payments by 72 hours have been given the go-ahead by the UK government, despite concerns from industry.
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Payments
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Vixio View: The FCA’s Plans Shift to Data-Led Enforcement in 2026/27

Payments firms in the UK should see greater clarity and feel less regulatory burden, but must ensure their adoption of technology enables real-time, data-led compliance that supports consumer protection and operational resilience.
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Regulatory Framework - European Union Report

This Regulatory Framework - European Union Report provides a detailed overview of European Union legislations which apply to financial services. The report contains: A legislative landscape. The authorities framework. Definitions. Upcoming legislation. A regulatory landscape.
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Middle East Conflict is Stress Testing Global Payments and Accelerating Structural Trends

The war is acting as a catalyst for increasing digitisation and data sovereignty, with efficiency becoming less of a priority than resilience in the context of state-sponsored cyber targeting of critical infrastructure.
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Regulatory Influencer: The UK’s Incoming Enhanced Safeguarding Rules and Their Knock-On Effects

The UK’s Financial Conduct Authority’s (FCA) new safeguarding rules will come into effect on May 7, 2026. The upcoming changes will only relate to the interim rules introduced in the August 2025 policy statement (PS25/12) under the “Supplementary Regime”, which enhances safeguarding requirements under the Electronic Money Regulations 2011 (EMRs) and the Payment Services Regulations 2017 (PSRs).
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Vixio View: The FCA’s Payments Priorities Offer Clarity Rather Than Novelty – Except on AI

Although the priorities mostly emphasise the importance of effective execution and positive outcomes for consumers and the market, payments firms operating in the UK should note the warning that on-paper compliance is no longer enough.
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Regulatory Influencer: United States Advances Artificial Intelligence Governance Architecture for Financial Services

Rather than introducing sweeping artificial intelligence (AI) legislation, US policymakers are constructing a sector-based governance architecture for AI in financial services, built around voluntary frameworks, supervisory coordination and existing regulatory structures.
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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