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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Election 2024: What's At Stake For U.S. Gaming Industry

With less than three weeks left until voters go to the polls to determine who resides in the White House for the next four years, down-ballot in several states will be initiatives that will directly impact the gaming industry.
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Gambling

Operators Left Off Brazil Whitelist Take Legal Action, Seek State Licences

Operators that did not make Brazil’s “whitelist” are not taking it quietly, and have either filed lawsuits to be included on the list or sought a state-level licence in order to remain in business at least through the end of this year. 
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Gambling

Get On With It? But Get On With What? VRPs Bring More Fatigue Than Opportunity

Variable recurring payments (VRPs) are a recurring theme for UK payments players, and although they disagree on the best way forward, they agree that the Payment Systems Regulator (PSR) needs to get a move on.
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Payments

Australia Threatens To Ban Surcharging In New Payments Review

Australia’s payments industry faces a major rethink of its costs and fee structures, as the Albanese government threatens to ban the practice of surcharging.
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Payments

Week In Crypto: TD Bank AML Failures Linked To UK Crypto Exchange

A UK crypto exchange gets caught up in TD Bank’s money laundering case, a detained Binance executive is denied bail in Nigeria, and Tether’s largest customer is sued in the US.
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Payments

EU Authorities Challenge Commission’s Changes To DORA And MiCA Standards

The European Commission’s positions on aspects of implementing both the Digital Operational Resilience Act (DORA) and the Markets in Crypto Assets (MiCA) regulation have prompted a backlash from key European regulators.
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Payments

Ireland Pushes To Address Account-To-Account Gap In New Payments Strategy

The Irish government has unveiled the country’s new National Payments Strategy (NPS), which challenges both regulators and industry to modernise and increase competitiveness in the payments ecosystem.
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Payments

Daily Dash: New US FTC ‘Click-To-Cancel’ Rule Will End Subscription Traps

The US Federal Trade Commission (FTC) has unveiled a new rule that will penalise sellers for trapping customers in subscriptions, while the Financial Stability Board has opened a new consultation on operational incident reporting.
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Payments

News In Brief: October 14-October 18, 2024

Peru has told registered suppliers they must stop serving unlicensed operators.
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Gambling

California Tribal Leaders Take Aim At Sweepstakes, DFS

California tribal gaming leaders have reinforced their belief that daily fantasy sports (DFS) and sweepstakes companies are operating illegally in the Golden State, and say they are taking legal steps to protect their gaming exclusivity.
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Gambling

Irish Lottery Penalised €23,000 Due To Licence Breach

Ireland’s National Lottery regulator confirmed it withheld €23,000 from operator Premier Lotteries Ireland (PLI) due to a licence breach, which saw some players told their tickets were not a winner, when in fact they had won.
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Gambling

Regulatory Influencer: Dubai Reviews MSPs’ Management of Operational Risk

The Dubai Financial Service Authority (DFSA), the regulator of financial services conducted in or from the Dubai International Financial Centre (DIFC), has conducted a review of regulatory compliance and vulnerabilities at money service providers (MSPs) in the DIFC.
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Payments

France Targets Fraud, Sustainability And Payments Sovereignty With New Five-Year Plan

French authorities and payment industry leaders unveiled a new national payments strategy for 2025–30 during a key meeting of the National Committee for Means of Payment (CNMP).
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Payments

Ireland's New Gambling Law Finally Passed

Ireland’s long-awaited Gambling Regulation Bill 2022 has finally been approved by lawmakers, 68 years after Ireland’s current primary gambling law was introduced.
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Gambling

Star Entertainment Fined $10m, Avoids NSW Licence Termination

Australian casino operator The Star Entertainment Group has been fined A$15m ($10m) and ordered to implement fiscal and operational reform over compliance failures at its Sydney casino, but has dodged the bullet of licence termination.
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Gambling

Sweepstakes In The Spotlight For U.S. Gaming Industry

Regulated gaming companies, suppliers and investors are receiving conflicting advice to embrace opportunities in sweepstakes gaming, but also wake up to the regulatory risks of participating in the fast-growing sector.
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Gambling

Rhode Island Considers Expanding Sports-Betting Market

The Rhode Island Lottery plans to conduct a wide-ranging study of the state's sports-betting market to determine if allowing multiple operators would increase tax revenues.
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Gambling

Polish National Lottery Dismisses Its President Over Political Appointments

Poland’s national lottery operator and online casino monopoly Totalizator Sportowy has dismissed the president of its management board over allegations of political cronyism. 
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Gambling

Regulatory Influencer: Australia Looks To Set Example In Stopping Scams At Source

Under its new Scams Prevention Framework, Australia is hoping to become one the first jurisdictions in the world to impose statutory anti-scam controls on non-financial businesses.
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Payments

‘We Take Fraud Incredibly Seriously’ — Revolut Responds To BBC Panorama Exposé

Revolut has hit back at a BBC documentary that accuses the firm of “prioritising growth ahead of protecting customers”, saying that it takes complaints of fraud “incredibly seriously”.
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Payments
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Vixio View: The FCA’s Plans Shift to Data-Led Enforcement in 2026/27

Payments firms in the UK should see greater clarity and feel less regulatory burden, but must ensure their adoption of technology enables real-time, data-led compliance that supports consumer protection and operational resilience.
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Regulatory Framework - European Union Report

This Regulatory Framework - European Union Report provides a detailed overview of European Union legislations which apply to financial services. The report contains: A legislative landscape. The authorities framework. Definitions. Upcoming legislation. A regulatory landscape.
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Middle East Conflict is Stress Testing Global Payments and Accelerating Structural Trends

The war is acting as a catalyst for increasing digitisation and data sovereignty, with efficiency becoming less of a priority than resilience in the context of state-sponsored cyber targeting of critical infrastructure.
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Regulatory Influencer: The UK’s Incoming Enhanced Safeguarding Rules and Their Knock-On Effects

The UK’s Financial Conduct Authority’s (FCA) new safeguarding rules will come into effect on May 7, 2026. The upcoming changes will only relate to the interim rules introduced in the August 2025 policy statement (PS25/12) under the “Supplementary Regime”, which enhances safeguarding requirements under the Electronic Money Regulations 2011 (EMRs) and the Payment Services Regulations 2017 (PSRs).
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Vixio View: The FCA’s Payments Priorities Offer Clarity Rather Than Novelty – Except on AI

Although the priorities mostly emphasise the importance of effective execution and positive outcomes for consumers and the market, payments firms operating in the UK should note the warning that on-paper compliance is no longer enough.
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Regulatory Influencer: United States Advances Artificial Intelligence Governance Architecture for Financial Services

Rather than introducing sweeping artificial intelligence (AI) legislation, US policymakers are constructing a sector-based governance architecture for AI in financial services, built around voluntary frameworks, supervisory coordination and existing regulatory structures.
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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