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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Workplace Culture Takes Centre Stage As New OBIE Chair Starts

We will learn from past mistakes to help open banking deliver on its mission as a public good, the new chief executive, Charlotte Crosswell, has said as she takes over following a bullying scandal at the Open Banking Implementation Entity (OBIE).
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Payments

The GDPR In Its Fourth Year - Q&A With An Expert

To review the last three years of the EU's General Data Protection Regulation (GDPR), VIXIO spoke to Alex Scheinman, managing director at ACA Aponix, about the regulation's effect on the world, the influence that coronavirus, Brexit and Schrems II have had on it and the future of data privacy.
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Payments

California Wrestles With Dual Licensure For Gaming, Marijuana

Like in Nevada, gambling regulators in California are expressing some concern at potential interactions between state-licensed gaming businesses and the lawful marijuana industry.
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Gambling

Challenges Persist Converting U.S. Players To Home Markets

When the time comes for another U.S. state to pass sports-betting legislation, the starting point of debate will likely be converting players from offshore sportsbooks to regulated markets, even if post-legalization challenges remain.
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Gambling

UK Gambling Regulator Warns On Unlicensed Fantasy Football Site

The UK Gambling Commission has warned consumers that football-themed website Sorare.com is operating outside its jurisdiction, a warning that follows criticism of the regulator for acting slowly on Football Index, which collapsed earlier this year.
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Gambling

FCA Official Hints At Fresh BNPL Regulation

Buy now, pay later (BNPL) products offer better opportunities to consumers, but the risks of potential harm need to be monitored, a senior official at the UK’s Financial Conduct Authority (FCA) has said.
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Payments

Stablecoin Regimes Risk Spurring Regulatory Arbitrage, Warns FSB

The different approaches being taken towards the Financial Stability Board’s stablecoin recommendations could have negative consequences for financial markets, the standard-setting body has warned.
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Payments

U.S. Operators Cautious On Crypto But Embracing Cashless Payments

The CEOs of two of the world’s most powerful casino companies responded with caution when a keynote panel at last week's Global Gaming Expo (G2E) turned to cryptocurrencies.
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Payments

Fedwire To Adopt ISO 20022 By 2023, But Are Banks Ready?

The Federal Reserve has announced the adoption of ISO 20022 messaging standard as part of its payments modernization effort but mid-tier banks may be struggling with migration by the planned 2023 deadline.
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Payments

Thailand Requires Risk-Based Approach To Merchant Monitoring

New Bank of Thailand guidelines require payment providers to apply a risk-based approach in their relationships with merchants.
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Payments

BetIndex Used Client Cash To Expand Despite Collapse, Probe Finds

The owners of Football Index transferred £15m ($20m) of customers’ money to a connected company even as it was collapsing in the UK in a bid to launch similar games around the world, according to a sports website investigation.
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Gambling

Star Entertainment Accused Of Enabling Crime, Shares Plunge

Australia’s gambling industry has suffered a new, heavy blow with media reports that The Star Entertainment Group’s casinos allegedly enabled years of money laundering, fraud, organised crime activity and political foreign interference.
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Gambling

Las Vegas Gambling Think Tank Broadens Global Footprint

As Singapore’s Ministry of Home Affairs continues to revamp the country’s gambling regulatory framework, a think tank at the University of Nevada at Las Vegas is providing guidance on how to make a successful transition.
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Gambling

U.S. Operators Cautious On Crypto But Embracing Cashless Payments

The CEOs of two of the world’s most powerful casino companies responded with caution when a keynote panel at last week's Global Gaming Expo (G2E) turned to cryptocurrencies.
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Gambling

ICO Stresses High Data Protection Standards In Post-Brexit Consultation Response

The devil will be in the detail of the government’s data protection reforms, the Information Commissioner’s Office (ICO) has said in response to the UK government’s push to overhaul the 2018 Data Protection Act.
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Payments

Week In Brief - October 8, 2021

A short roundup of some of the week's payments news you may have missed.
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Payments

NatWest Makes History In Landmark Money Laundering Prosecution

National Westminster Bank (NatWest) has become the first bank to be prosecuted by the UK’s Financial Conduct Authority for failing to comply with anti-money laundering rules.
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Payments

UK Data Regulator Gives Thumbs Up To Single Customer View

UK gambling operators sharing customer data to help cut problem gambling would probably be legal, according to a new report.
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Gambling

Irish Opposition Proposes Credit Card Gambling Ban

A new bill in Ireland that would ban the use of credit cards to gamble has been called a “no brainer” as it cleared its first hurdle without any opposition.
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Gambling

Tight Race In Election To Allow Sports Betting On New Jersey Colleges

Recent polling indicates trouble for a November 2 referendum to allow betting on college games in New Jersey.
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Gambling
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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