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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Should FCA Reconsider Its Approach To Whistleblowers?

Nobody doubts the usefulness of tipsters in the fight against financial crime, but the UK's Financial Conduct Authority (FCA) has long eschewed the idea of rewarding them for their information, no matter how crucial. In view of the success of the US' Dodd-Frank regime, it might profit by reviewing this long-established policy.
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Payments

European Politicians Keep Gambling Ads In Crosshairs

​​​​​​​Gambling advertising in Europe remains a hot political topic, even as a long-awaited UK fan-led review of football governance fails to flag the sport’s relationship with gambling as a major issue.
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Gambling

DraftKings Downplays Crypto Gift Card Worries

DraftKings has dismissed concerns that an outlet’s decision to sell DraftKings gift cards with Bitcoin or Ethereum could raise anti-money laundering or know your customer concerns, but has asked the supplier to withdraw the option.
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Gambling

News In Brief: November 22-November 26, 2021

Norway's gambling monopoly is touting the positive impact of its responsible gambling methods, one year on from drastically lowering loss limits.
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Gambling

On To Next Step! EU Leaders Reach MiCA And DORA Agreement

The Council of the European Union, consisting of the EU’s 27 heads of state, has adopted a position on the Markets in Crypto Assets (MiCA) regulation and the Digital Operational Resilience Act (DORA) in preparation for negotiations with the European Commission and Parliament.
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Payments

FCA Looking For Crypto Experts To Combat Crime

The UK's Financial Conduct Authority (FCA) is looking for a third-party provider that can help the regulator with the analysis of crypto-asset blockchain data and effective supervision.
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Payments

U.S. Banks Can Engage In Cryptocurrency Activities, With One Caveat - Federal Regulator Says

National banks can engage in certain cryptocurrency, distributed ledger, and stablecoin activities, but only after they have received a non-objection from their supervisory office.
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Payments

BNPL Could Become ’True Villain’ Of Christmas, Warns UK Parliamentarian

A senior member of the UK’s parliament has underlined the risks that buy now, pay later (BNPL) products pose for consumers as the country prepares for its first post-lockdown Christmas holidays.
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Payments

UK Lawmakers Target PM Ahead Of Landmark Industry Update

UK Prime Minister Boris Johnson has received a list of regulatory changes a group of lawmakers want to be addressed in the government’s white paper on the ongoing Gambling Act review.
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Gambling

Evolution Denies Breaching US Sanctions List

Gaming software and streaming giant Evolution has hit back at claims in a secret report that it was enabling “a myriad of illegal activities, as well as regulatory and contractual violations”, including allowing gaming in sanction-listed countries such as Syria and Iran.
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Gambling

Polish Bank Fined For Failing To Notify Data Breach

The Polish Personal Data Protection Office has imposed a €80,000 fine on Bank Millennium, after finding that the bank did not report an incident to the authority.
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Payments

’Red Alert’ For Crypto Ads, Says UK Regulator

The UK’s Advertising Standards Authority has said that tackling the rise in crypto ads throughout advertising media is a priority.
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Payments

UK Finance Outlines Open Banking Vision

Governance and voluntary industry initiatives have taken centre stage in a new report on the future of open banking payments, which has been compiled by financial services industry association UK Finance.
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Payments

News In Brief - November 24, 2021

After making Bitcoin legal tender, El Salvador is now planning to build the first-ever Bitcoin City, powered by a volcano.
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Payments

Seminole Tribe Appealing Court Order Blocking Florida Compact

Reactions trickled in throughout Tuesday to the major federal court ruling quashing the gaming compact between the Seminole Tribe and the state of Florida, with the tribe already taking the first steps towards launching an appeal.
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Gambling

No More Football Indexes, Says UK Commission Consultation

The latest Gambling Commission consultation would safeguard the regulator against future Football Index style embarrassments, but also seeks to codify the new normal, legal experts have said.
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Gambling

Malta Websites Linked To Latest Italian Mafia Bust

Twelve people were arrested last week in Italy by anti-mafia police for running illegal betting operations through websites registered to companies in Malta.
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Gambling

Top Court Rules Wynn Macau Liable For Junket Misconduct

Macau’s highest court has declared casino operator Wynn Macau is culpable for player losses resulting from a heist at the now-defunct Dore junket, delivering a new body blow to the flailing VIP segment.
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Gambling

European Central Bank Unveils New Electronic Payments Framework

The European Central Bank’s governing council has approved a new rulebook for electronic payments, including stablecoins and crypto-assets.
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Payments

Four Banks Struck With Hefty Fines From Hong Kong Regulator

Financial institutions operating on the island have been fined for failing to comply with anti-money laundering regulations, the Hong Kong Monetary Authority has announced.
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Payments
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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