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From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Dutch Regulator Set To Punish Wayward Affiliates

​​​​​​​The Netherlands Gambling Authority (KSA) has said it is taking enforcement action against 15 affiliates that have been promoting unlicensed online gambling operators.
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Gambling

Brazil Central Bank Starts Testing Use Cases Of Digital Real

The Central Bank of Brazil has announced a new partnership aimed at testing potential use cases of a central bank digital currency.
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Payments

Week In Brief - December 3, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at the UK FCA's proposal to double its minimum fees, Microsoft's new BNPL update, a fine imposed on a Latvian bank for AML failures, and a new payment system cooperation between Indonesia and the United Arab Emirates.
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Payments

MEPs Welcome AML Reform, But Stress Need For Proper Enforcement

EU level action must step up its game to avoid weaknesses in its fight against money laundering and terrorist financing, members of the European Parliament (MEPs) have agreed.
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Payments

EU Online Gambling Regulations Strengthening But Divergent On Details

Online gambling consumer protection regulations among EU member states have been strengthened since 2018 but there is still significant fragmentation across European markets, according to a new study.
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Gambling

Casino Execs Expecting More Competitive U.S. iGaming Market

Tribal and smaller regional casino operators will have a better chance in competing in the U.S. online gaming market than in the country’s sports-betting gold rush, according to leading industry executives.
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Gambling

News In Brief: November 29-December 3, 2021

Lawmaker says consensus reached on Ohio sports betting, Maryland awarding two more off-track betting licenses and Cambodian online operations spreading.
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Gambling

India Merchants Struggling To Implement Card-On-File Tokenisation Rules

India’s new rules to increase the safety and security of online payments will come into force at the end of December, but merchants are struggling to meet the fast-approaching deadline.
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Payments

UK Cashback Scheme To Be Extended

The "Cashback Without Purchase" rollout will be extended to 2,000 retailers by end of the year, LINK has announced.
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Payments

EU-Wide Crypto Travel Rule Edges Closer

The EU’s 27 finance ministers of the European Council have agreed on a negotiating mandate for new crypto transfer rules in the trading bloc, bringing travel rule compliance closer for all member states.
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Payments

Lithuania On Right Track To Fight Money Laundering, MONEYVAL Finds

MONEYVAL has found that Lithuania has improved its anti-money laundering framework, a commendable achievement for the Bank of Lithuania, which is supervising the largest group of fintechs within the EU.
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Payments

New Jersey Revisiting Online Gambling Rules Amid Ad Standards 'Slippage'

New Jersey is preparing new standards on responsible gambling, bonus offerings and cybersecurity for internet gaming and sports betting, a move the state’s chief regulator expects to reduce risks to the future growth of the U.S. market.
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Gambling

Novomatic Unit Penalised In UK For AML Failings

The UK Gambling Commission has issued a penalty of £685,000 (€804,000) to Greentube Alderney, part of Novomatic, for failings in anti-money laundering and social responsibility policies.
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Gambling

Unexpected Size Of Dutch Market Shows Value of Regulation, Official Says

The Dutch online gambling market is about 40 percent larger than previously thought, underlining the urgent need for regulation, the chair of the Netherlands Gambling Authority (KSA) has said.
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Gambling

Poland Orders Arrest Of Slot Operator's Management

As Polish authorities continue to combat illegal slot operators, prosecutors and tax officials have ordered the arrest of seven top managers of the former largest unlicensed slot operator in the Polish market, Fortuna Ltd.
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Gambling

Ministers Face The Music On APP Fraud

During a public hearing, Treasury minister John Glen and security minister Damian Hinds were held to account by members of the UK’s parliament (MPs), as they tried to defend rocketing fraud issues in the UK.
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Payments

Request To Pay Momentum Building But Challenges Remain

After the “regulatory stimulus” to payments innovation that came with the revised Payment Services Directive (PSD2), financial institutions must be proactive in creating an environment for request to pay (RTP), experts have agreed.
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Payments

New York Fed Teams Up With BIS

The Federal Reserve Bank of New York has launched the New York Innovation Center (NYIC) to advance fintech products through a strategic partnership with the Bank for International Settlements (BIS) Innovation Hub. The partnership will also help the Fed analyse central bank digital currencies and improve cross-border payments.
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Payments

New South Wales Official Warns Slots Used To Launder Billions

A gambling investigations official with the New South Wales (NSW) state government has warned that billions of dollars in criminal proceeds are likely being laundered in slot machines across Australia.
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Gambling

IGT Lawsuit Adds New Chapter To Eternal Wire Act Saga

It has been 60 years since President Kennedy signed it into law, but instead of fading into irrelevance the Wire Act remains significant as the U.S. gaming industry transitions into a digital era.
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Gambling
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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