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From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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News In Brief: January 17-January 21, 2022

JKO decides against making bid for Playtech, the Nevada Gaming Commission votes in favour of remote player registration and Pennsylvania's online gambling revenue soars to new heights.
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Gambling

Cyprus Gets Crypto Downgrade In MONEYVAL Evaluation

A new report into Cyprus’ anti-money laundering and counter-terrorist financing progress calls for better compliance with the Financial Action Task Force (FATF), with a particular focus on virtual asset service providers.
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Payments

FCA Cancels EU Firms’ Permissions

The Financial Conduct Authority (FCA) has cancelled temporary permissions of four European firms and warned that EU firms must meet the FCA’s standards to be allowed to operate in the UK.
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Payments

Despite Increasing Interest, Request To Pay Remains ’Under The Bonnet’, Study Finds

Although market participants recognise the potential in Request to Pay, a new study finds they have done little to deploy and adopt the overlay service. Yet.
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Payments

The Revolution Will Not Be Televised - Regulators Crack Down On Crypto Advertising

The UK, Spain and Singapore have all unveiled plans for strict rules on crypto advertisements within days of one another, with the Monetary Authority of Singapore proposing an outright ban.
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Payments

Ontario Online Launch On Track, Despite Cannibalization Concern

Ontario’s government expects to soon announce a launch date for competitive online gambling, despite the province’s largest land-based casino operator calling for a delay and regulatory reset over concerns of cannibalization.
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Gambling

Dutch Licensing Applicants 'Shocked' At Demands, Lawyer Says

Applicants for a Dutch online gambling licence are often “amazed” and “quite shocked” at the level of detail required for a successful application, a Dutch gambling law attorney has said.
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Gambling

Football Association Probes Arsenal Yellow Card

The Football Association has said it is investigating a yellow card for an Arsenal player after bookmakers reported suspicious betting patterns in a Premier League match this season.
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Gambling

BetMGM CEO Projects Stretches Of Profitability In 2023

BetMGM CEO Adam Greenblatt has said that although the business will remain subject to short-term volatility, he does expect the U.S. online gambling operator to have profitable months as early as 2023.
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Gambling

Norwegian Government Defends Research Project Walkout

Norway’s culture minister has defended state-run operator Norsk Tipping’s decision not to participate in a Nordic research project that maps changes to playing patterns during the pandemic.
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Gambling

Apple Swipes Left On Dutch Dating App Ruling

In the first-ever concession of its kind, Apple has announced that it will allow third-party payment options for in-app purchases for dating apps in the Netherlands.
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Payments

EU Payment Fraud Data Not Showing Full Story

The latest report from the European Banking Authority reveals some unusual fraud levels across the EU, with incomplete and sometimes "implausible" data meaning it is difficult to get a full picture on the impact of the revised Payment Services Directive (PSD2) in reducing fraud.
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Payments

Euro One-Leg Out Credit Transfer Rules Update Takes First Step

The European Payments Council has launched a consultation on its proposed optional Euro One-Leg Out Credit Transfer Arrangement Rulebook, which sets rules for credit transfers between a eurozone party and a non-eurozone one.
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Payments

UK Prepaid Card Cartel Fined £33m, But Is It The End Of The Story?

The UK Payment Systems Regulator has imposed a £33m fine on five companies, including Mastercard, for operating a market-sharing cartel for prepaid cards. However, the regulator’s decision may just be the starting point of potential penalties faced by these companies for their wrongdoing.
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Payments

New York Governor Calls For Issuing Three Remaining Casino Licenses In 2022

New York Governor Kathy Hochul has called for the accelerated authorization of three new casino licenses that could ultimately lead to a full casino-resort in New York City.
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Gambling

Signature Drive Begins For California Tribal Online Sports-Betting Initiative

A coalition of California Indian tribes will have six months to collect enough signatures to place their amended online sports-betting initiative on this year’s general election ballot after receiving approval from the secretary of state’s office.
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Gambling

European Blocklists Continue Rapid Growth As Spotlight Shines On Curaçao

The number of blocklisted online gambling domains across 18 reporting European countries, as monitored by VIXIO GamblingCompliance, increased by 55 percent to more than 150,000 in 2021.
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Gambling

UK University Students Borrow Money To Gamble, Study Says

More than a third of UK university students are using borrowed money to gamble, from payday loans to their student loan or overdrafts, according to a new survey.
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Gambling

EU And UK To Further Diverge In Key Payment Regulations In 2022

For the UK and the EU, the issues surrounding strong customer authentication, and its parent regulation, the revised Payment Services Directive (PSD2), are set to continue causing even more potential headaches for the payments world.
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Payments

UPDATE: Visa Approved! Amazon Pulls Back From Ban

Online shopping giant Amazon has U-turned on its decision to block UK customers from using Visa credit cards to make purchases.
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Payments
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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