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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Germany Experts Expect Tougher Ad Rules Next Year

Affiliates in Germany will have to “decide which side of the law they are on” in 2023, as lawyers say they expect advertising pressure on operators to tighten from next year.
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Gambling

Malaysia’s Digital Payments Growth Soars As Payment Preferences Shift

Impressive 2021 growth of non-cash transactions is transforming Malaysia into one of the most developed payments markets in the region.
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Payments

Fraud Spike In The Netherlands

Payments fraud has increased in the Netherlands as the banking sector says that it is doing more than ever to prevent it.
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Payments

Zelle Mulls POS Offering

By bringing the Zelle app to the checkout counter, big US banks could cannibalise much of their card issuing revenue; however, the expansion to merchants is a natural next-step building on the success of its peer-to-peer (P2P) services.
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Payments

Russia Wants BRICS To Integrate Payments Systems

Russia has called on the fellow BRICS countries — Brazil, Russia, India, China and South Africa — to extend the use of national currencies and integrate payment systems.
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Payments

Spanish Overhauls Must Settle Before Market Reopens, Says Regulator

A Spanish decree that will ban “intensive” gamblers from using credit cards is imminent, with the nation’s regulator revealing that applications for online licences will not reopen until the market has had time to react to the wave of new rules.
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Gambling

Illegal Online Gambling 'Tsunami' Threatening Casinos, Says ECA

​​​​​​​Land-based casinos have been “through a valley of tears” over the past two years and now a “tsunami” of illegal online gambling is threatening their recovery, according to the head of the European Casino Association (ECA).
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Gambling

Esports Betting Launches In U.S., Canada But Licensing Costs Prohibitive To Growth

North America’s first two specialist esports betting platforms launched last week in New Jersey and Ontario, but the structure of the U.S. market and an intense marketing environment means neither operator is expecting to quickly expand across the dozen-plus states that expressly permit esports wagering.
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Gambling

NFTs, Crypto Carry Gambling Risks Without Oversight, Regulator Says

A growing challenge for regulators is that non-fungible tokens (NFTs) and cryptocurrency trades carry many of the same risks as gambling, but are not regulated as such, the chief executive of the UK’s Gambling Commission has said.
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Gambling

Citing Gambling Addiction, Louisiana State Senator Abruptly Resigns

Facing a federal probe into her financial transactions, the Louisiana state senator who blocked the reappointment of the state's chief gambling regulator suddenly announced her resignation on Friday because of a gambling addiction.
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Gambling

ISO 20022 To Spearhead New Era In Payments, Experts Say

With the deadline approaching to adhere to the new global standard for payments messaging, stakeholders have been clear that the industry needs to consider ISO 20022 as a way of enhancing innovation, rather than a new compliance requirement.
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Payments

Janet Yellen’s Five Lessons For A Digital Asset Future

Responsible innovation and the need for US leadership in the crypto space have been the key messages in the Treasury Secretary’s first speech on digital assets.
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Payments

Russian Sanctions Propel Global Regulatory Events To Post-COVID High, VIXIO Finds

Regulatory events affecting the payments industry hit a record single-month high in March 2022, following the Russian invasion of Ukraine. New data from VIXIO’s Global Regulatory Impact Index shows that regulatory events exploded in the weeks following the invasion on February 24.<br />
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Payments

Dutch Agree On New Access To Cash Commitments

Some 23 organisations across the Netherlands’ payments ecosystem have agreed on a set of principles to ensure cash use remains possible in the face of ever-growing digitisation.
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Payments

New York City Casino Licenses To Come With $500m Price Tag

Prospective casino licensees in downstate New York will have to pay at least $500m in upfront license fees under the terms of a budget deal pending the governor’s signature.
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Gambling

Nervy Weeks Ahead For Would-Be Dutch Licensees

At least 30 operators are hoping to join the Dutch online gambling market in the coming weeks, as numerous cooling-off periods end, but the regulator has warned as many as two thirds could be rejected.
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Gambling

Effort To Legalize Sports Betting In Kentucky Nears Deadline

Wagering on horse races has been legal in Kentucky for a long time, but the latest effort to legalize and regulate sports betting in the Bluegrass State is facing strong opposition from rural politicians as lawmakers wrap up this year’s legislative session.
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Gambling

Ukraine Calls On GREF, IAGR Members For Support

Ukraine’s Gambling and Lottery Regulatory Commission (KRAIL) has appealed to its fellow gambling regulators to step up their support for the country in the wake of Russia’s invasion.
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Gambling

Singapore’s Trade Minister Sets Record Straight On BNPL Risks

In a busy week for Singaporean financial regulation, the government has played down the impact of buy now, pay later (BNPL) schemes, although warned they are keeping a close eye.
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Payments

FCA’s New Three-Year Strategy Targets Fraud, Sanctions Evasion And Money Laundering

Resources at the UK's Financial Conduct Authority (FCA) are to be focused on preventing serious harm, setting higher standards and promoting competition, with 80 new roles created to shut down problem firms.
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Payments
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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