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Sign up for accessRegulatory Influencer: Modernizing US AML – The Burden of 'Simplification'
After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
Read articleIndia Considers Measures to Fight Rising Digital Payments Fraud
A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
Read articleRevised EU Payments Regulation Package Moves Closer With Release of Draft Texts
Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
Read articleFinland’s Crypto-Assets Ban Faces Long-Term Challenges
Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
Read articleRegulatory Influencer: The GENIUS Act - From Statute to Supervision
With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
Read articleNew Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail
The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
Read articleUK Government Seeks to Create Safe Space for Advancing Payments Technologies
The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
Read articleVixio’s Verdict: Inside the UK FCA’s Open Finance Strategy
The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
Read articleCASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions
To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
Read articleVixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA
In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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