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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Jack Dorsey Strikes Down FTX Founder Over Bitcoin Payments Scaling Problem

The CEO of Block and ex-CEO of Twitter has hit back at Sam Bankman-Fried, founder of crypto exchange FTX, for claiming that bitcoin has no future as a payments network.
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Payments

Ireland Becomes Unexpected First Mover For BNPL Regulation

Ireland’s central bank has confirmed that it will be applying its consumer protection rules to buy now, pay later (BNPL) firms among other services.
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Payments

Cyprus Launches UBO Register

The Cyprus Securities and Exchange Commission has announced the launch of its online platform for the Cyprus Beneficial Ownership Register of Express Trusts and Similar Legal Arrangements (CyTBOR).
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Payments

Swedbank Faces Potential Investigation Over IT Disturbances

The Swedish financial watchdog, Finansinspektionen (FI), has announced that it is appointing an external auditor to map out a "substantial IT disturbance" at one of the country’s largest retail banking institutions.
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Payments

Sweden Moves Ahead With B2B Licensing Plans

The Swedish government has submitted a series of proposals, including licensing gambling software companies, prohibiting the promotion of illegal gambling and changes in requirements for “moderation” in marketing, to help protect children and the vulnerable.
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Gambling

U.S. Attorney Warns Casinos Not To Sleep On Money Laundering

Even if they are victims of money laundering schemes, casinos can find themselves facing criminal charges if their safeguards against financial fraud fail to meet federal standards, the U.S. attorney for New Jersey said Tuesday.
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Gambling

Spain Reveals €58m In Online Fines Issued Last Year

The General Directorate for the Regulation of Gambling (DGOJ) in Spain has said it closed 13 online gambling sites and sanctioned another six in 2021, publishing the information publicly for the first time. The fines issued to the 19 companies totalled more than €58m.
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Gambling

SPAC Deals Stall As U.S. Regulator Proposes Tougher Oversight

Deals involving special purpose acquisition companies (SPACs) exploded amid investor enthusiasm to tap into an expanding U.S. sports-betting market, but concerns of industry profitability and tighter regulations threaten to restrict future SPAC buyouts.
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Gambling

US Launches National Strategy To Close AML Loopholes

The new US national illicit finance strategy sets out four priorities to address existing loopholes in the country's regulatory framework, including those related to cryptocurrencies, beneficial ownership and gatekeeper professions.
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Payments

EBA Publishes New RTS On Crowdfunding Service Providers

The European Banking Authority (EBA) has published its final draft of regulatory technical standards (RTS) specifying the information that crowdfunding service providers need to provide to consumers.
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Payments

Agreement And Compromise: Data Governance Act And NIS2 Take Step Forward

Political agreement on new cybersecurity rules brings the EU's data strategy a step closer to its 2023 deadline, while compromise is reached on the second Network and Information Systems Directive (NIS2).
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Payments

Philippines President Issues Executive Order On Digital Payments, As Central Bank Steps Up Fight Against Fraud

President Rodrigo Duterte has issued an executive order mandating all public agencies to offer digital payment options, while the Philippines central bank is cracking down on fraud.
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Payments

Swedish Treasury Pushes Black Market, Data Protection As Regulatory Focus

Sweden’s State Treasury has found that government revenue and gambling addiction have remained largely unchanged since the country reformed its online market, as it backs new measures to protect players.
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Gambling

UK Penalises White-Label Firms Over AML, Safer Gambling Failings

​​​​​​​Two white-label gambling companies, which each operate more than 200 websites for other companies, have been assessed more than £700,000 for failings in anti-money laundering (AML) and safer gambling policies.
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Gambling

Big Three Of California, Florida, Texas Vital To U.S. Sports Betting

The future of the U.S. sports-betting market hinges on the three states of California, Florida and Texas, with excessive advertising a legitimate concern but cannibalization of traditional casino revenue an unproven myth, according to New Jersey’s chief gambling regulator.
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Gambling

California Tribes See Battle Against Mobile Sports Betting As 'Fight For Survival'

By far the most high-stakes and most expensive campaign ever in the U.S. to legalize sports betting continues to escalate in California as tribes and commercial operators battle for voter support of their competing initiatives.
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Gambling

US Trade Bodies Release AML Best Practices For Money Transmitters

Best practices have been released to guide money service businesses on how to develop a programme for anti-money laundering (AML) and sanctions compliance and addresses the challenge of de-risking.
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Payments

Instant Payments Mandate Could Speed Up Adoption, But Comes At A Cost

The European Commission is expected to unveil new instant payments regulation this autumn, including mandating banks to accept it, but Brussels has a long wait before it finally becomes "the new normal".
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Payments

BIS Provides Tools To Boost Payment Firms’ Direct Access To Central Bank Systems

The Bank for International Settlements (BIS) has published a self-assessment report for central banks to encourage the direct participation of payment firms in central bank payment systems. In a separate report, the organisation also calls for a global settlement window to increase the speed of cross-border payments.
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Payments

New York iGaming Bill 'Too Much, Too Soon' In 2022

New York state Senator Joseph Addabbo has acknowledged he may have acted too soon by introducing an online gaming bill during this year’s legislative session as lawmakers were coming off approving mobile sports betting and then three downstate casino licenses.
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Gambling
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Regulatory Influencer: Modernizing US AML – The Burden of 'Simplification'

After years of industry advocacy and growing acknowledgment from regulators that the current anti-money laundering (AML) framework is not operating as effectively as it should, two significant proposals signal where the future of AML compliance may be headed in the United States.
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India Considers Measures to Fight Rising Digital Payments Fraud

A Reserve Bank of India (RBI) discussion paper has proposed a series of measures to address rising fraud levels in digital payments and ensure that consumers adopting new modes of payment are not making themselves more vulnerable to scams.
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Revised EU Payments Regulation Package Moves Closer With Release of Draft Texts

Regulated firms across Europe can start to prepare in earnest for the new payments regulation framework, as the long period of high-level speculation ends and the roadmap for implementation becomes clear.
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Finland’s Crypto-Assets Ban Faces Long-Term Challenges

Finland’s new gambling laws ban crypto-assets to curb harm, yet this restriction may inadvertently drive players toward offshore sites, potentially clashing with EU MiCA regulations regarding digital payment parity.
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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