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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Online Casino Discussions Begin In Louisiana

A Louisiana Senate committee held its first conversations about potentially adding online casinos to the state’s gaming portfolio on Wednesday, while the state’s top gaming regulator said more cease-and-desist letters are coming for unregulated operators.
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Gambling

Daily Dash: International Operation Catches Scammers

An international operation supported by EU agencies Europol and Eurojust has dismantled a "phone phishing" gang operating across Belgium and the Netherlands, resulting in the arrest of eight suspects.
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Payments

Daily Dash: South Korea Opens Applications For Innovative Financial Services Designation

The Financial Services Commission (FSC) of South Korea has opened the application period for its Innovative Financial Services designation.
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Payments

Irish Authorities Set Up Advertising Regulation Partnership

Ireland’s nascent regulator has announced an arrangement with the country’s advertising authority that will see the ad body handle some gambling marketing complaints.
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Gambling

Missouri Legislators To Begin New VLT Legalization Effort In 2025

Three bills introduced in the Missouri Senate prior to the launch of the legislative session aim to accomplish what previous measures were unable to by legalizing video lottery terminals in a state that has seen a massive expansion of grey-market machines.
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Gambling

Norwegian Regulator Wins Appeal Over Illegal Gambling Fines

The Norwegian Gambling Authority said that Tiergarten Marketing, operator of schpell.com, has lost its appeal against the regulator's cease and desist order, meaning the affiliate website will receive daily fines if it does not stop promoting illegal gambling in Norway.
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Gambling

Google Sues CFPB In Attempt To Overturn 'Unlawful' Supervision Order

Google has filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) objecting to its supervision of Google Pay — a product that no longer exists in the US market.
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Payments

Beneficial Ownership Reporting Is Now Voluntary Until Further Notice, Says FinCEN

The US Financial Crimes Enforcement Network (FinCEN) has told firms that they do not currently need to comply with the Corporate Transparency Act, unless they wish to do so voluntarily.
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Payments

'Almost Surreal': Vipps MobilePay Launches First Apple Pay Alternative On iPhone

Vipps MobilePay has become the first company in the world to offer an alternative to Apple Pay on iPhone, in a significant move for payments in Europe and worldwide.
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Payments

Brazil Regulator Probed Over Incoming Licensing Regime

More than 70 operators have been provisionally approved to launch on day one of Brazil’s regulated online market from January 1, according to the country’s chief gambling regulator.
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Gambling

Pennsylvania Court Lifts Ban On Skill Games In Philadelphia

A controversial ban on skill-game machines in Philadelphia has been set aside by a state court, allowing the machines to operate while their legality is being considered by the Pennsylvania Supreme Court.
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Gambling

France Online Casino Remains In Limbo As Tax Rise Dies With Government

The collapse of the French government has torpedoed planned gambling tax increases and left the fate of online casino legalisation hanging in the balance.
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Gambling

2025 Payments Compliance Outlook: How Technology and Outsourcing Can Tackle Regulatory Overload

This report is part of Vixio PaymentsCompliance’s Outlook series, which provides subscribers with forward-looking insights and consolidated research on key segments of the global payments industry. This edition is designed to provide high-level intelligence on payments compliance in 2025.
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Payments

Outlook: 2025 Payments Compliance Outlook

This report is part of Vixio PaymentsCompliance’s Outlook series, which provides subscribers with forward-looking insights and consolidated research on key segments of the global payments industry. This edition is designed to provide high-level intelligence on payments compliance in 2025.
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Payments

Singapore Plans Aim To Ease Cheques Towards The Exit

A new public-private initiative is set to help smooth the transition away from cheques, via new payment solutions and an extended deadline for the cessation of cheque use in the city-state.
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Payments

FCA Hits Back At Report Describing It As 'Dishonest, Incompetent, Opaque'

The UK's Financial Conduct Authority (FCA) has responded to a cross-party report that called for the agency to be reformed, if not abolished, due to failures in areas such as fraud prevention and whistleblower protection.
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Payments

Missouri Lawmaker Wants To Ban CBDC, Make Gold, Silver Legal Tender

A Republican lawmaker in Missouri has filed a bill that would ban the state from trading in central bank digital currency (CBDC), while encouraging the use of gold and silver.
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Payments

Right-Wing MEPs Express 'Concerns' Over Digital Euro

The European Central Bank's digital euro plans are under scrutiny by members of the European Parliament (MEPs) concerned about its potential impact on financial stability and individual freedoms.
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Payments

U.S. Gaming Industry Warns Prop-Bet Bans Ineffective In Policing Integrity

The largest sports-betting scandal since the federal ban was overturned more than six years ago has appeared to change public opinion on the industry for the worse and furthered the conversation about where to draw the line on permissible bet types.
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Gambling

Canada To Begin Stablecoin Crackdown In 2025 As New Rules Go Live

After two deadline extensions, new stablecoin listing rules are set to go live in Canada and, so far, only one firm has committed to compliance with the new regime.
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Payments
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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New US Cyber Strategy Offers Ambition But Few Details

The Trump administration’s vision for cybersecurity signals its priorities, which include working closely with the private sector to identify fraud networks and suspicious financial flows, but stakeholders must wait to learn of any new obligations.
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Decoding the UK Regulatory Grid: Banking, Credit and Lending Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the banking, credit and lending section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Deepening of Poland’s Crypto Regulation Deadlock an Existential Threat to Local Industry

The country still lacks a regulatory framework for digital assets, creating a significant challenge for Polish crypto firms, which may be forced to suspend operations or rapidly migrate to other EU jurisdictions to maintain market access.
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Regulating by Result: Converging Global Standards for Subscription Transparency and Consumer Protection

Subscription-based business models have become a defining feature of digital commerce, prompting increased regulatory scrutiny of recurring payment practices. As recurring billing has expanded across sectors, including media, fintechs, and retail memberships, regulators are increasingly focused on consumer protection issues such as transparency of pricing and renewal terms, informed consumer consent, ease of cancellation, and prevention of so-called “subscription traps”.
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UK’s New Fraud Strategy Represents Renewed Push to Combat its Fastest-Growing Crime

The plan aims to modernise the country’s response to the evolving threat via a more coordinated and technologically enabled prevention model based on improved analytical capabilities, stronger governance and deeper collaboration with industry.
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FCA Stablecoin Sprint Highlights the Need for 'Money-Like' Regulatory Treatment

Participants identified several foundational questions for the UK cryptoasset framework, including areas of regulatory treatment and infrastructure design that must be addressed for stablecoins to operate at scale as payment instruments.
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