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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Kenya Controversies Force Licensing, AML Changes

Kenya's gambling industry is in the trenches again, as many licence renewals are withheld and money laundering rules are tightened, with more uncertainty to follow.
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Gambling

Soaring Revenues Leave COVID-19 In Rear View Mirror Of Gaming Tribes

The Indian tribal gaming industry produced $39bn in gross gaming revenue in fiscal 2021, a new record and a 43 percent increase since 2020 during the height of the COVID-19 pandemic.
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Gambling

Tornado Cash Devastated As Wind Taken Out By Sanctions

The US Treasury has sanctioned crypto mixer Tornado Cash that helped launder more than $7bn worth of virtual currency, including hundreds of millions linked to the Lazarus Group.
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Payments

UAE Ratchets Up AML Approach

In light of the Financial Action Task Force’s decision to put the United Arab Emirates on the greylist, the wealthy Middle Eastern state appears to be prioritising tough action against money laundering.
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Payments

U.S. Sports-Betting Advertising Spend Likely Restrained During NFL Season

The beginning of NFL seasons in recent years have been cause for a marketing boom with a massive uptick in advertising spend and promotional play offers for new customers, but many operators say they are continuing with a more cautious and optimized approach.
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Gambling

Australian Online Regulator Warns Offshore Software Supplier

Australia’s national online gaming regulator has issued a formal warning to a Hong Kong-based software company for “knowingly” working with Australia-facing online gaming operators, the first such move against industry suppliers.
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Gambling

Sports-Betting Campaign Already Shatters California Spending Record

Almost three months remain until the election on November 8, but gambling factions already have broken California’s record for campaign spending on ballot initiatives and are expected to reach a final total surpassing half a billion dollars.
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Gambling

German Addiction Commissioner Calls For Sports-Betting Ad Curbs

The German commissioner in charge of addiction issues is calling for stricter limits on sports-betting marketing, as the issue of gambling advertising heats up.
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Gambling

Turkey’s Closer Payment Ties With Russia Run Risks Of Sanctions

A Kremlin spokesperson has said the West has no grounds to impose secondary sanctions on Turkey, as the country moves closer to new ties with Russia on energy, trade and payments.
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Payments

Binance Payment Card Debuts In Argentina

A new partnership between Mastercard and Binance enables Argentinians to purchase goods and services using cryptocurrencies, making Argentina the first Latin American country to offer this product.
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Payments

Thailand Pencils In Retail CBDC Pilot For End Of 2022

The Bank of Thailand has progressed to the next stage in its exploration of a retail central bank digital currency (CBDC), although it is playing down the prospect of actually issuing one.
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Payments

UK Online Market Cools Amid Pressure On Spend Per Player

UK online gambling revenue across reporting operators fell by 17.6 percent in the year to June 2022, with the rollout of tighter affordability measures ahead of the UK government’s Gambling Act review having significantly depleted rates of spend per active player.
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Gambling

Deep Dive: The Impact Of Malta's Greylisting

The shock of Malta’s placement on the Financial Action Task Force (FATF) was followed by swift regulatory action leading to a tenfold rise in its regulatory impact according to VIXIO analysis. Its welcomed removal a year later highlights the challenge of strengthening regulation with rising compliance costs.
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Gambling

Bremen Bookmaker Closures Spark Legal Fight

Bookmakers in the German state of Bremen have filed five lawsuits after they were forced to close their doors by the regional government last week over money laundering fears.
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Gambling

Nevada Casinos Closures Influence Three Gaming Companies

More than 30 months after a state ordered 78-day closure of the gaming industry due to the coronavirus pandemic, five southern Nevada casinos remain closed with three of those properties scheduled for demolition.
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Gambling

Visa Denies Knowingly Profiting From Child Sexual Exploitation

A new lawsuit alleges that Visa knowingly processed transactions for a website that contained videos of child sexual abuse. Meanwhile, Visa and Mastercard suspend services to TrafficJunky, an advertising platform caught up in the case.
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Payments

Crypto’s Complicated ESG Relationship

Regulators are increasingly turning their attention to the environmental damage caused by crypto-assets. VIXIO discusses these issues with the crypto industry, whom acknowledge many of these problems, but also note that things are beginning to change.
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Payments

Gaming Companies Satisfied With Early Ontario Returns

Several operators expressed satisfaction with their performance in Ontario’s regulated online gaming market to date, but with revenue data still unreleased for the province, that satisfaction remains somewhat muted.
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Gambling

Chile's Chamber of Deputies Lambasts Football Betting Sponsors

The Sports and Economic Commissions of the chamber of deputies both criticised the sponsorship of football clubs by online betting operators last week, lobbying for immediate tax reforms and repercussions.
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Gambling

FCA Cracks Down On Appointed Representative Oversight

New rules will make financial firms more responsible for their appointed representatives, the UK’s financial watchdog has said, as it outlines new compliance requirements.
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Payments
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Regulatory Influencer: The GENIUS Act - From Statute to Supervision

With the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act enacted into law last year, federal regulators are now required to implement its final rules by July 2026. Ultimately, these rules will create a legal framework for stablecoins, a unique form of cryptocurrency designed to maintain a steady value through pegs to a reserve asset.
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New Cross-Border Strategy Moves FedNow From Closed Loop to Open Rail

The notice of proposed rulemaking on plans to open the instant payments service to private-sector intermediaries is a step towards permitting its use in cross-border transactions, bringing the US into line with a global trend.
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UK Government Seeks to Create Safe Space for Advancing Payments Technologies

The announcement of a package of measures intended to boost the UK’s competitive edge and modernise its payments services regulation offers limited novelty, but represents further evolution of the country’s regulatory environment.
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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