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From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Daily Dash: Bigtech Cat Fight

Meta criticises Apple for changes to its digital purchase rules, while central banks have completed another cross-border digital currency project and the US Treasury has sanctioned more Iranian officials in light of human rights abuses.
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Payments

Maryland Moves Closer To Mobile Sports Betting

State gaming regulators moved Maryland closer to the long-awaited launch of mobile sports betting on Thursday by finding ten applicants were suitable for licensure.
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Gambling

Nigeria Introduces Permit For Offshore Operators

​​​​​​​Nigeria has implemented a new digital tax collection system for offshore operators and introduced a new permit that does not require establishing a local company or creating an onshore presence.
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Gambling

Massachusetts Gaming Regulators Reject DraftKings Universal Sports-Betting Launch

Massachusetts regulators have turned away a request from hometown sportsbook operator DraftKings to reconsider its plan to allow retail sports betting to launch ahead of mobile betting operations.
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Gambling

Spain's Senate Approves Online Gambling Law Reform

Spain’s Senate has passed a bill to reform the country’s 2011 online gambling law by strengthening the role of the national Directorate General for the Regulation of Gambling (DGOJ), reinforcing restrictions on advertising and providing additional gambling addiction protections.
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Gambling

News In Brief: October 24-October 28, 2022

Apple pauses App Store gambling ads, the chances for California's mobile betting proposition fade further and delays to online licence approvals in Argentinian state.
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Gambling

Nigeria To Launch Africa’s First Domestic Card Network

Nigeria will become the first African nation to launch its own domestic card scheme, hoping to follow in the footsteps of India and China by supporting national sovereignty of payments and tapping into the fast growth of electronic payments in Africa’s largest and most populous economy.
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Payments

Action Initiation: Understanding the Open Banking Shake-Up in Australia

This regulatory analysis will delve into the background of action initiation in Australia, as well as the wider context that drives the nature and speed of CDR-related proposals. It will also map out the relevant legislative and authorities framework applicable to the CDR. Furthermore, the analysis will provide a detailed examination of the proposed action initiation regime, with its multiple layers and new types of licensed CDR-participating entities. It will explore the possible implications of the proposed measures for the payments industry, including the potential for increased competition, business growth and need for compliance.
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Payments

’Like An Atom Bomb’: EU Unveils Instant Payments Plans

The European Commission has outlined its plans for instant payments regulations, with commitments for the mandatory provision of instant credit transfers.
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Payments

Unpacking The New US Beneficial Ownership Rules

Last month, the US Treasury finalised a long-awaited rule for beneficial ownership reporting requirements which is expected to hit more than 30m small businesses. VIXIO speaks with an ex-Treasury official to discuss the impact and potential areas of abuse.
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Payments

Nevada Regulators Taking On Outdated Rules, But Online Gaming Off The Table

After two years in the role, Nevada Gaming Control Board chairman J. Brin Gibson is busy guiding the agency through the massive undertaking of updating the state’s archaic gaming regulations, some of which have not been touched in more than five decades.
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Gambling

Japan Warns Online Gamblers Of Criminal Prosecution

Japan’s police and Consumer Affairs Agency have released a joint warning that gambling on offshore websites is a criminal act, implying that long-standing de facto impunity for affiliate websites may be under threat.
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Gambling

Swedish Operators Sharing Problem Gambling Data

​​​​​​​Three of Sweden’s largest operators — Kindred, the Swedish Horse Racing Totalisator Board (ATG) and state-owned Svenska Spel — have agreed to share key problem gambling consumer data every six months.
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Gambling

Bigtech Could Accelerate Interbank Payment Disruption, Says FCA

The UK’s Financial Conduct Authority (FCA) has looked at how bigtech is disrupting payments, as it seeks views on the potential competition benefits and harms from the changing market dynamic.
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Payments

JCB Launches World’s First Pilot Of Card-Based CBDC Payments

Japan will use its local card-based payments network to trial in-person merchant payments using a central bank digital currency (CBDC).
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Payments

Amex Opens Up Its Network To Fintechs

A new partnership between American Express and Cross River Bank will enable fintechs to offer Amex-branded credit cards to their customers.
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Payments

Tribal Gaming Lobbyists Brace For Power Play By Alabama Senator

Prussian politician Otto von Bismarck once said laws are like sausages because it is best not to see them being made, and Indian gaming lobbyists are worried the wisdom of Bismarck’s observation will be confirmed yet again in Congress before the end of the year.
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Gambling

NSW Crime Commission Backs Mandatory Cashless Slots

The New South Wales (NSW) Crime Commission has heaped new pressure on slot machine operators and the state government in a report recommending mandatory cashless use of slots to stem billions of dollars in laundered funds per year.
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Gambling

UK Problem Gambling Rate Stable But Data Concerns Remain

​​​​​​​The latest Gambling Commission data reports that the UK problem gambling rate has remained stable at 0.3 percent, but academics are increasingly concerned about the methodology and standardisation of recording gambling harm rates.
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Gambling

Vermont Committee Supports Mobile Sports Betting, With Retail Requiring Further Study

A Vermont committee has begun to piece together what sports betting in the state could look like as legislators prepare to consider the issue next year.
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Gambling
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand’s AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy’s stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK’s Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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