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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Big Brother Hovers Over Casinos With Facial Recognition Technology

Matching a face from a digital image with another face in a database is becoming more common in casinos, raising questions about whether regulations should be enforced to protect the privacy rights of gamblers.
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Gambling

Poland's Leading Bookmaker STS Battles Kindred In Court

Poland’s leading bookmaker STS Group says it has made progress in a lawsuit against Kindred Group and its bookmaking brand Unibet, accusing it of what the company describes as a continuous violation of the country’s gambling law.
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Gambling

FCA Proposes Stronger Rules For Financial Ads To Tackle Rogue Promotions

In its latest proposal on advertising standards, the UK Financial Conduct Authority (FCA) calls for new checks and balances on the gatekeeper firms that approve financial ads for other companies.
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Payments

UPDATE: Italian Central Bank Voices Concern About Cash Plans

Plans championed by Italy's new government to promote cash use over digital payment methods have drawn concern from the Banca d’Italia, which warns of illicit finance risks.
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Payments

Maltese Authorities Slap HSBC With €82,000 Fine For AML Failings

The Maltese Financial Intelligence Analysis Unit has issued a financial penalty to the UK-headquartered bank for failing to comply with money laundering laws.
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Payments

Massachusetts Regulators Express Concern With Penn-Barstool Tie-Up

Massachusetts regulators have deferred a potential vote on granting a sports-betting license to Penn Entertainment’s Plainridge Park Casino, citing concerns about the company’s Barstool Sports brand.
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Gambling

Lawsuit Challenging Virginia's Skill-Game Ban Delayed Until Spring 2023

A state court judge has declined to dismiss a lawsuit claiming Virginia’s 2021 ban on so-called skill-game machines violates free speech, and due to a state senator’s involvement in the case, it will not go to trial until April or May.
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Gambling

Australian AML Watchdog Sues SkyCity Adelaide

Australian money laundering watchdog AUSTRAC has taken the Adelaide casino operation of Australasian listco SkyCity Entertainment Group to court in a potentially billion-dollar civil proceeding, the latest in a flurry of AUSTRAC actions against gambling companies.
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Gambling

Dutch Gambling Minister Targets Addiction Prevention

The Dutch minister overseeing gambling policy has told parliament he intends to tighten rules surrounding addiction prevention, as well as further limit advertising.
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Gambling

BNPL Targeted As EU Agrees New Credit Rules

Negotiators from the European Council and the European Parliament have reached a provisional agreement on the Consumer Credit Directive. The revised legislation repeals and replaces the current 2008 directive on consumer credit agreements.
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Payments

Dutch Queen Launches New Regulatory Knowledge-Sharing Platform

With backing from the UN, the UK government and the Bill & Melinda Gates Foundation, Queen Máxima and colleagues are fashioning a global network for regulatory expertise through the University of Cambridge.
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Payments

E-Wallets: Asia’s New Current Account? CDD Triggers Across Continents

This regulatory analysis will focus on customer due diligence (CDD) timing triggers and is the first of a series that will compare the licensing regimes of e-money operators and banks. It will first lay out the role that e-money plays in three very different jurisdictions: Singapore; the United Kingdom; and the Philippines. It will then examine the CDD trigger requirements for e-money providers in each of these jurisdictions in comparison to the equivalent regulation that applies to banks.
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Payments

Italy Takes Swipe At Card Payments In New PM Budget Bill

Flying in the face of global trends, Italy’s new Prime Minister Giorgia Meloni wants to raise the limits on cash payments and support merchants to refuse cards for purchases below €60.
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Payments

Dutch Online Grey Market Players Want Their Money Back

A group of Dutch gamblers have filed a lawsuit demanding their losses back from the online platforms they used to place their wagers during the country’s grey market era.
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Gambling

Cybersecurity A Key Challenge For U.S. Regulators, Online Operators

As the investigation continues into the recent cyberattack that affected an unconfirmed number of accounts with major U.S. sportsbook operators, including FanDuel and DraftKings, state gaming regulators are placing a greater emphasis on two-factor authentication and consumer protection, although the responsibility to secure accounts lies with the licensee.
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Gambling

India Flags Combined Regulation For Skill And Chance Gaming

India’s central government appears to have embraced skill and chance games with stakes as a single regulatable segment, after the Prime Minister’s office overruled an expert committee’s proposal to regulate only skill games, Reuters has reported.
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Gambling

Caesars Becomes First U.S. Sportsbook To Stream NFL In-App

The National Football League (NFL) has taken another significant step in its embrace of legalized sports betting, reaching its first domestic agreement to allow a sportsbook to stream live NFL games within its platform.
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Gambling

Singapore Clarifies BNPL Data Will Not Be Shared With Financial Institutions

Singapore’s top central banker has fielded parliamentary questions on the country’s buy now, pay later (BNPL) regulations, in an effort to assure lawmakers that users are protected from data risks and over-indebtedness.
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Payments

UK Banks Failing To Protect Customers From ’Spoofing’ Fraud, Says Study

A new study by UK consumer watchdog Which? has found that some banks are leaving customers vulnerable to "spoofing" fraud by failing to implement protections.
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Payments

Is Dual Routing The Answer To Rising Card Fee Conundrum?

Mandating dual routing is one of the many tools regulators have as they try to keep card acceptance costs at bay. With several countries pushing for dual routing, one merchant advisory firm tells VIXIO the merits of this regulatory method compared with capping interchange fees.
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Payments
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Vixio’s Verdict: Inside the UK FCA’s Open Finance Strategy

The Financial Conduct Authority’s (FCA) Open Finance Roadmap, published in April 2026, demonstrates the regulator’s commitment to open finance as part of its broader smart data strategy and signals early intent to engage with industry as it develops the relevant regulatory framework.
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CASS 15 Resolution Pack Checklist for FCA-Regulated Payment Institutions and E-Money Institutions

To help firms build and maintain a complete, accurate and readily accessible resolution pack, Vixio has created this guide, which breaks down the CASS 15 requirements into actionable workstreams that organisations can use to ensure their documentation is complete.
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand’s AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy’s stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK’s Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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