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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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RBA To Name And Shame FIs That Fail To Promote Least-Cost Routing

In a new push to promote least-cost routing (LCR), the Reserve Bank of Australia (RBA) has said it will soon begin publishing “institution-level data” on its uptake and availability.
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Payments

The Bank Of England Needs You! Central Bank Begins Quest For CBDC Wallet Prototype

The Bank of England (BoE) has posted a request for applicants for a contracted service to create a proof of concept (PoC) digital wallet for a central bank digital currency (CBDC).
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Payments

Australian Regulator Sues Amex Over Alleged ’Design And Distribution’ Failures

The Australian Securities and Investments Commission has filed a civil penalty action against American Express (Amex) accusing the card giant of knowingly violating Australia’s "design and distribution" rules.
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Payments

Ohio To Deny PlayUp License, Wants $250,000 Penn Entertainment Fine

The Ohio Casino Control Commission has issued a notice of intent to deny a mobile sports wagering license to PlayUp and proposed fining Penn Entertainment $250,000 for advertising violations by Barstool Sportsbook, executive director Matthew Schuler said.
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Gambling

U.S. Court Asks How Doing Nothing Led To Florida Compact Approval

Instead of deciding whether the Seminole gambling compact in Florida is legal, three federal appeals judges on Wednesday seemed more interested in determining whether U.S. Interior Secretary Deb Haaland acted within her authority by allowing the compact to become law without doing anything.
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Gambling

Bulgarian Industry Proposes New Rules For Itself

On Tuesday (December 13) the Bulgarian Gaming Association (BGA) proposed stricter regulations for itself to curb underage gambling and protect the vulnerable.  The proposal was announced at the “Gambling Commerce in Media Services and Video Sharing Platform Services” roundtable organised by the Council for Electronic Media (CEM), the National Revenue Agency (NRA) and gambling industry trade groups.    The proposals include limiting advertising from gambling operators during broadcasts between 5am and 6pm and would come into effect on January 1.
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Gambling

Ukrainian Regulator Cancels Licences 'Controlled' By Russia’s Residents

The Ukrainian Commission for the Regulation of Gambling and Lotteries (KRAIL) has announced it has removed the licences of a number of gambling operators who are active in the country but are “controlled by residents of the Russian Federation”.
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Gambling

Dutch Gambling Loss Limits Coming, Officials Say

The Dutch online gambling industry can expect a spending cap on online gambling, with opportunities for loosening it with something like affordability or addiction-prevention checks, officials seem to agree. Proposed loss limits were a big topic at a Gaming in Holland gambling update in The Hague on Wednesday (December 14), with details yet to come.
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Gambling

US Senators Stall Key AML Bill

The ENABLERS Act, a major piece of legislation that seeks to end a legal loophole in the US anti-money laundering (AML) framework, has been blocked by Republican senators.
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Payments

Danske Bank AML Saga Ends With $3bn In Penalties

Danske Bank has agreed to pay a total of $2.4bn in two US investigations to settle charges by the Federal Bureau of Investigation (FBI) and the Securities and Exchange Commission (SEC) in what has been described as Europe’s largest anti-money laundering (AML) scandal. Its Danish case is also set to end today with a $0.54bn fine, VIXIO has learned.
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Payments

Card Use Soars To 90 Percent In UK, Business Group Reveals

Some 90 percent of retail spending and 82 percent of transactions were carried out on debit or credit cards in 2021 in the UK, according to the British Retail Consortium’s latest Payments Survey.
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Payments

Judges In Critical Sports-Betting Case May Lean Toward Seminoles

The sports-betting industry is hoping for a major breakthrough when a landmark Florida case goes before a three-judge panel on Wednesday in the U.S. Circuit Court of Appeals in Washington, D.C.
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Gambling

UK Nations Targeting Gambling Harms Ahead Of White Paper

Scotland, Wales and Northern Ireland are addressing concerns associated with gambling harms as they impatiently await the release of the UK government's Gambling Act review white paper.
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Gambling

European Council Reaches eID Agreement

The European Council has adopted its position on the proposed legislation for a European digital identity (eID) framework, making a fair amount of amendments in the process.
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Payments

Brazil Crypto Bill ’Sets The Ball Rolling’

Brazil is on the verge of becoming the first Latin American country to adopt a framework for crypto-assets, setting the bar for other countries in the region to follow.
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Payments

Jeremy Hunt Unveils ’Next Chapter’ For UK Financial Services

Chancellor of the Exchequer Jeremy Hunt has laid out the "Edinburgh Reforms", a list of more than 30 regulatory reforms aimed to "unlock investment" and "turbocharge" growth in the UK.
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Payments

Maltese Bookmakers Must Pay Polish Income Tax

The Polish Supreme Administrative Court has ruled that a Malta-based bookmaker which aims to provide its services to customers in Poland via a local representative is required to pay Polish corporate income tax.
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Gambling

Brazil's Deadline For Sports-Betting Regulatory Decree Passes

The statutory deadline to regulate a 2018 law for sports betting in Brazil has come and gone, with no sign of action from President Jair Bolsonaro’s outgoing government.
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Gambling

Technology Advances Raise Cyber Threat Level For U.S. Gaming Industry

The protection of consumer data has become a critical issue for U.S. casino and online gaming operators as hackers continue to acquire the bundles of sensitive data the industry collects and stores about its customers, warn regulators and security executives.
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Gambling

Massachusetts Commission Defers Promotional Play Decision

Massachusetts regulators remained undecided Monday on whether to allow operators to deduct promotional play from taxable revenues when the state’s sports-betting program launches in 2023.
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Gambling
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand’s AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy’s stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK’s Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA’s Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state’s money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor’s signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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