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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Daily Dash: Young Google Users Can Now Pester Parents To Pay For Purchases

Google brings pester power into the digital age allowing kids to request payment from their parents for app purchases, McDonald's launches automated Drive Thru payments in South Korea and Bolsonaro signs new crypto law in Brazil.
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Payments

Manila's Pasig Region Set To Ban Online Gambling Operations

The elected council of one of Metro Manila’s more prominent regions has banned local and foreign-facing online gambling and related services within its city limits.
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Gambling

Gaming Industry Faces Battle To Improve Its Media Image

The fallout continues from last month’s series of articles by the New York Times on the U.S. sports-betting industry, and it is not clear how the industry can devise a strategy to respond to negative news coverage as betting and casino companies expand their markets.
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Gambling

Oregon Committee Wants Ongoing Oversight Role On Gambling

A special legislative committee on gambling regulation is seeking a more permanent role in steering gaming policy in Oregon and has recommended a pause in any expansion of lottery games or sports betting pending further study.
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Gambling

EU Online Casinos Key Mafia Laundering Tool, Says Study

There are few better tools than online casinos for criminals to launder their illicit funds, according to a new study on money laundering in the European Union.
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Gambling

News In Brief: December 19-December 23, 2022

BetMGM reveal customer data hacked six months ago and Maverick completes Evergreen Gaming acquisition.
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Gambling

Ukrainian Parliament Preps Blocklist With New Gambling Bills

Ukraine is preparing a blocklist of unlicensed operators and new rules to make it harder for Russian-backed operators to slip into the market, as it continues to root out companies linked to the nation invading its territory.
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Gambling

Nine UK Banks Unite To Launch New Non-Profit Access To Cash Company

Led by UK Finance, a financial services trade association, nine banks have come together to launch Cash Access UK, a new non-profit company focused on high-street access to cash.
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Payments

2022 Wrap-Up: Key Payment Regulatory Developments in the EU and the UK

This overview provides details of the key 2022 regulatory developments across the EU and the UK within the financial sector, and those which will continue into 2023. The main regulatory developments have involved areas such as consumer credit (buy now, pay later - BNPL), consumer protection, anti-money laundering (AML), crypto-assets and the sanctions regimes imposed on Russia as a consequence of the conflict in Ukraine.
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Payments

VIXIO Impact Index: November Fall Bucks Previous Seasonal Rises

As Regulatory Impact unexpectedly fell in the month of November, VIXIO discusses preparation of the UK’s new Consumer Duty, something that will have significant impact on payments, and considers reasons behind the falling regulatory activity in Canada.
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Payments

TSB Apologises After £48.6m Fine For Operational Resilience Failures

The chief executive of TSB Bank has apologised to customers after being hit by a £48.6m fine in the UK for operational risk management and resilience failures.
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Payments

Canadian Financial Firms Push For Wider Access To Payments Systems

A group of financial organisations has urged the Canadian government to expand access to the central payment infrastructure in next year’s budget bill.
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Payments

Penn Entertainment Boss Defends Barstool Brand Before Massachusetts Regulators

Penn Entertainment CEO Jay Snowden mounted a vigorous defense of the company's Barstool Sportsbook betting brand before the Massachusetts Gaming Commission on Tuesday and heavily criticized a New York Times series that took aim at Barstool founder Dave Portnoy.
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Gambling

Battle Over Austrian Gambling Refunds Moves To Malta

Litigation finance companies that have successfully sued online gambling companies for player refunds in Austria are now pressing claims in Malta, where many of the operators are headquartered.
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Gambling

Indiana, New York Favorites For Internet Gaming Legalization In 2023

Indiana lawmakers will have another chance to consider legislation to regulate internet gaming when they return to the state capitol next month for their 2023 legislative session, according to Republican Representative Ethan Manning.
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Gambling

Swedish Government Submits Long-Awaited Safer Market Bill

Sweden’s government has submitted its long-awaited bill on measures to bolster payment blocking and further combat match-fixing.
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Gambling

Consortium Chosen To Launch Payments Pilot Using EU Digital ID Wallet

A multi-country consortium has been chosen to deliver a pan-European cross-border payments pilot, in line with the aims of the EU Digital Identity Wallet programme.
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Payments

Switzerland Gives Industry Until Mid-2024 To Build Open Finance

Switzerland’s industry-led open finance approach is gaining ground, so policymakers have decided not to intervene until June 2024.
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Payments

Under A Cloud: US Warns Of Third-Party IT Concentration Risk

US regulators has warned that banks rely too heavily on a small number of cloud service providers in their new financial stability report, which also cautions against risks related to buy now, pay later (BNPL) and digital assets.
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Payments

Controversial Belgian Ad Ban Given Green Light

Belgium’s Ministry of Justice has said the draft royal decree to severely restrict gambling ads has been finalised by the government.
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Gambling
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Vixio View: The UK’s Crypto Perimeter Clarification – Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya’s Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand’s AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy’s stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK’s Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA’s Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state’s money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor’s signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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