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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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EU Shift Could Help Tackle Booming Illegal Gambling Market

A shift in Europe's political landscape toward non-conventional and right-wing politics offers the gambling industry an opportunity to influence lawmakers and collaboratively tackle the rising global threat of illegal gambling, senior industry figures have said.
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Gambling

Daily Dash: Lithuanian Payments Firms Experience Another Surge

Revenues of e-money institutions and payment institutions soared in Q3 2024, with licensing income rising by 22 percent year-on-year to €431.4m and payment transaction volumes up 37 percent to €141bn.
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Payments

Daily Dash: Estonia Looks For Solutions To Growing Fraud Problems

The country has seen a rise in fraud, particularly relating to cross-border transactions, phishing emails, scam calls and other manipulation schemes, according to the Estonian Payment Environment Forum.
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Payments

EBA Makes New Clarifications On E-Money And Third Country Rules

In its latest Q&As, the European Banking Authority (EBA) has issued a series of important clarifications concerning payment services and electronic money under EU law.
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Payments

Regulatory Influencer: Costa Rica's New Card Regulations

The Central Bank of Costa Rica has introduced a new legal framework, with staggered implementation dates from February 20, 2025 onwards, aimed at improving efficiency, security and affordability of Costa Rica’s payment cards. Key aspects of the framework include caps on fees for local and cross-border payment transactions.
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Payments

New Dutch Regulator Expects Tough Year Ahead

The head of the Dutch gambling regulator continues to refine market regulation, promising advertising fines and collaboration on duty of care, but faces a backdrop of political vitriol so potent it threatens to eliminate the entire licensed market.
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Gambling

Peru Temporarily Lowers Consumption Tax

Peru’s Ministry of Economy and Finance has published a decree that modifies the controversial selective consumption tax (ISC) for online sports and gaming, lowering the rate from 1 percent to 0.3 percent for the next six months.
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Gambling

The Paradox Of Cross-Border Payments Development

Even as advances in technology increase the speed of cross-border payments, geopolitical challenges are blocking consumers’ ability to send money where they want.
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Payments

FCA Pinpoints Payments To Accelerate Growth In Letter To PM

The UK’s Financial Conduct Authority (FCA) has unveiled plans to accelerate innovation, streamline regulations and support the financial services sector’s competitiveness.
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Payments

Daily Dash: PSR Updates Strategy With Innovation And Consumer Protection Focus

The UK’s Payment Systems Regulator (PSR) has unveiled an updated strategy outlining its priorities for the UK payments ecosystem, building on its 2022 five-year plan.
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Payments

New York Sets Out Consumer Protection Reforms In Banking And Payments

As part of her 2025 State of the State address, New York Governor Kathy Hochul has announced plans to target issues such as scams and the rise in unregulated buy now, pay later use.
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Payments

Brazil Regulator Confronting Challenges To Its Licensing Authority

Just days into the country's new regulated era, Brazil’s federal betting regulator is facing several overlapping challenges to its licensing authority over online gambling.
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Gambling

Maryland Regulators Cracking Down On Offshore Sites And Sweepstakes

Ongoing efforts to crack down on offshore gambling sites and unlicensed sweepstakes platforms operating in the U.S. continue to be challenged by a lack of acquiescence on the part of the companies, according to Maryland's chief regulator.
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Gambling

News In Brief: January 13-January 17, 2025

The long time leader of the National Council on Problem Gaming has left his post.
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Gambling

DORA D-Day Is Here As Firms Prepare For 'Significant' Reporting Deadline

Vixio speaks to experts as the EU’s Digital Operational Resilience Act (DORA) becomes a fully actionable compliance requirement for financial institutions and their ICT providers operating in the trading bloc.
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Payments

Week In Crypto: The Battle For Trump-Era Crypto Regulation Begins

US lawmakers are preparing to deliver on a widely anticipated federal crypto framework and new crypto-specific anti-money laundering legislation, both of which look set to emerge under President Trump.
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Payments

Daily Dash: Ireland Makes Fraud A Priority In Programme For Government

The incoming Irish administration’s programme for government includes a dedicated section on tackling fraud in the financial services sector, showing how much of an issue it has become for policymakers.
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Payments

Daily Dash: CFPB Accuses Capital One Of 'Cheating' Its Customers

The US Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against credit card Capital One and its parent company, Capital One Financial Corp.
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Payments

Outlook 2025: Africa's Markets Evolve As Wider World Looks To Continent For Growth

Africa’s gambling landscape is continuing to mature quickly, as many countries look to expand their regulatory oversight and introduce centralised monitoring systems to plug tax leaks and combat illegal gambling.
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Gambling

Alleged POGO Fugitive Boss Storing $2m In Cyprus, Report Says

The alleged head of a major online gambling and cyber-scamming network facing human trafficking and money laundering charges in the Philippines is using a company in Cyprus to store more than $2m, according to a media report.
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Gambling
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US CBDC Ban and Stablecoin Compromise Point to Potential Digital Asset Framework

Following a Senate vote to prohibit the Federal Reserve from issuing a central bank digital currency (CBDC), an agreement on stablecoin yields has established a boundary between passive interest and activity-based rewards.
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Singapore and US Frameworks Aim to Guide the Rapid Integration of AI

The initiatives contrast in approach and intent, but together signal a transition from abstract artificial intelligence (AI) theory towards concrete regulatory implementation and sector-specific oversight.
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Regulatory Influencer: DORA Year Two - Moving from Implementation to Application

Regulation (EU) 2022/2554 on digital operational resilience for the financial sector (DORA) became applicable across EU member states on January 17, 2025. As we enter the second year of application, how has the regulation transformed the operational resilience of the financial sector in Europe?
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UK Court of Appeal Decision Means Continued Uncertainty on Interchange Fees

Permitting Visa and Mastercard to challenge the Competition Appeal Tribunal’s (CAT) previous ruling returns the UK payments sector to legal volatility, leaving the cost of card acceptance an unsettled question as regulators promote alternatives.
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New US Cyber Strategy Offers Ambition But Few Details

The Trump administration’s vision for cybersecurity signals its priorities, which include working closely with the private sector to identify fraud networks and suspicious financial flows, but stakeholders must wait to learn of any new obligations.
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Decoding the UK Regulatory Grid: Banking, Credit and Lending Analysis

The ninth edition of the UK’s Regulatory Initiatives Grid, published in December 2025, sets out the country’s financial services regulatory agenda for the next two years. In this piece, Vixio examines what the regulators have outlined in the banking, credit and lending section of the latest grid, explains the likely impact of developments on financial institutions and suggests what the regulators’ stated priorities tell us about the direction of travel in the UK.
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Deepening of Poland’s Crypto Regulation Deadlock an Existential Threat to Local Industry

The country still lacks a regulatory framework for digital assets, creating a significant challenge for Polish crypto firms, which may be forced to suspend operations or rapidly migrate to other EU jurisdictions to maintain market access.
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Regulating by Result: Converging Global Standards for Subscription Transparency and Consumer Protection

Subscription-based business models have become a defining feature of digital commerce, prompting increased regulatory scrutiny of recurring payment practices. As recurring billing has expanded across sectors, including media, fintechs, and retail memberships, regulators are increasingly focused on consumer protection issues such as transparency of pricing and renewal terms, informed consumer consent, ease of cancellation, and prevention of so-called “subscription traps”.
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UK’s New Fraud Strategy Represents Renewed Push to Combat its Fastest-Growing Crime

The plan aims to modernise the country’s response to the evolving threat via a more coordinated and technologically enabled prevention model based on improved analytical capabilities, stronger governance and deeper collaboration with industry.
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FCA Stablecoin Sprint Highlights the Need for 'Money-Like' Regulatory Treatment

Participants identified several foundational questions for the UK cryptoasset framework, including areas of regulatory treatment and infrastructure design that must be addressed for stablecoins to operate at scale as payment instruments.
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