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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Brazil's Bettors Cut Spending To Keep Gambling, Says Survey

A Brazilian consumer survey has revealed that nearly two-thirds of those who participate in online gambling have had their income “compromised” by it. 
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Gambling

New Head Dutch Regulator Outlines Plans To 'Expand' Supervision

The new head of the Dutch gambling regulator wants to tackle illegal gambling, “scale up” the supervision of online operators' duty of care and strengthen international collaboration.
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Gambling

DORA Deadline Is Closer Than You Think, Dutch Central Bank Warns

Financial institutions need to act now if they are to meet the January 17, 2025 deadline for the implementation of the Digital Operational Resilience Act (DORA), according to the Dutch Central Bank.
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Payments

Smart Data Bill Back On Agenda At Opening Of New UK Parliament

Fintechs are likely to be pleased as the new UK government commits to passing a new smart data bill in the coming year.
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Payments

'No Good Reason' For AML Reforms To Target Law Firms, Say Australian Lawyers

The head of an Australian legal association has called on the federal government to reverse its plans to impose suspicious matter and other reporting obligations on law firms.
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Payments

Daily Dash: Contactless Payments Surge As Debit Card Insertions Decline In Netherlands

New data from the Dutch Payments Association shows that contactless is taking over the debit card market, while Indonesia and South Korea have agreed to cooperate on a framework for cross-border payments connectivity.
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Payments

Greek Regulator Seizes Operator's Bank Account Over Late Tax Payments

Greek regulator the Gaming Supervision and Control Committee (EEEP) has published a brief statement declaring that it knows a “serious operational problem” exists within online operator Betshop.
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Gambling

Meta Helping Ukrainian Authorities Remove Illegal Gambling Ads

Ukraine’s gambling regulator has praised its work with US-based technology giant Meta to help tackle illegal advertising on its social media platforms.
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Gambling

Regulatory Influencer: UK Regulators Seek Views On The Benefits Of Digital Wallets

The UK Payment Systems Regulator (PSR) and the Financial Conduct Authority (FCA) have issued a joint call for information, aiming to identify the benefits and risks of using digital wallets.
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Payments

ESMA Releases Q&As Addressing MiCA Authorisation Issues

The latest Q&As from the European Securities and Markets Authority (ESMA) focus mainly on issues related to authorisation under the Markets in Crypto Assets (MiCA) regulation.
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Payments

EU Imposes Sanctions Over West Bank Abuses

European leaders have approved new restrictive measures against five persons and three entities under the EU’s Global Human Rights Sanctions Regime.
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Payments

Poland Fines PayPal More Than PLN100m Over User Agreement Issues

The Office of Competition and Consumer Protection (UOKiK) has imposed a PLN106.6m ($27m) fine on PayPal for incorporating prohibited provisions into its user agreements.
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Payments

Daily Dash: Nordea Indicted In Denmark's Largest Ever Criminal Money Laundering Case

Nordea expects to be convicted in Denmark’s largest ever money laundering case.
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Payments

Ohio Lawmakers Support iGaming, Slam Sports-Betting Tax Hike

Three Republican House members on an 11-person study commission have come out in support of legalizing online gaming and interactive lottery operations in Ohio but criticized the state’s sports-betting tax hike, saying it has hampered the industry’s growth.
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Gambling

Chile Upholds Ban On Daytime TV Gambling Ads

A court in Chile has ruled that broadcasting online gambling advertisements on television between the hours of 6am and 10pm violates national laws.
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Gambling

Illegal Gambling In France Exploded During Euro 2024, Says Online Trade Group

France’s illegal sports-betting market has continued to grow as during the recent Euro 2024 football competition illegal online casinos continued to lure players away from the licensed market, according to the French Online Gaming Association (AFJEL).
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Gambling

Bank Of Lithuania Restricts Foxpay, Appoints Supervisory Representative

The Bank of Lithuania has taken further action against mismanagement in the local fintech ecosystem, placing restrictions on e-money firm Foxpay.
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Payments

Daily Dash: BaFin Comes Down Hard On Solaris

The German Financial Supervisory Authority (BaFin) has ordered Solaris to address major deficiencies in its money laundering prevention and risk management systems, and Irish small and medium-sized businesses lost nearly €10m to email-related fraud last year, FraudSMART says.
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Payments

Regulatory Influencer: Thai Programmable Payments — To Boldly Go Where No Pilot Has Gone Before

The Bank of Thailand (BOT) is currently inviting applications (until September 23, 2024) for its programmable payments trial as part of its Enhanced Regulatory Sandbox that launched in June. The sandbox is intended to allow participants to test innovative financial products under specific thematic initiatives determined by the bank.
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Payments

Daily Dash: Finfluencer Trials Tipped For 2027

Nine individuals in the UK are facing a trial after being charged over an unauthorised forex trading scheme promoted on social media, while Citigroup has been fined $135.6m by US regulators for persistent risk management and data governance issues.
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Payments
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Cross-Border Retail Payments Platform Set To Boost Regional Trade Integration in Africa

The Common Market for Eastern and Southern Africa’s (COMESA) Digital Retail Payments Platform (DRPP) is a landmark step for regional financial integration, enabling payment service providers and banks to expand cross-border services, reduce transaction costs and capture emerging opportunities in 2026 and beyond.
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Ghana Moves Towards Comprehensive Virtual Asset Regulation In 2026

Ghana is preparing for a major shift in its regulatory approach to virtual assets, with the Virtual Asset Service Providers (VASP) Bill 2025 set to introduce a structured, risk-based regulatory framework for virtual asset activities.
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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