Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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SkyCity Admits Breaches, Raises AML Penalty Provision To $48m

Adelaide casino operator SkyCity Entertainment Group has increased the amount of cash it is reserving to pay a likely penalty for breaches of anti-money laundering (AML) legislation from A$45m to A$73m (US$48m), following a general agreement with the federal regulator before Federal Court.
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Gambling

Mississippi Mobile Sports Betting On The Move At Last

Since Mississippi launched retail sports betting almost six years ago, multiple bills to authorize mobile wagering have been introduced in the legislature but never passed the committee stage, until now.
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Gambling

Operator Sues Chilean Regulatory Bodies For Overstepping Authority

Online gambling operator Latamwin Group has sued Chile's casino and telecoms regulatory bodies for trying to impose legal restrictions that fall outside their jurisdiction. 
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Gambling

Empty Finnish Payment Blocklist Draws Criticism

Finland’s payment blocklist is currently empty a year after its implementation, drawing criticism from a trade group representing the Finnish financial industry, but the National Police Board says it is a good deterrent.
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Gambling

French Regulator Warns Of Illegal Online Casinos On Facebook

Unauthorised and illegal online casino websites are mimicking French land-based casino brands on Facebook to divert players to their websites, France’s National Gambling Authority (ANJ) has said.
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Gambling

Visa Shifts Focus To Cross-Border And International As US Market Slows

2024 has gotten off to a “solid start”, says Visa CEO Ryan McInerney, but a slowdown in the US means that a pivot to cross-border and overseas markets is on the cards.
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Payments

UK Labour Commits To Fintech-Friendly Policies

The UK’s Labour Party has said that it will “deliver the next phase” of open banking and “embrace the potential” of open finance in a new statement of intent to the financial services industry.
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Payments

Daily Dash: UAE Completes Cross-Border CBDC Transaction With China

The United Arab Emirates (UAE) celebrated its central bank’s 50th anniversary with a cross-border digital currency transaction, while Luxembourg’s bankers have shared their concerns about the EU’s open finance plans.
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Payments

Georgia Sports-Betting Legislation Clears First Hurdle

New legislation that would permit sports betting in Georgia without an accompanying state constitutional amendment began to make its way through the General Assembly on Tuesday, clearing a Senate committee.
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Gambling

German Gambling Industry Seeks More Transparent Regulation

​​​​​​​The German gambling industry would like to see the Joint Gambling Authority of the States hold consultations on gambling policy like the UK’s Gambling Commission does, lawyers have said.
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Gambling

New York Sues Citibank Over Fraud Protection Failings

Citibank maintains poor security and anti-fraud protocols that are leading to consumer losses, New York’s attorney general Letitia James has said as she sues the retail banking giant.
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Payments

EU's PSR 'The Last Sweep' For Commercial Agent Exclusion

The commercial agent exclusion looks set to be no longer viable in the EU’s Payment Services Regulation (PSR), as the requirements to be able to use it become tighter.
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Payments

Daily Dash: Netherlands Launches New Consultation On Access To Cash Bill

The Netherlands is seeking views on a new bill that could impose mandatory ATM requirements on large banks, and Circle has reignited its bid to become the world’s first publicly traded stablecoin issuer.
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Payments

Chinese Lotteries Smash Sales Record To Hit $81bn

China’s lottery industry hit an all-time volume record in 2023, racking up a 36.5 percent increase in sales to $81bn on the back of an aggressive sports-betting market.
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Gambling

Maryland Bills Set Stage For Online Gaming Push

Maryland Democratic state Senator Ron Watson has filed two internet gaming bills that could potentially raise millions of dollars in new tax revenue if concerns over cannibalization of gaming revenues and job losses can be addressed.
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Gambling

Brazil To Curb Social Media Influencers' Endorsement Of Online Gambling

The Brazilian Ministry of Finance is reportedly preparing an ordinance to control sponsored content from influencers and celebrities when it comes to endorsing online gambling. 
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Gambling

Northern Ireland APG Preparing Gambling Reform Recommendations

Northern Ireland’s All Party Group on Reducing Harm Related to Gambling (APG) is preparing a list of recommendations to the Northern Ireland Executive on gambling reforms, but legal changes are still likely many years away.
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Gambling

'A Total Farce' - Spotify Rubbishes Apple's New iOS, App Store Plans In EU

Spotify has voiced strong opposition to Apple’s new commissions and app payment rules within the EU, calling them a "new level of arrogance" and an affront to the Digital Markets Act.
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Payments

CBDC Opposition Gains Traction In US

Anti-CBDC bills are gaining traction in the US, driving debate on the potential impacts of bringing in a digital currency. Although they could threaten international US dollar dominance, firms eye the opportunities and risks of introducing central bank digital currencies (CBDCs).
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Payments

Manhattan Calls On Venmo, Zelle And Cash App To Improve Customer Protection

The Manhattan District Attorney’s Office has asked the companies that own Venmo, Zelle and Cash App to provide better consumer protections following a spike in payment app thefts.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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