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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Adequacy - The GDPR’s Great Stumbling Block

Everyone has heard of the European Union's "equivalence" regime which allows various countries to trade with it freely in certain financial areas, but few have heard of the "adequacy" regime that it applies to data protection. How quickly can it remove a country from its list of "adequate" partners? How quickly can the UK remove the EU from its own list?
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Payments

Fed Gauges Businesses’ Payments Policies

The COVID-19 pandemic has caused U.S. businesses to need faster access to funds and they are starting to look strategically at payments, according to a Federal Reserve survey.
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Payments

The Scope Of The Whistleblower Directive

The EU’s new whistleblowing directive will protect whistleblowers at the EU level, but it is up to member states to ensure legislation protects them under national law.
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Payments

India's Karnataka To Ban Online Gaming, Including Skill Products

The government of India's Karnataka state has announced it will ban all online “wagering or betting” following court demands for clarity, but it remains unclear if eventual legislation will target online skill gaming with stakes.
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Gambling

European Funds Most Likely To Exclude Gambling, Survey Says

The percentage of investment funds with policies that exclude gambling is highest in Europe and lowest in North America, according to a Morgan Stanley survey of environmental, social and governance issues.
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Gambling

Keep Crypto Regs National, Says New EU Poll

Despite the European Commission’s plans to regulate crypto-assets through an EU-wide set of rules, a majority of EU citizens would prefer to see their own national legislation in operation, according to a new poll by Redfield And Wilton Strategies.
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Payments

More Tales From The Compliance Career Market

In this conversation with an executive at a compliance recruitment firm in the City of London, we identify the European countries from which compliance recruitment business drifts in to the UK, the backlog in authorisations at the Financial Conduct Authority, and the phenomenon of small — and not so small — payments firms coming to the UK under the regulatory umbrellas of the big banks.
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Payments

Canada Modernizes Payment System With Lynx

The opening of Canada’s new high-value payment system is another step towards the country's objective of modernizing its payment system and making it more adaptive to innovation.
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Payments

ESPN Explores Sports-Betting Deal Where Other Media Companies Have Failed

Disney’s ESPN has long been viewed as the crown jewel of U.S. sports betting-media partnerships, but analysts are warning there's no guarantee a big-money tie-up would even be successful.
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Gambling

Gambling Companies Buoyant On US, Depressed Over Germany

Germany and the US have been top of mind for publicly traded gambling companies this earnings season, for opposite reasons: one expanding, the other contracting.
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Gambling

Gambling Problems More Prevalent In Esports Bettors, Says Study

Esports bettors experience higher levels of gambling problems and harm than traditional sports bettors, according to a new research article.
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Gambling

News In Brief: August 30-September 3, 2021

The UK Gambling Commission appoints its new chair, IGT wins European legal case, Bet MGM secures Puerto Rico partnership and India's Dream11 seeks another major funding round.
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Gambling

EU Proposals to Strengthen the AML Framework and Potential Impact on Financial Market

In July 2021, the European Commission presented a package consisting of four legislative proposals to strengthen the EU anti-money laundering/counter-terrorism financing (AML/CTF) framework.
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Payments

Full Steam Ahead To More Regulation, Says New Zealand Report

Financial services and payments regulation is expanding and its proponents are aiming to produce more inclusive and resilient systems, according to a report by Payments NZ, a quasi-official body whose stated mission is "making sure payments are simple and secure for Kiwis."
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Payments

No Need To Fear Subpoenas, Conference Hears

No-one likes to receive subpoenas from enforcement authorities, but communication with the agencies is key during these interactions, while a robust internal procedure for tracking agency requests can also help to detect trends and adjust compliance procedures, panelists at the Money Transmitter Regulators Association (MTRA) Annual Conference said.
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Payments

News In Brief - September 2, 2021

The Central Bank of Nigeria has announced that it is partnering with the fintech company Bitt to trial its central bank digital currency (CBDC).
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Payments

Enhance, Simplify, Align Is The Motto Of Australia’s Payments Report

Australia’s payments system has three strategic areas for improvement, according to a landmark review commissioned by the country’s government.
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Payments

U.S. Unveils Uniform Law To Standardize State Money Transmission Rules

A U.S. organization of state bank supervisors has finalized a uniform law to help states modernize and align their differing money transmission laws.
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Payments

California Tribes Politely Wary Of Online Operator-Backed Sports Betting Initiative

California gaming tribes are greeting a new ballot initiative by a coalition of commercial sports betting operators with quiet dubiousness.
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Gambling

Facebook Enters The Fantasy Games Market

Facebook is expanding its offerings to include free predictor fantasy sports and other types of fantasy games, a move that troubles problem gambling advocates who see such games acting as a primer to sports betting.
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Gambling
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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