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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Entain Says Only Half German Population May Get Online Casino

An Entain executive has estimated that about half of Germany's population will be eligible to access online casino games, although some states would be reserved for state monopolies.
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Gambling

Unintended Consequences Linger 15 Years After UIGEA Enactment

There may not be a better example of a federal statute creating the opposite of what Congress intended than the Unlawful Internet Gambling Enforcement Act (UIGEA), which President George W. Bush signed into law 15 years ago today.
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Gambling

U.S. Sports Betting Enjoys September Surge

September was a bumper month for the U.S. sports-betting market, particularly for bettors taking up generous bonuses at the start of the National Football League (NFL) season, if new regulator statistics in Indiana and Iowa are indicative of market-wide trends.
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Gambling

Ukraine Court Upholds Removal Of Regulator Accused of Graft

Ukraine's top anti-corruption court has removed the former deputy head of the country's gambling regulator after accusations of illicitly receiving $90,000 to process licences and permits.
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Gambling

Impact Analysis: How FATF’s Greylisting Will Affect Malta and PSPs

This analysis looks into the details of the Financial Action Task Force’s (FATF) decision to add Malta to its list of jurisdictions under increased monitoring (greylist), the reasons for it happening, the conditions FATF has set Malta for being delisted and the short- and long-term impact of the country being greylisted. The analysis will also look at how this will affect payment service providers (PSPs) headquartered and operating in Malta.
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Payments

Consultation Responses Reveal Divergence Of Opinion Over Faster Payments Consumer Protections

The UK Payments Systems Regulator has released the responses to its consultation on consumer protections of interbank payments, which reveal contrasting opinions on how Faster Payments can provide a competitive alternative to card payments while ensuring customers are adequately protected.
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Payments

Swish Migration To RIX-INST Opens New Chapter In Swedish Payments Success Story

Swedish mobile payments service Swish is planning to migrate its services to the new central bank-developed RIX-INST, as part of a wider development of instant payments services in the country.
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Payments

Workplace Culture Takes Centre Stage As New OBIE Chair Starts

We will learn from past mistakes to help open banking deliver on its mission as a public good, the new chief executive, Charlotte Crosswell, has said as she takes over following a bullying scandal at the Open Banking Implementation Entity (OBIE).
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Payments

The GDPR In Its Fourth Year - Q&A With An Expert

To review the last three years of the EU's General Data Protection Regulation (GDPR), VIXIO spoke to Alex Scheinman, managing director at ACA Aponix, about the regulation's effect on the world, the influence that coronavirus, Brexit and Schrems II have had on it and the future of data privacy.
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Payments

California Wrestles With Dual Licensure For Gaming, Marijuana

Like in Nevada, gambling regulators in California are expressing some concern at potential interactions between state-licensed gaming businesses and the lawful marijuana industry.
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Gambling

Challenges Persist Converting U.S. Players To Home Markets

When the time comes for another U.S. state to pass sports-betting legislation, the starting point of debate will likely be converting players from offshore sportsbooks to regulated markets, even if post-legalization challenges remain.
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Gambling

UK Gambling Regulator Warns On Unlicensed Fantasy Football Site

The UK Gambling Commission has warned consumers that football-themed website Sorare.com is operating outside its jurisdiction, a warning that follows criticism of the regulator for acting slowly on Football Index, which collapsed earlier this year.
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Gambling

FCA Official Hints At Fresh BNPL Regulation

Buy now, pay later (BNPL) products offer better opportunities to consumers, but the risks of potential harm need to be monitored, a senior official at the UK’s Financial Conduct Authority (FCA) has said.
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Payments

Stablecoin Regimes Risk Spurring Regulatory Arbitrage, Warns FSB

The different approaches being taken towards the Financial Stability Board’s stablecoin recommendations could have negative consequences for financial markets, the standard-setting body has warned.
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Payments

U.S. Operators Cautious On Crypto But Embracing Cashless Payments

The CEOs of two of the world’s most powerful casino companies responded with caution when a keynote panel at last week's Global Gaming Expo (G2E) turned to cryptocurrencies.
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Payments

Fedwire To Adopt ISO 20022 By 2023, But Are Banks Ready?

The Federal Reserve has announced the adoption of ISO 20022 messaging standard as part of its payments modernization effort but mid-tier banks may be struggling with migration by the planned 2023 deadline.
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Payments

Thailand Requires Risk-Based Approach To Merchant Monitoring

New Bank of Thailand guidelines require payment providers to apply a risk-based approach in their relationships with merchants.
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Payments

BetIndex Used Client Cash To Expand Despite Collapse, Probe Finds

The owners of Football Index transferred £15m ($20m) of customers’ money to a connected company even as it was collapsing in the UK in a bid to launch similar games around the world, according to a sports website investigation.
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Gambling

Star Entertainment Accused Of Enabling Crime, Shares Plunge

Australia’s gambling industry has suffered a new, heavy blow with media reports that The Star Entertainment Group’s casinos allegedly enabled years of money laundering, fraud, organised crime activity and political foreign interference.
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Gambling

Las Vegas Gambling Think Tank Broadens Global Footprint

As Singapore’s Ministry of Home Affairs continues to revamp the country’s gambling regulatory framework, a think tank at the University of Nevada at Las Vegas is providing guidance on how to make a successful transition.
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Gambling
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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