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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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UK Problem Gambling Rate Decreasing, Says Commission

The UK’s overall problem gambling rate and moderate risk rate have decreased over the past year, according to the Gambling Commission’s latest data.
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Gambling

Sweden Probes Crypto Exchanges’ AML Practices

The Swedish Financial Supervisory Authority (Finansinspektionen) has opened an investigation into two leading cryptocurrency exchanges as it believes these types of entities are particularly exposed to the risk of being exploited by criminals.
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Payments

Australia Tweaks Debit Card Regulations, But Leaves Schemes Fees Alone

Australia is to alter its rules governing dual-network debit cards and least-cost routing of  transactions, but has decided not to regulate scheme fees yet, the Reserve Bank of Australia said after concluding a review of the country’s retail payments regulation.
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Payments

UK Consultation on New Data Regime: Opportunities and Costs

On September 10, 2021, the UK government launched a consultation to reshape the data protection regulatory framework, looking at the country’s exit from the EU as an opportunity to enhance the current regime.
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Payments

The ECB Needs You: Experts Called Up To Join Digital Euro Talks

The European Central Bank (ECB) is inviting technology experts to take part in online technical talks to explore options for the design of a central bank digital currency, it has announced.
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Payments

Disgraceful' Crown Melbourne Leashed After Stay Of Execution

Crown Resorts has dodged a bullet after a Royal Commission into misconduct at its Melbourne casino opted against licence cancellation, but a government appointee will control the casino's operations for two years and enforce profound reform.
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Gambling

German Casino Regulation Called Cumbersome Compromise

The planned German state-by-state licensing system for online casino games is a “patchwork quilt with no chance of a functioning legal market”, an online gambling executive has said.
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Gambling

Labor Shortage Is Lingering, Atlantic City Casino Executive Says

One of the many harmful impacts of COVID-19 on casinos has been the difficulty of retaining and hiring enough workers, and the gaming industry is still struggling to find a solution, an Atlantic City casino executive has said.
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Gambling

DraftKings Will Not Bid Again For Entain

DraftKings has said it will not be making a new offer for Entain, ending for now the billion-dollar battle with MGM to acquire the UK-headquartered gambling giant.
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Gambling

Social Media Ads Appeal To Kids More Than Adults, Researchers Find

Gambling advertising on social media is significantly more appealing to children and young people than to adults, research suggests.
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Gambling

Ireland Has Gambling Advertising In Its Crosshairs

An Irish cross-party parliamentary committee wants to immediately suspend any legal standing for gambling adverts that can be seen by children online.
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Gambling

Turf War Between Online Casino And Online Lottery Persists In Pennsylvania

The relationship between online casino and online lottery remains incongruous as the two genres are forced to co-exist in several major U.S. markets, particularly in Pennsylvania.
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Gambling

UK Government Payments Plan Draws Mixed Response

The UK government’s priorities following the Payments Landscape Review are welcome, but they cannot pin hopes on authorities such as Pay.UK being able to deliver them, payments insiders have cautioned.
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Payments

CFPB Picks Up Slack With New Bigtech Inquiry

Living up to his reputation, Rohit Chopra is giving the teeth back to the Consumer Financial Protection Bureau (CFPB) as he launches an inquiry into bigtech payment platforms.
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Payments

Confirmation Of Payee Readies For Phase Two, But It Is No Silver Bullet

Phase one of the Confirmation of Payee (CoP) implementation has had a positive impact, the UK's Payment Systems Regulator said, which is now considering the extension of the service to more payment service providers. However, CoP alone will not be enough to prevent fraud.
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Payments

ESAs Score National Authorities Well, But Hint At New Convergence Requirements

The European Banking Authority and the other supervisory authorities outline improvements needed for national competent authorities.
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Payments

California Crafts Policy To Report Non-Prosecuted Cardroom Financial Crimes

Policymakers in California are considering creating a new reporting system to make it more difficult for cardroom employees who were fired or quit their jobs for financial crimes to continue working in the gaming industry.
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Gambling

New Italian Gambling Chief Vows Action

Italy’s new gambling minister has promised action on tender extensions and said that the country’s gambling laws are not fit for a “civilised” society.
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Gambling

Top Macau Lawyer Warns Judiciary In 'Subservient' Decline

The long-time head of Macau’s lawyers association has publicly attacked creeping politicisation of the casino hub’s judiciary, warning of damage from magistrates who “tout” patriotism.
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Gambling

UK Treasury Opens BNPL Consultation

The buy now, pay later (BNPL) phenomenon comes to loggerheads with regulators as HM Treasury opens a consultation on how it should be overseen.
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Payments
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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