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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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News In Brief - Worldline Buys Greek Merchant Acquirer

Payments processor Worldline has announced the acquisition of an 80 percent stake in Greece’s Eurobank Merchant Acquiring services for €256m.
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Payments

Fraudsters Shift Focus To Company Executives At Payment Firms

A new payment fraud trend report published by the European Payments Council finds company executives, payment service providers and payment infrastructures have become the main target of fraudsters.
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Payments

Update: U.S. Turns Eye To AML Gaps Revealed By Pandora Papers

Two months after the leakage of millions of confidential files that became known as Pandora Papers, the first-ever U.S. Strategy on Countering Corruption is now looking at financial system gatekeepers to address deficiencies in the U.S. anti-money laundering (AML) regime.
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Payments

FCA Outlines Consumer Duty Plans

The UK's Financial Conduct Authority (FCA) has put out a new consultation confirming its Consumer Duty rules will be in place by July 2022.
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Payments

Delays Expected To Finnish Gambling Law

The Finnish government's long-awaited Lottery Act amendment proposal has hit a major payment blocking roadblock, following the release of the Constitutional Committee’s opinion on the proposal on December 1.
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Gambling

Missouri Seeks Solution To Grey-Market Games, No Love For Virginia's Skill Game Ban

Despite overwhelming opposition from the Missouri gaming industry, a veteran state senator will continue his efforts in the next legislative session to legalize video lottery terminals in bars and truck stops to replace thousands of unregulated devices.
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Gambling

New Rules Allow Philippine Taxman To Close POGO Networks

A new taxation and oversight regime is in force for foreign-facing online gaming operators (POGOs) in the Philippines, tightening POGO scrutiny and ramping punishment for tax delinquency and labour violations.
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Gambling

Experts Question Effectiveness Of Latest Sanctions On Belarus

In a coordinated action, the US, EU, UK, and Canada have imposed new sanctions on the eastern European state. However, experts are divided on just how impactful they will be.
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Payments

Consumers Still Do Not Know How Fintechs Collect Data

A new survey by the interbank payments company, The Clearing House (TCH), shows U.S. consumers know little about fintechs’ data collection and sharing practices.
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Payments

India Launches Government-Backed Digital Wallet To Promote Financial Inclusion

As part of the Digital India initiative, India has announced the launch of CSCPay, a new digital application to support the inclusion of the rural population into digital payments.
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Payments

Thai Parliament Committee To Explore Casino Liberalisation

Thailand’s parliament has established an extraordinary committee with cross-party membership to examine the feasibility of an “entertainment complex” containing a major casino.
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Gambling

Betting Exchanges Near Reality In New Jersey, But Will They Succeed?

Supporters of exchange wagering in the U.S. are looking to capitalize on increased interest in retail investing spurred by Robinhood and other platforms, but key hurdles remain for the concept to reach its potential on the sports-betting side.
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Gambling

UK Pressure Mounting Ahead Of White Paper Release

​​​​​​​More UK football clubs have backed a campaign to remove all gambling sponsorships and promotions from the sport, as political pressure continues to mount on the upcoming Gambling Act white paper.
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Gambling

BNPL Black Friday Boom, But Do Consumers Know What They Are Signing Up To?

Buy now, pay later (BNPL) is booming in Europe, research by Mollie and Equifax shows, but could Black Friday end up causing financial woes for consumers?
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Payments

There Is Clarity To U.S. Crypto Regulation If You Look Closely

Crypto companies have been criticizing the U.S. for a lack of clarity in crypto regulation. But what if there is a clear answer, only they do not like it? VIXIO sat down with U.S.-based crypto experts to discuss the regulation conundrum.
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Payments

Update: India Not Proposing Cryptocurrency Ban

A new Cabinet note on the proposed cryptocurrency bill shows that India is planning to regulate private cryptocurrencies, rather than banning them.
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Payments

Florida Sports Betting Halted After D.C. Federal Court Denies Appeal

The Seminole Tribe of Florida on Saturday halted sports-betting operations after a three-judge panel in Washington, D.C. voted 2-1 to reject the tribe’s appeal to continue accepting wagers pending further court proceedings.
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Gambling

Ontario Online Launch Delayed As Operators Await Transition To Legal Market

Ontario will miss its targeted 2021 launch for regulated online gaming and sports betting, with the lack of a clear launch date one of several complexities causing heartburn for operators preparing to enter a uniquely attractive market in North America.
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Gambling

Dutch Regulator Set To Punish Wayward Affiliates

​​​​​​​The Netherlands Gambling Authority (KSA) has said it is taking enforcement action against 15 affiliates that have been promoting unlicensed online gambling operators.
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Gambling

Brazil Central Bank Starts Testing Use Cases Of Digital Real

The Central Bank of Brazil has announced a new partnership aimed at testing potential use cases of a central bank digital currency.
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Payments
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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