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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Ecuador Lifts Ban On Sports-Betting Advertising

With little fanfare, the President of Ecuador has removed a ban on sports-betting advertising from the country’s communications law.
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Gambling

New York Congressman Campaigns For Federal Oversight Of Sports Betting

U.S. Representative Paul Tonko took his campaign to pass federal sports-betting legislation to upstate New York last week where he heard college athletes and coaches offer details of the social-media harassment they have received from gamblers.
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Gambling

Wise Becomes First Non-Bank To Gain Direct Access To Japan's Payment System

Wise has received a coveted regulatory approval in Japan, becoming the first non-bank firm to gain direct access to the country’s domestic payment system.
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Payments

Daily Dash: UK Stats Reveal APP Fraud Down, CNP Fraud Up

UK Finance has reported a surge in card-not-present (CNP) fraud, while Klarna has announced that it is now available via Apple Pay, following the demise of Apple’s own buy now, pay later service.
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Payments

FATF Overhauls Greylist Rules To Help Poorer Nations

The Financial Action Task Force (FATF) has announced significant changes to its criteria for greylisting countries, shifting its focus towards nations that pose greater risks to the global financial system while providing relief to the least developed countries.
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Payments

BNPL Firms Enthusiastic As UK Government Unveils Legislation

Buy now, pay later (BNPL) firms and other stakeholders have applauded the UK’s new Labour government for introducing regulation that will bring firms into the scope of supervision from the Financial Conduct Authority.
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Payments

Ireland's Next Steps After Passing Historic Gambling Law

With one final minor hurdle to clear, Ireland’s new era of gambling regulation is on the cusp of finally commencing, but a clear timeline for its next steps is still unclear. 
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Gambling

Dutch Regulator Threatens Curaçao Operator With Daily Fines

The Netherlands Gambling Authority has warned it will issue BlockDance with daily fines for offering illegal gambling, after it initially complied with an order to block Dutch players.
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Gambling

Election 2024: What's At Stake For U.S. Gaming Industry

With less than three weeks left until voters go to the polls to determine who resides in the White House for the next four years, down-ballot in several states will be initiatives that will directly impact the gaming industry.
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Gambling

Operators Left Off Brazil Whitelist Take Legal Action, Seek State Licences

Operators that did not make Brazil’s “whitelist” are not taking it quietly, and have either filed lawsuits to be included on the list or sought a state-level licence in order to remain in business at least through the end of this year. 
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Gambling

Get On With It? But Get On With What? VRPs Bring More Fatigue Than Opportunity

Variable recurring payments (VRPs) are a recurring theme for UK payments players, and although they disagree on the best way forward, they agree that the Payment Systems Regulator (PSR) needs to get a move on.
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Payments

Australia Threatens To Ban Surcharging In New Payments Review

Australia’s payments industry faces a major rethink of its costs and fee structures, as the Albanese government threatens to ban the practice of surcharging.
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Payments

Week In Crypto: TD Bank AML Failures Linked To UK Crypto Exchange

A UK crypto exchange gets caught up in TD Bank’s money laundering case, a detained Binance executive is denied bail in Nigeria, and Tether’s largest customer is sued in the US.
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Payments

EU Authorities Challenge Commission’s Changes To DORA And MiCA Standards

The European Commission’s positions on aspects of implementing both the Digital Operational Resilience Act (DORA) and the Markets in Crypto Assets (MiCA) regulation have prompted a backlash from key European regulators.
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Payments

Ireland Pushes To Address Account-To-Account Gap In New Payments Strategy

The Irish government has unveiled the country’s new National Payments Strategy (NPS), which challenges both regulators and industry to modernise and increase competitiveness in the payments ecosystem.
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Payments

Daily Dash: New US FTC ‘Click-To-Cancel’ Rule Will End Subscription Traps

The US Federal Trade Commission (FTC) has unveiled a new rule that will penalise sellers for trapping customers in subscriptions, while the Financial Stability Board has opened a new consultation on operational incident reporting.
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Payments

News In Brief: October 14-October 18, 2024

Peru has told registered suppliers they must stop serving unlicensed operators.
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Gambling

California Tribal Leaders Take Aim At Sweepstakes, DFS

California tribal gaming leaders have reinforced their belief that daily fantasy sports (DFS) and sweepstakes companies are operating illegally in the Golden State, and say they are taking legal steps to protect their gaming exclusivity.
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Gambling

Irish Lottery Penalised €23,000 Due To Licence Breach

Ireland’s National Lottery regulator confirmed it withheld €23,000 from operator Premier Lotteries Ireland (PLI) due to a licence breach, which saw some players told their tickets were not a winner, when in fact they had won.
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Gambling

Regulatory Influencer: Dubai Reviews MSPs’ Management of Operational Risk

The Dubai Financial Service Authority (DFSA), the regulator of financial services conducted in or from the Dubai International Financial Centre (DIFC), has conducted a review of regulatory compliance and vulnerabilities at money service providers (MSPs) in the DIFC.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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