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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Crown Resorts Suffers Second A$1m Fine Over Junket Defiance

Australian casino operator Crown Resorts has been fined A$1m ($722,000) for “deliberate disobedience or wilful blindness” toward the Victoria state gaming regulator over improper junket activity in 2015 and 2016.
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Gambling

Flutter To Acquire Italy’s Sisal For Retail, Online Presence

​​​​​​​Flutter Entertainment said it has agreed to acquire Sisal for €1.91bn (£1.62bn), giving it a leading online and retail presence in Italy.
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Gambling

New Finnish Gambling Law Granted Final Approval

Finland’s president has signed into law the country’s gambling reforms, ensuring new enforcement powers and marketing rules are set to come into effect from January 1.
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Gambling

Gambling Commission Finds Lottery Betting Company Targeted Elderly

A lottery betting company has surrendered its suspended licence after the UK Gambling Commission found that the company targeted the elderly, including a 100-year-old man who bet nearly £24,000 in five months.
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Gambling

California Cardrooms Challenge Tribal Sports-Betting Initiative

Two California cardrooms have filed a lawsuit seeking to invalidate a sports-betting initiative on next year’s ballot to legalize retail wagering at Indian casinos and four racetracks, which they argue violates the state constitution.
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Gambling

U.S. Sports-Betting Advertising Boom Set To Escalate In 2022

As the calendar flips to 2022, the conversation surrounding the glut of sports-betting advertising in the United States is likely to only intensify, particularly as the country’s largest media market is set to launch online sports wagering.
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Gambling

News In Brief: December 20-December 24, 2021

Resort casino zones could come to Azerbaijan, Dutch operator warned over match bets and Ohio sports betting is approved.
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Gambling

EuReCa! European AML/CTF Database Unveiled

The European Banking Authority (EBA) has revealed more details about its central database on anti-money laundering and counter-terrorism financing (AML/CTF) in the EU, a key tool for coordinating efforts to counter illicit finance in the bloc.
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Payments

Pandora’s Box And The Biggest AML Trends in 2021

2021 has tested the anti-money laundering (AML) regimes of world economies, shedding light on gaps in the existing frameworks and forcing legislators to cast the net wider to fight the flow of illicit money.
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Payments

First ACHs Move Technical Accounts To TIPS

In a major milestone for instant payments across the EU, the European Central Bank has announced the first wave of automated clearing houses (ACH) to move their technical accounts to its low-value instant settlement system.
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Payments

Study Shows Surge in Older Online Gamblers During Pandemic

Hundreds of thousands more people over 65 in the UK are gambling online than at the start of the pandemic, the Royal College of Psychiatrists has said.
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Gambling

2021: The Year Indian Gaming Joined The Sports Betting Gold Rush

As uncertain as the future of the Seminole Compact may be, this historic gambling agreement in Florida marked the end of tribal ambivalence toward sports betting and the consequences for both Indian and commercial gaming promise to be seismic.
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Gambling

NSW Crime Commission To Probe Slots Money Laundering

Australia's New South Wales (NSW) state crime commission and the state’s gaming watchdog have announced a joint inquiry into slot machine money laundering, just weeks after a government investigator flagged large-scale washing of funds in pubs and clubs.
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Gambling

Green Finance Data Of Growing Interest To Central Banks, Says Study

Central banks are increasingly assessing sustainable finance in pursuing their core mandates, a survey by the Irving Fisher Committee on Central Bank Statistics has found.
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Payments

Buy Now, Pay Later, 2021’s Booming Old-New Payment Trend

Buy now, pay later (BNPL) has grown to be one of the biggest trends in payments in 2021. VIXIO reviews the changes the booming market experienced in 2021 and how market participants and regulators reacted to these opportunities and risks.
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Payments

A Warning Shot Across The Bow - J.P. Morgan Pays $125m After Using WhatsApp To Do Securities Business

J.P. Morgan has agreed to pay a steep $125m fine to the U.S. Securities and Exchange Commission for failing to keep records of WhatsApp messages that included securities business communications.
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Payments

Greek Online Revenues On Track To Exceed £700m In 2021

Greece's newly licensed online market buoyed up the whole country's gambling industry in 2021, which grew fractionally year-on-year despite a nationwide lockdown that shuttered the land-based sector until May.
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Gambling

Illinois Gambling Lobbyist Who Opposed Casino Expansion Retires

Most gambling lobbyists are paid to advocate for the industry's expansion, but the head of the Illinois Casino Gaming Association spent almost all of his 20-year career battling legislators bent on saturating his state's market to increase tax revenue.
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Gambling

Learning from 2021 Regulatory Changes — Insight for 2022 and Beyond

This piece will look back at two notable and ongoing events: Brexit changes and the effect on payment service providers (PSPs) of reforms at the Federal Financial Supervisory Authority (BaFin), Germany’s financial regulator. It will relook at how these issues developed in 2021, and will seek to understand how these issues are likely to affect PSPs in 2022 and beyond.
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Payments

Revolut Scores Full EU Banking Licence

The British-headquartered fintech has been granted a full banking licence from the European Central Bank.
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Payments
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War in the Middle East Set to Accelerate Decoupling From Traditional Infrastructure

The new geopolitical realities mean that payments firms will need to reassess their compliance priorities to protect themselves against the risks posed by Iranian and other sanctioned actors.
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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